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Swimming BEFORE we start to sink.

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Comments

  • A busy week for you AH, but will be worth it when the money arrives ;). I like it that your boss buys breakfast, what a nice boss :D.

    You're making good progress, but I understand the frustration, I get that way too :o

    Hope work is going ok.

    Been
    Full LBM 26 Sept 11
  • Well I've just paid the £40 off the CC. Also its OH's payday :T now to stop him spending it. :rotfl:

    CC is under £300 now and my CC statement is showing as over £40 less that my total. Should be good come statement day. :D
    You have to start to finish.

    LBM - September 2011 ~ DEBT FREE July 2012
    Debt Sept 2011: [STRIKE]£11,276.05[/STRIKE], July 2012: £0
    VSP Challenge #69: £18.12
  • Hey AH :) I've only just ordered my first voucher from a survey site too! It takes so long! And I am SO impatient lol. Mine was only for a tenner too but only £1 away on another site :)

    dfw x
    Mortgage Overpayments 2024/25 - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. A-£200, S- £221.34. O-£200
    Total- £1783.67
    Goal pay off 1% of current mortgage in 1 year. £1650
    EF- £642.41/500
  • Hey AH :) I've only just ordered my first voucher from a survey site too! It takes so long! And I am SO impatient lol. Mine was only for a tenner too but only £1 away on another site :)

    dfw x

    YEAH :T

    I've got a few still taking ages too. T*luna is the one I cashed out on, I can pretty much always find something on there to up my points, from quick surveys to polls. V*lued Opini*ns is taking AGES..... *ne P*ll is getting there albeit slowly and I have a couple of others I've started but not really concentrated on lots yet.

    Mcc*in and WooH*o are driving me batty, but I might keep going just until I get one payout then pack them in.
    You have to start to finish.

    LBM - September 2011 ~ DEBT FREE July 2012
    Debt Sept 2011: [STRIKE]£11,276.05[/STRIKE], July 2012: £0
    VSP Challenge #69: £18.12
  • V*lued Opi0ns is the one i am a £1 away from but omg it has taken me 4 months to get there!!! and now i am so near payout there are never any surveys that i qualify for (grrrrr)

    x
    Mortgage Overpayments 2024/25 - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. A-£200, S- £221.34. O-£200
    Total- £1783.67
    Goal pay off 1% of current mortgage in 1 year. £1650
    EF- £642.41/500
  • Just checked my points on T*luna and I'm getting close to another payout. :T Looks like I got loads of points for having an app on my phone for a couple of weeks. (or at least that's what I think it is).

    I've got loads of points waiting to be applied, and I've just done everything I can on the site until it told me there was no more.... I want more vouchers. LOL
    You have to start to finish.

    LBM - September 2011 ~ DEBT FREE July 2012
    Debt Sept 2011: [STRIKE]£11,276.05[/STRIKE], July 2012: £0
    VSP Challenge #69: £18.12
  • I think I need someone to come around and give my hubby a kick up the rear.... He's just asked me how much we have available on the CC as he was looking at a new graphics card for the computer...it will only cost about £100 he said when you sell my other one on eBay. :mad:

    That's NOT the idea. :mad::eek::mad:
    You have to start to finish.

    LBM - September 2011 ~ DEBT FREE July 2012
    Debt Sept 2011: [STRIKE]£11,276.05[/STRIKE], July 2012: £0
    VSP Challenge #69: £18.12
  • Just been on the Mortgage Free Wannabee board.....I so want to be on there, but got to clear debt first. :(

    If I could have my way I'd eBay most of the items in the house and live with the bare essentials to get rid of this debt. Pity I've got a hubby and 4 kids. :rotfl:

    I think I need to go for my soak in the tub and get thinking of more things I can sell to help, I feel like once I get one debt down the others will be quicker/easier as more to go towards them each month.

    I don't think my signature is helping me today. :( and it's not even all on there...
    You have to start to finish.

    LBM - September 2011 ~ DEBT FREE July 2012
    Debt Sept 2011: [STRIKE]£11,276.05[/STRIKE], July 2012: £0
    VSP Challenge #69: £18.12
  • savingholmes
    savingholmes Posts: 29,087 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hi AH - have you looked at the competitions and freebies board yet - that may give you stuff to sell or useful xmas pressies
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • I've had a look at the competitions.....entered a few, need to do more.

    I've not checked out the freebies though, will do....got maxi videos and woohoo going on in the back ground too at the moment. Thank you. :T

    Also need to get something fixed on the car as it's started playing up, so everything helps. :D
    You have to start to finish.

    LBM - September 2011 ~ DEBT FREE July 2012
    Debt Sept 2011: [STRIKE]£11,276.05[/STRIKE], July 2012: £0
    VSP Challenge #69: £18.12
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