Lucky 13

LivvyLoo_2

Hi Yellow,
My DD turned 3 in September and the house is packed full of toys. This year she has asked for a Hello Kitty cushion, a butterfly, a pink hobby horse and a lady bird ha ha.

I way over spent the last few years so this year I have tried to keep the amount spent on her down, I think the main thing is getting all pressies within budget, which I have managed so far. I am terrible for seeing something though and thinking I have to buy it for her...will have to fight the urge this year.

xx

LianneH

blackpool was fantastic! the hangover wasnt!! Think I was a bit green all the way home on the bus! was even more enjoyable since I came home with money, and it was the money I made at the car booty - result!

Looks like Livvy is joining us on fighting the urges to buy our little darlings more!!

I agree though yellow that they probably are spoilt!

good luck with your complaint letter, hope that gets sorted out soon x

yellow3

Livvyloo, sounds as though your DD loves animals, my DD really wants to Start horse riding, I always horse rode as a youngster but I'm thinking she is a tad too young at the mo. Plus could not justify the expense since she is doing ballet and swimming lessons and OH has signed her up for gymnastics next yr, god we sound like right old pushy parents!! Ha ha. When she starts the gymnastics she will stop ballet, she loves going but I think she just likes seeing other children rather than the activity itself.

Vvvv. Spendy day yesterday, was returning the shoes and felt my tyre go pop, I'd drove over a big spike. had to go to the nearest tyre place and get it sorted. 80.00!!!! Ggrrr
So didn't have time to buy any lunch for work, by the time I got home I had the shakes I was that hungry so got straight into bed put I'm a celebrity on and ordered a dominos pizza. And do u know what, I really enjoyed it! So no regrets! Won't be doing it again anytime soon though! Ha ha.

Can't wait to send the complaint letter lianne, I know the debts been dramatically reduced but it's not my debt, I'm still hopping mad over the whole thing.

Working today so no spends there thank god

Y x

yellow3

Grrr v. Annoyed Internet is up the wall so can't update my diary as much as i'd like.
Going into town today with sister so will need to be good with money
Getting really stressed with all this Xmas spending lark
Y x

yellow3

Internet sorted now so back to posting everyday!
Not going to do a December siggy update as the spending has gone slightly haywire! Been using the cap1 cc rather than the debit card, I've bought Xmas things almost everyday and can't keep up with all the 'money outs' on my statement ggrrrr will be glad when it's over.
Still got OH to buy for but DD all done and I need an outfit for Xmas day.
Due some money by the end of jan so going to use that and what's left on debit card to clear cc.
Car needs mot and tax as well!!
Things to buy this month
Outfit for Xmas day
Present for OH
Baileys for nan
Biscuits for other nan
Present for godson
Money for nephew x2
Present for mum
Car mot
Car tax

Getting their slowly x x

yellow3

Ooh forgot to add, although it doesn't mean much in the grand scheme of things I have for the first time in my life come out if the poor or v.poor category on my credit score and am now in the 'fair' section!! Wahoo hopefully in about 6 months time I shall be in the 'good' section.
Would love to be able to get a decent cc instead of a sub prime one so even if I did have an emergency and had to use it I wouldn't get ripped off by the interest rate!!
Y x

LianneH

glad to have you back yellow! December is such a difficult month....we will all be debt bustin to the max come January!!

Shower-of-roses

Count me in on that!!!!!

yellow3

I'm back, and ready to debt bust like never before!!!
Will do a full financial update on tue when I've been the bank.
Found it so hard to post as OH been home everyday, but should ease back into routine now
I've a few goals for the coming months (3 months)
Clear and close vanquis card
Loose weight approx 10lbs
eBay 100 items
Decorate DD room Inc ceiling plastered and wooden floor
Streamline wardrobe (already started)

Well happy new year everyone and let's hope the debt is halved this time next yr

Xx

yellow3

Morning all,
Just about to jump up out of bed. today's plans are... to have a NSD, clear out another cupboard in the house, make a meal from scratch and visit mum.
Was hoping to start a new hobby this year or ressurect an old one but have decided against it. If I want finances to improve I really do need to stop wasting money. Hopefully next yr I'll be in a better position.
Got a few days off work so perfect for sorting out the house as I tend to feel like my head is clearer and a lot more positive when the house is spic and span.

Have a nice day x