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Story of one man's LONG road to financial recovery
Comments
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Perfect! My niece is just getting to that stage, I love that every time I go home she has developed a new habit or quirk and is growing into a little person! So sweet!
That's absolutley what savings are for! I bet that money was well worth it!Santander 0% £1,529.94
Sainsbury's 0% £4,371.31
Total 0% £5,901.25
AIM: Pay off debt & simultaneously save for deposit to buy a house by Oct 2020.
Mar Challenge: Stay within groceries & eating out budget.0 -
Is it just your niece or do you have others? Your bro or sis's kids?December 2005 TOTAL DEBT at its worst - [STRIKE]£20,596[/STRIKE]
LBM - March 2008
Finally Debt Free - October 6th, 2011 :beer:
Now a committed saver!!!!
Sealed Pot Challenge member since October 4th, 2011. Member number 14150 -
Just my niece, she is my younger brothers daughter. I have an older brother too but he's a bit more sensible!Santander 0% £1,529.94
Sainsbury's 0% £4,371.31
Total 0% £5,901.25
AIM: Pay off debt & simultaneously save for deposit to buy a house by Oct 2020.
Mar Challenge: Stay within groceries & eating out budget.0 -
Gosh he started early if he's younger than you!December 2005 TOTAL DEBT at its worst - [STRIKE]£20,596[/STRIKE]
LBM - March 2008
Finally Debt Free - October 6th, 2011 :beer:
Now a committed saver!!!!
Sealed Pot Challenge member since October 4th, 2011. Member number 14150 -
19!
It was a bit of a shock, especially as we didn't know he had a girlfriend!! They all now live with my parents, one big happy family... sort of! hahaSantander 0% £1,529.94
Sainsbury's 0% £4,371.31
Total 0% £5,901.25
AIM: Pay off debt & simultaneously save for deposit to buy a house by Oct 2020.
Mar Challenge: Stay within groceries & eating out budget.0 -
Lol, I'm expecting my first in 5 weeks, a boy and becoming pregnant was what made me sort out my debt issues, I am now out of my overdraft for the first time in forever! I have 2 interest free cc and a loan but awaiting on a ppi claim, I also have a lovey boyfriend who is very supportive and doesn't believe in spending what you haven't got!! Pregnancy really makes you wake up and deal with things plus I have saved a fortune not going out drinking and not smoking!!Pregnant and committed to becoming debt free!!0
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Well done and congratulations!!! Funny what it takes to sort us out!!!
Hope everything goes smoothly on the birth day!Santander 0% £1,529.94
Sainsbury's 0% £4,371.31
Total 0% £5,901.25
AIM: Pay off debt & simultaneously save for deposit to buy a house by Oct 2020.
Mar Challenge: Stay within groceries & eating out budget.0 -
Yes congratulations on a) the baby and b) tackling your finances. Do you have a debt free date in your mind?December 2005 TOTAL DEBT at its worst - [STRIKE]£20,596[/STRIKE]
LBM - March 2008
Finally Debt Free - October 6th, 2011 :beer:
Now a committed saver!!!!
Sealed Pot Challenge member since October 4th, 2011. Member number 14150 -
No i haven't really thought of a debt free date as i am waiting to see if i get ppi back on a lloyds tsb loan so that would pay some off that or my cc and as i am still paying ppi on it, then that would also save me £40 a month. I have 2 credit cards and they are interest free so i pay minimum on them but i dont know what i will need to live on when im on maternity pay - i know i have enough to cover bills and rent but any extra i will use to keep me out of my overdraft. My main aim is to be back at work after 4/5 months off with no additional debt which is looking very likely at the moment.Pregnant and committed to becoming debt free!!0
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Well, if you need any help you've come to the right place. I HIGHLY recommend posting an SOA up to the forums, you'll get loads of help and advice and more importantly support. :-)
Do keep me posted on your baby and money progress!December 2005 TOTAL DEBT at its worst - [STRIKE]£20,596[/STRIKE]
LBM - March 2008
Finally Debt Free - October 6th, 2011 :beer:
Now a committed saver!!!!
Sealed Pot Challenge member since October 4th, 2011. Member number 14150
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