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London Socialite Sees The Light

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Comments

  • MuffinTops
    MuffinTops Posts: 2,477 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Hi LG,

    Ahhh, I'm so glad you had a nice evening and are in lust from it all. That's all sounding lovely.

    24 hours now on the results? Eek! I'll be logging on early too I think! I really hope you get the results you deserve.

    x
  • sydneybean
    sydneybean Posts: 108 Forumite
    Part of the Furniture Combo Breaker
    coming out of lurkdom to say good luck!:wave: have been following your thread and you have done so well. am sure your results will be great and will be logging on tomorrow to see the outcome:D
    Debt [STRIKE]Mar16 - £10,401eek[/STRIKE]: Jan 18 £4601 Paid off so far £5800 pay off 18 £1625
    Emergency Fund £100/£1000
    OD1 - £550 OD 2 - £400 Def1 -£40
    Def2 - £2976 CC -£500 TV £135 CR Apr 389 Dec - 487
  • meow5678
    meow5678 Posts: 150 Forumite
    Eighth Anniversary Combo Breaker
    Good luck for your results tomorrow!
    FTB
    :A Saving for my first deposit :A
  • LondonGirl252
    LondonGirl252 Posts: 1,983 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker
    Thanks Muffin, Sydney and Meow. I'll be posting as soon as I get them!!

    I have a feeling its going to be a verrrry long night! Why on earth do they send them at 3am??
    Santander 0% £1,529.94
    Sainsbury's 0% £4,371.31
    Total 0% £5,901.25
    AIM: Pay off debt & simultaneously save for deposit to buy a house by Oct 2020.
    Mar Challenge: Stay within groceries & eating out budget.
  • Erme
    Erme Posts: 3,597 Forumite
    Part of the Furniture Combo Breaker I've been Money Tipped! Debt-free and Proud!
    Hi LG

    Sounds like things are going great. Fingers crossed on the bonus.

    I'm just a bit confused about this payment a day thing. Do you actually send the payment to the card on-line or do you put the money aside to pay as an instalment. If it is the on-line payment do companies not mind you paying like this? I don't suppose they would if they are getting money anyway. I feel a bit thick asking this :o

    Have a lovely weekend and hope it was only the one drink and you didn't succomb to peer pressure :rotfl::rotfl: You might need a clear head for the horse riding in the morning.

    Take care.

    Lil
    xx

    Lil you have to phone up who you are paying and find out. Like when I was with Creation Consumer finance (or whatever they are called. I got my macbook funded via them via PC *) they had a thing on their website to pay off by debit card in wee bits but whilst it processed instantly they charged me £3 for the pleasure :eek:...

    So I phoned them up (just googled head office. Cheaper than 08456) and like got their bank details and did a bank transfer. Initially I just did it for £5 to try it out in case the chap on the phone was lying. But it worked. Took about 2 days to register on my account and like 3 days to show online. But still. For the amount I was padding it was cost effective.

    Then the last wee bit I paid by debit card. Kept the charges to a minimum. :money

    So like yeah phone up your debitors and say you want to make extra payments but you don't want a direct debit or a standing order as you are not sure how often you are going to make them. If you already have the bank details you can do it via phone/online or even pop into your local bank branch and they will help. It's a bit complicated to set up but once you have it it's fine.

    Like I pay £20 a month to my local church building fund and via their standing order form I found out their bank sort code and account no so now I know if I ever want to make extra payments I can :)...

    You may have to be a bit of a detective but it's so worth it. I pad every 2 weeks. You may want to pad every day or less often. Doesn't matter. So long as it's regular. Hope that helps

    And
    GOOD LUCK LG WITH EXAMS
    tnp.gif
    E
    :dance:
    I believe in the power of PAD
    Come and join us on the Payment a Day thread
    :dance:
  • LondonGirl252
    LondonGirl252 Posts: 1,983 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker
    Thanks Erme!!!
    Santander 0% £1,529.94
    Sainsbury's 0% £4,371.31
    Total 0% £5,901.25
    AIM: Pay off debt & simultaneously save for deposit to buy a house by Oct 2020.
    Mar Challenge: Stay within groceries & eating out budget.
  • Erme
    Erme Posts: 3,597 Forumite
    Part of the Furniture Combo Breaker I've been Money Tipped! Debt-free and Proud!
    So has postie been LG? That is the question :)
    :dance:
    I believe in the power of PAD
    Come and join us on the Payment a Day thread
    :dance:
  • LondonGirl252
    LondonGirl252 Posts: 1,983 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker
    We get them via email.... every year so far it's arrived at around 3am! So I'll be staring at my phone blankly the whole night I imagine!!!
    Santander 0% £1,529.94
    Sainsbury's 0% £4,371.31
    Total 0% £5,901.25
    AIM: Pay off debt & simultaneously save for deposit to buy a house by Oct 2020.
    Mar Challenge: Stay within groceries & eating out budget.
  • I have everything crossed for you LG. I can't wait to find out what your results are, it's so exciting.

    Maybe we might need to be celebrating on-line tomorrow, I will bring the bubbly :rotfl::rotfl:MSE version though haha.

    Then hopefully soon we will have MT's party too so :beer::beer: all round.

    Good to hear things are going well with D. Nice that he paid too, I like that although I don't normally get that haha. As it stands now, I'm off men for the time being.

    Posted on MT's thread just that I really am going to sort my whole life out after the weekend. Stalling I know :o but do need to go out with my friend to celebrate my birthday.

    I have a few items on e-bay but only things that I have re-listed and have a box full with more to put in it that needs to be listed.

    I've got a feeling I will be logging on again in the morning to find out how you got on so hopefully you will have heard by then. Good luck hun.

    Take care.

    Lil
    xx
    23.11.11-LBM-[STRIKE]£10162.10[/STRIKE] Outstanding-18/11/12-[STRIKE]£10782.39[/STRIKE] Outstanding-£9949.52
    S.A.D. And Proud Of It
    Member #29 Of 20p Savers Club: £5.00/£100
    POAMAYC In 2013 Member #28: £0/£2500
  • LaFolie
    LaFolie Posts: 76 Forumite
    Finally caught up! You're doing amaaaazzzing, LondonGirl (though I did have a chuckle at the First World Problem of the potential for the Polo to be called off :p ), and a new piece of man candy too! Yum yum!

    Good luck for your results (I'm sure you'll have rocked it!), potential for a celebratory drink with D following the happy news?! ;)

    BTW, was the Scandi bar you went to The Nordic Bar in Soho, by any chance?

    xx
    Overdraft: -£980
    CC: [STRIKE]£677[/STRIKE] £627

    May Targets
    NDS: / 6







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