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its hidden under the mattress....
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Had a good shopping trip! We got loads of whoopsies spent £59 and should easily last 2 weeks will need a few bits which OH will buy when passing home bargains, we just need tea bags (hard water so yorkshire tea is best) dumplin mix, lentils and milk this should cost no more than £20.
If I could get DD1 to drink something other than milk I could save more we go through at least 4 pints a day!Electric and Gas Predators 17/£700:j:j:j October make £10 a day challenge :j:j:j£155/£3100 -
On the other hand at least she wont be one of the 30% of teenagers who don't get enough calcium if you get her into good habits now! And of course being female laying down good supplies of calcium when young lowers your risk for osteoperosis later
chevI want a job that is less than an hour driving away from my house! Are you listening universe?
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Very true chev and thanks for popping in.
I cant seem to stop yawning this morning DD1 slept right through and is still spark out now, o well I have managed one wash load and now a cup of coffee.
money saving today I have to pay barclay card so will give them £10 on top, I will also ask OH to pick up some stamps.Electric and Gas Predators 17/£700:j:j:j October make £10 a day challenge :j:j:j£155/£3100 -
Hi Happy, im reading your diary with interest, you seem to be very motivated. I need a rocket up my a*** so hopefully reading your entries will spur me on. I have so much to put on ebay (DS is 3 and still has items from when he was a baby in the attic).Single working mummy to 3 year old cheeky monkey DFD: July 2016 - Tesco Loan [STRIKE]£14,000[/STRIKE] £13,490 / Owe dad ([STRIKE]£500[/STRIKE]£450 / Very account £[STRIKE]70[/STRIKE]60 / Overdraft £270 = Total (Jul11 [STRIKE]£14,940[/STRIKE] Now £14,300 (Paid off £670) Need to lose 14lb (3/14) (currently [STRIKE]11st12[/STRIKE] 11st9) Deseparately need a holiday for 2012 (£0/£1000) - Car Fund (£0/£1500) - Christmas Savings (£70)
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Hi Miss Orangey, im setting you a challenge of braving the attic and listing AT LEAST 10 items
(or get them ready for next free listing)
I managed to get a free christmas pressie for DD1 today a barbie school thanks to the lovely people on grabit :beer:
OH is out on the road all day up and down the country so have told him he has to call into as many Mr T's as possible, every little helps! Hopefully some more DTD's for christmas.Electric and Gas Predators 17/£700:j:j:j October make £10 a day challenge :j:j:j£155/£3100 -
Been doing the rounds at Mr T today looking for some reduces items for christmas managed to get a barbie car free after DTD, an under water digital camera, some hair straighteners and a DAB Radio. I would really like to pick up a sat nav and a digital camera so will be going to a different store tomorrow but I think they will all be gone now.
I have dipped into the bill money now for next month so will be working hard to get it back! It was perfect weather for a carboot aswell.Electric and Gas Predators 17/£700:j:j:j October make £10 a day challenge :j:j:j£155/£3100 -
Hi Happy
Just wanted to pop by and see how things are going. You seem to be doing great.DEBT TOTAL: £7609.440 -
Just popping along to wish you good luck on your journey- you sound very motivated and organised. Hope you resolve your DS's school problem. I was badly bullied at school and it really affected me so can understand why you took it so seriouslyAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
Thank you Squide and savingholmes
DS is still home at the moment i'm hoping to hear this week if hes got into another school, his current school are threatening me with the eductation authority unless he is returned immediately but he was only their a week and the change in him was unbelieveable, 2 weeks off and hes just returning to himself.
I took DS out bargain hunting today, he really enjoyed it scanned loads of toys and got plenty for DD1 & DD2 for christmas, I am really pleased and to top it off my OH stopped home with the little ones so we had chance to really browse and met a fellow MSEer as well.Electric and Gas Predators 17/£700:j:j:j October make £10 a day challenge :j:j:j£155/£3100 -
I am loving this weather, the kids have been playing in the paddling pool i'm thinking I may walk them down to the beach tomorrow. If the weather stays like this we will be doing a carboot on saturday.
Good news on the school front DS has finally been allocated a school.Electric and Gas Predators 17/£700:j:j:j October make £10 a day challenge :j:j:j£155/£3100
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