London Socialite Sees The Light

LondonGirl252

So, I have gotten out of the lunch but using revision and making up a deadline. This money saving lark is making my nose grow!! I justify it by knowing it is for the greater good!

I did pay £5 into her collection so that means today is not the NSD I had planned. As I have already spent I figured it'd be a good idea to order my friends birthday present, this is the friend in Afghan right now so if i order in advance and post this week he should get it in time depending on the RAF! I'll also buy him a card later. The card £ will come out of todays daily £10 his present has come from my xmas budget.

I have completed some more revision this lunch and will be staying behind work tonight to do some more.

fuzzybear01

LondonGirl252 wrote: »

As I have already spent I figured it'd be a good idea to order my friends birthday present, this is the friend in Afghan right now so if i order in advance and post this week he should get it in time depending on the RAF! I'll also buy him a card later. The card £ will come out of todays daily £10 his present has come from my xmas budget.

I've saved lots of money on my husband's xmas presents as he is in the Falklands and Amazon refund the VAT!

LondonGirl252

fuzzybear01 wrote: »

I've saved lots of money on my husband's xmas presents as he is in the Falklands and Amazon refund the VAT!

I had no idea!! How do you go about doing this if you dont mind me asking?

Thanks!

fuzzybear01

You have to send the item directly there, and then email asking for VAT refund. They sent me an irrelevant reply at first so I ended up using the chat feature instead. Just remember that some items have no/reduced VAT (especially the ones that come from indigo starfish).

How to enter address:

https://www.amazon.co.uk/gp/help/customer/display.html/ref=ox_shipaddress_apo_help?ie=UTF8&nodeId=758846&pop-up=1

Bottom of page here for BFPO refund:

https://www.amazon.co.uk/gp/help/customer/display.html?nodeId=200792760

LondonGirl252

Thank you so much I will definitley use that!

LondonGirl252

Hi all,

Had a lovely ride this morning with the girls. My night out on Friday has been cancelled so I have joined a team in tonight’s company quiz night. My boss is quizmaster so he is keen I’m there! I had saved up £40 for Friday and tonight costs £8 for entry food and 2 drinks so hopefully I won’t need to spend! It would be ace if I could go out and still have a NSD.

Today is the day I withdraw my £70, so I’ll get that on the way to the quiz, if I spend any of it I will replace it with the £40 I have saved in my social pot. I have also made another small transfer to my credit card which means I have now paid £550.00 off my debt this month as planned! A little has been replaced by the balance transfer fee etc but it has still gone down a good chunk.

This month was also the last month my gym membership goes out so next month I will be £35 better off, which will help work towards paying of £600 instead of £550.

Thursday night is a dinner with an old boss who I keep in touch with and I’m using my tastecard to get 50% off the bill, I expect to spend £30 (saved up) then a quiet weekend – fingers crossed for NSD’s! I might struggle to get even 10 NSD’s this month at this rate!!

happihorse

Well done on maintaining the motivation! Sounds like MSE is really becoming a way of life for you. :j

LondonGirl252

happihorse wrote: »

Well done on maintaining the motivation! Sounds like MSE is really becoming a way of life for you. :j

Thank you! It does feel like it now, it comes a bit easier than before when I had to really think about everything I did with money, now I know exactly where I am each day and it feels so much better than when I use to go out, spends tonnes on my card and have a shock at the bank statement the next day!!!

LondonGirl252

Hi all,

I had to amend the amount in my signature as the interest on the credit cards has come in so it made it a little worse but thats OK as I knew it was going to happen and i have still physically paid off £550 so far, i plan to make another payment later in the month too.

Last night was fun but I did get a bit annoyed with myself about my expensive journey home! I left my oyster card in the office by accident and it was too late to go and get it so I had to buy a tube ticket £6.60 (day ticket) anyway, the quiz went on forever (I wont tell you what position we were in!!) so we didnt leave until 11pm a group of us got the tube together but when I came to change to my line home they announced that station was closed so I had to jump off at Oxford Circus, there was some trouble with police around and people being arrested and I was by myself, it was coming up to midnight now. I didn't fancy the bus trip as it'd mean walking past where it was kicking off and waiting around at the bus stop so I jumped in a cab. I had £40 saved up from the social fund and only spent £10 in the pub so I did have some left. The cab came to just under £20 so I gave him a twenty and left him the change, so although it was an expensive ride home I would have preferred to avoid I did still come in £10 under the £40 set aside... plus I REALLY needed a wee and didn't know if I'd manage to wait to a bus! hehe!!

Am I naughty? It did make me realise it was the first cab Ive paid for in about 2 months which is a record for me!!!

Today already failed as a NSD as I had to pay £4 to get the tube to work GRRRR but shouldn't spend anything else now. I really need to work harder at these NSD's they aren't coming anywhere as easy this month - which I expected with the time of year and my exams etc but I hoped to have more by now!

We have been warned about student protests near our office so at 5pm we are all running out the door, im going to take revision home and work. If there's trouble security is high and they will lock down the building in which case I'll stay and revise here!

That book I won in the competition arrived "thrifty ways for modern days" has arrived, so I can try to find other ways to save £££!

For the rest of the month I only have 2 more social events booked in, dinner tomorrow and drinks next week. The drinks should be easy though - my flatmates office has a bar and they have monthly drinks and this time they can brink a guest, the bar is free until 10pm so once 10pm comes we'll head on our very merry way home!

Horace

Keep your Oyster card in your purse that way you will have it with you all the time.

Must see if I can get money back from my Oyster card which has around £32 sitting on it, I used to be in London all the time but since ditching ex BF (the only thing he was good at was lying) I haven't really had a need to use it (last used in June when I used it to get the bus from Marble Arch to Oxford Circus to go to the Palladium). Would they be able to refund part of it or do I have to have all the money back on it?