MSE Pregnancy Club 23

*Ro*

Also forgot to mention the DM had an article on a weary dad who has done an iPhone app called white noise, I have downloaded a lite free version apparently his twin daughters at 6 months settled with the wave sounds but there are a few different ones and i thought might as well download in case it hits the fan.
I did post on the less than 1 year thread and Claire mentioned that she had used a rainforest video on loop and also put them in front of washing machine to settle them.
Thought worth mentioning as we may get desperate soon!!!
Ro xx

Gillyx

The situation with the tax credits is disheartening to be honest, luckily we'l still qualify as OH is a student and has a pretty crap job, so we'l get some help, but I can't understand why £24,000 between 2 people is considered enough. I think (I may be wrong though) they take your earnings from the previous year, so to claim in April it would be your P60 figure from 2011/2012, if that makes sense?

Desserts Ro? Are you kidding? The minute this baby is out, I'm on a strict no crap diet, I've eaten so much rubbish in this pregnancy and I've not put a lot of weight on but what the hell is it doing to my organs and arteries, no I need to give it up, sadly. Making the most of my last 4 weeks

Also for everyone else, Paddy is back tonight No likey no lighty! Love it.

Kira000

Crabapple wrote: »

I'm not sure if we will qualify. We wouldn't based on both our salaries, but then I won't be getting mine and I don't know how they take into account the SMP. However, I'm certainly going to ask even if it only gets us another £500 a year - won't be more than that.

I had no chance to save until after May when we got married, as spare money went to that (and we did not blow a massive budget by any means, just have never had lots of money left at the end of each month). We should have enough to get by, but DH is worried. I handle the budgets as he will otherwise put his head in the sand and get scared by financial paperwork!

It made me smile at work when I was talking to some of the other women - the younger ones seemed to have no idea how poor the pay was and thought that our firm would give us lots of money! I basically horrified them all when they realised that they would get nothing more than SMP and how much that is.

LOL. No young women at my place for me to horrify! DH did get a shock though, he thought my company was going to pay me full pay or half pay for months. Its unfortunate that there are so many young women working elsewhere in my company, that the corporate policy is statutory minimum everything for Mat.

Kira000

*Ro* wrote: »

Also forgot to mention the DM had an article on a weary dad who has done an iPhone app called white noise, I have downloaded a lite free version apparently his twin daughters at 6 months settled with the wave sounds but there are a few different ones and i thought might as well download in case it hits the fan.
I did post on the less than 1 year thread and Claire mentioned that she had used a rainforest video on loop and also put them in front of washing machine to settle them.
Thought worth mentioning as we may get desperate soon!!!
Ro xx

I've downloaded an andorid app with white and environmental noises for my galaxy S2. There is a free lite version and a payable one.

Gillyx

Ooh how good is the Galaxy S2 Kira, I love mines! Didn't know about the app though, will have to have a look!

*Ro*

Crabapple - as u say best to ask as you don't get if you don't!
It does annoy me how much they have dropped next years threshold for child tax credit for one child in an ordinary situation household income cut off is I think £26k when this year it was much higher around or under £40k.
I did ring up the helpline this week to check things out but will need to phone when child is born.
Ro xx

Gillyx

Oh it is 26k, not sure where I got 24 from, I'll blame baby brain

*Ro*

Kira000 wrote: »

I've downloaded an andorid app with white and environmental noises for my galaxy S2. There is a free lite version and a payable one.

That's good to know as hubbys is an android phone x

*Ro*

Gillyx wrote: »

The situation with the tax credits is disheartening to be honest, luckily we'l still qualify as OH is a student and has a pretty crap job, so we'l get some help, but I can't understand why £24,000 between 2 people is considered enough. I think (I may be wrong though) they take your earnings from the previous year, so to claim in April it would be your P60 figure from 2011/2012, if that makes sense?

Desserts Ro? Are you kidding? The minute this baby is out, I'm on a strict no crap diet, I've eaten so much rubbish in this pregnancy and I've not put a lot of weight on but what the hell is it doing to my organs and arteries, no I need to give it up, sadly. Making the most of my last 4 weeks

Also for everyone else, Paddy is back tonight No likey no lighty! Love it.

Re Tax credits we were going to try and claim for the period jan 12 to march 12 which would normally be based on april 10 to April 11 income but we will ask to be assessed on current tax year April 11 to April 12 because I left work feb11. (we would be above threshold if assessed on prev financial year but not if assessed on current year)
And yes if you are applying for tax credits for April 12 to April 13 it would be based on April 11 to April 12 income unless there will be significant drop in income. ( we will get nada as they have dropped the cut off point for income massively)
Hope haven't confused !!!

Re eating more healthily will ask if you fancy apple pie when you graduate to less than one year thread and regret not getting any!!!

Kira000

*Ro* wrote: »

That's good to know as hubbys is an android phone x

Gilly / Ro, the app is called white noise lite...(strange that eh!)