On the up (Hopefully)

sugarcube84

I got paid a day early, so I changed the payment I'd set up and I can say that today I paid off a credit card!! Only 2 more to go for me and 2 more for dh.


DH also got paid so I've updated the budget and re set mine for the start of a new month.


So only 4 more pay days until we are df and when I say df we will still have car finance but that is something, due to our contracts, that we can only get out of if we take a company car. We did our sums on the company cars and as we had very little say in what cars we are given we could end up with something that costs more in tax and is more expensive to run. As long as we are sensible our car allowance more than covers the finance payments plus maintenance so we are better off, this is why I don't consider these a debt, as we would be worse off without it.


Onwards and upwards!! I've also updated my signature.


To Do List
- steam clean bedroom carpet this is going to be done after the decorating
- finish driveway
- 3 NSD's 3/3
- finish sealing bathroom
- pictures on walls in living room and swap switches/sockets 1 up !!
- seed lawn
- power washing
- order bedroom wallpaper, chosen but not ordered
- choose paint and decorate bedroom
- Count money jars before hols
- change c/c payment after d/d goes out

sugarcube84

Food shop tonight, I've written a list and a vague meal plan and dh for once has given me a list of what he wants for his lunches. Hopefully a quiet weekend for us, I feel like I need one!!

DebtFree2012

Huge congratulations!!! Well done you!!

sugarcube84

I've been a bit lax with the diary lately we have had a lot going on, a family member is very ill in hospital, we had to have our little dog put down so the big one is pining and i'm trying to organise a house move for the pony.


In money news the banks are all behaving, which is good considering what else is going on at the minute.


To Do List
- steam clean bedroom carpet this is going to be done after the decorating
- finish driveway
- 3 NSD's 0/3
- finish sealing bathroom
- pictures on walls in living room and swap switches/sockets 1 up !!
- seed lawn
- power washing
- order bedroom wallpaper, chosen but not ordered
- choose paint and decorate bedroom
- Count money jars before hols
- change c/c payment after d/d goes out

DebtFree2012

Oh dear, hugs to you, so sorry to hear you're going through such a !!!! time. xx

sugarcube84

Thanks, to top it off dh went for an interview and has just found out he hasn't got the job.


We have had worse I'm sure this time next week it will all be forgotten (hopefully!!)

sugarcube84

Not a good week at all, the family member who was in hospital passed away at then end of last week so it's been an upsetting time.


The pony has moved and it all went well, he settled in quickly and seems very happy and content so that is one less thing to worry about. The timing of it wasn't great but I'm glad it's done now. Our holiday at the end of the month can't come quick enough!!


To Do List
- steam clean bedroom carpet this is going to be done after the decorating
- finish driveway
- 3 NSD's 0/3
- finish sealing bathroom
- pictures on walls in living room and swap switches/sockets 1 up !!
- seed lawn
- power washing
- order bedroom wallpaper, chosen but not ordered
- choose paint and decorate bedroom
- Count money jars before hols
- change c/c payment after d/d goes out done
New List
- check in online for holiday
- buy holiday essentials

DebtFree2012

Sorry to hear of your hard times hun, keep writing, it helps I think

sugarcube84

Well its been a busy couple of weeks I feel like i'm just getting back to normal now. I spent the weekend in Scotland with my friend and my pony, he has settled in beautifully and we went for an amazing 2 hour hack around the moors. I'm so glad I chose to move him, it might have upset some people but it was definitely the right decision for him and I feel like a weight has been lifted.


Holiday wise I think me and ds are sorted I bought us sun hats at the weekend, a lovely pair of shorts for ds and a bikini and sundress for me. So it's just essentials and dh clothes, he has nothing!!


We also had a long chat about xmas and have decided after all the running around we did last year and being a family member down this year we want a xmas just for us, very selfish I know!! So.......I have booked us 2 weeks all inclusive in the Dominican republic, we will be deft free and have savings by then so it won't make it anywhere near a credit card.


In the house move news, I went looking at another house within our immediate move budget, which is the mortgage we can get at the minute with the remaining debts, and it was much too small. So we have resigned ourselves to 12 months saving and try to get the deposit bumped up so we can take advantage of a larger mortgage, this will also cut out an interim move. Meanwhile it gives us 12 months to slowly finish the house rather than trying to rush it.


To Do List
- steam clean bedroom carpet this is going to be done after the decorating
- finish driveway
- 3 NSD's 0/3
- finish sealing bathroom done
- pictures on walls in living room and swap switches/sockets 1 up !!
- seed lawn done
- power washing
- order bedroom wallpaper, chosen but not ordered UPDATE I've found a cheaper one and will sort it for the end of June, due to our holiday and my mum who is doing the papering!
- choose paint and decorate bedroom
- Count money jars before hols
- check in online for holiday done
- buy holiday essentials list written think i'm going tonight

sugarcube84

Just cancelled my d/d for my last payment to the second to last card. I've put through a card payment instead so I can say....another card paid off!!! I'm now off to update my signature.