Reason for lack of viewings...

Bogof_Babe

I'd take the microwave off the top of the fridge freezer - it looks impossible to use it up there. Better not to have it in the photo at all.

claire16c

Corona wrote: »

Your health is worth MUCH MORE than money - I'm sure I don't have to tell you that (and I speak from bitter personal experience).

You're only 30 - lots of people these days aren't buying their first home until much later. You may lose money on the sale of this flat BUT the chances are that, in the future, things will improve and you will have a chance to make money (or maybe not; maybe in the future we'll look at houses as homes and not money making schemes). It's not your fault that house prices have dived - it's the economy. Those who made money out of their houses (and can be very smug about it), were just lucky not skilled.

BUT don't put off having children - we waited too long and weren't able to. Some things you CAN do later (like get back into house ownership) but you CAN'T put off having children.

In your position, I would make it clear, when the lady comes round for a second viewing, that you're willing to take an offer and take what she offers (even a low one) to get the hell out of there; find a place you're happy to rent near work, accept that you're going to spend the next 5-10 years paying off the negative equity and bringing up children. You'll then only be 40. Less than halfway through your life. Don't stress about it.

Get out. Get on with your life.

I agree. Id take what you can for it. In 5 years time it will be a lot harder statistically to have children.

Btw I do think your flat looks a lot bigger than the other one that was posted.

PasturesNew

A lot of it looked out of plumb to me ... could be bad photography, but it was just .... weird.

PasturesNew

Also ... having keyed in your postcode to Rightmove, there are LOADS of 1-bed flats much cheaper than yours, in the same style. They start at about £60k, yours is £14k dearer than the next cheapest. I'd guess then it's definitely price.
http://www.rightmove.co.uk/property-for-sale/find.html?locationIdentifier=POSTCODE^4033586&maxBedrooms=1&includeSSTC=true&_includeSSTC=on

googler

PasturesNew wrote: »

Also ... having keyed in your postcode to Rightmove, there are LOADS of 1-bed flats much cheaper than yours

... but the OP has a house, not a flat.

carefullycautious

why do you keep calling it a house? It is a first floor flat with a staircase.

The description says you enter a small lobby with staircase up to landing with rooms off. Thats not a house, there are no rooms on the ground floor or am I missing something

googler

You are missing something. Look at the floorplan.

Enter on ground floor, lobby with stairs up, but bedroom and shower room are on ground, with lounge and kitchen at first floor.

It takes up the whole of the front corner that you can see in the pic from grd to roof, the entry door is the nearer one that you can see between the house and the external store.

Fits my definition of a house. Nobody above or below, so not a flat or apartment in my view.....

The second door to back and left is a mirror image of the OPs house, and these two are built on the end of what seems to be a terrace leading off to the right. So effectively one of a pair of end-terraced houses.

twirlypinky

I agree that it's not a flat, maisonette at worst, terraced house at best. However, the agents (we've seen about 5) told us to put apartment because that's what the builder put on the deeds.

googler

Like I say, the top line description, within these constraints, will have to be

"1 bed duplex maindoor apartment" - the one in bold above the pictures, because as you can see from the exchange above, the public aren't even scrolling beyond your first page......

Don't know if it's common parlance in your part of the world, but round my way, 'maindoor' signifies an apartment with its own front door, and no shared access with other apartments in the building.

twirlypinky

Corona wrote: »

Your health is worth MUCH MORE than money - I'm sure I don't have to tell you that (and I speak from bitter personal experience).

You're only 30 - lots of people these days aren't buying their first home until much later. You may lose money on the sale of this flat BUT the chances are that, in the future, things will improve and you will have a chance to make money (or maybe not; maybe in the future we'll look at houses as homes and not money making schemes). It's not your fault that house prices have dived - it's the economy. Those who made money out of their houses (and can be very smug about it), were just lucky not skilled.

BUT don't put off having children - we waited too long and weren't able to. Some things you CAN do later (like get back into house ownership) but you CAN'T put off having children.

In your position, I would make it clear, when the lady comes round for a second viewing, that you're willing to take an offer and take what she offers (even a low one) to get the hell out of there; find a place you're happy to rent near work, accept that you're going to spend the next 5-10 years paying off the negative equity and bringing up children. You'll then only be 40. Less than halfway through your life. Don't stress about it.

Get out. Get on with your life.

Trouble is, we've only got £5k in the bank. We need £1800 for the agents and solicitors fees (an all in one deal) another £1k for deposit on a flat and £500 first months rent, plus moving costs, we'll hire a van so around £100 plus any silly fees the landlord will charge us for references and credit checks and being human etc so £200, brings us to £3600, which means we can only afford to knock £1400 off our mortgage figure of £91.5 which brings us to £90,100. The house is already lower than that at £89,995.

We can save about £800pcm at the moment, so if this takes a couple of months to go through then that will help - but we really can't afford to take a low offer until we have more money in the bank.

The mortgage is already interest only - before i met hubby the company he worked for were in financial difficulty and kept on reducing his hours until he was forced to go interest only on the mortgage. Since then he was made redundant, and i moved in able to help pay the bills. He's working fine now - but in the mean time the deal on his mortgage ran out and went back to the base rate. We went in to see the mortgage company to change over to a repayment mortgage and fix the deal. They wouldn't even give us a rate because we're in negative equity and wanted £1500 to add my name to the mortgage!! We declined and left.