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Mis-Sold? Shared Ownership Property

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124

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  • Thats a No for that one and not my decision :-(
  • Scully38
    Scully38 Posts: 291 Forumite
    Did you get anything in writing from them regarding breaks from paying rent/mortgage, if you have got it in writing then it's a good start. Have you though about selling it? Putting it on the market as is if you're that unhappy that option is available to you.
    Everything I know, I've learned from Judge Judy. :p

    "I have no life, that's why i'm interfering in yours." :p
  • PasturesNew
    PasturesNew Posts: 70,698 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I bought one when I was about 30 .... and when I sold it 7 years later I was still in negative equity (had to write a cheque to settle the mortgage to be able to sell it).

    You saw something shiny, you bought it. You weren't mis-sold, you chose it and now you're learning that life lesson about lying in the bed you made.

    Things get better.... and you're still so young! You've plenty of time to just kick back, relax and not worry about this. Just keep paying and saving and getting 2-3 jobs and saving .... and one day you'll be able to sell it.
  • mildred1978
    mildred1978 Posts: 3,367 Forumite
    assj wrote: »
    Thats a No for that one and not my decision :-(

    Perhaps you need to start charging rent
    Science adjusts its views based on what's observed.
    Faith is the denial of observation, so that belief can be preserved.
    :A Tim Minchin :A
  • Perhaps you need to start charging rent

    Excuse me i think i earn my keep by looking after our daughter!!!!!!
    i have already put off my education for 5 years already i think its my turn to get my life sorted!
    thanks keep you nose out!

    "his partner"
    xxx
  • Sorry about the last post, I know it was a joke, thanks for your continued advice.
  • geoffky
    geoffky Posts: 6,835 Forumite
    You really need to look at this as a team effort and you the wife really need to think how you can help out for all your futures...Your husband will end up ill if you do not play your part.
    It is nice to see the value of your house going up'' Why ?
    Unless you are planning to sell up and not live anywhere, I can;t see the advantage.
    If you are planning to upsize the new house will cost more.
    If you are planning to downsize your new house will cost more than it should
    If you are trying to buy your first house its almost impossible.
  • mildred1978
    mildred1978 Posts: 3,367 Forumite
    assj wrote: »
    Excuse me i think i earn my keep by looking after our daughter!!!!!!
    i have already put off my education for 5 years already i think its my turn to get my life sorted!
    thanks keep you nose out!

    "his partner"
    xxx

    Not a great contribution when you're struggling financially, is it?

    Millions of people go without what they want to keep a roof over their child's head. Lots of people would study but have financial commitments that mean they have to work, not f*nny about at uni.

    Welcome to the world of grown ups ;)
    Science adjusts its views based on what's observed.
    Faith is the denial of observation, so that belief can be preserved.
    :A Tim Minchin :A
  • Svenena
    Svenena Posts: 1,450 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    No reason your partner can't work part-time while she's at uni anyway. If she has free time during the day, the child will be at school, or she could get an evening job and you can look after your daughter. I had part-time jobs throughout uni, as do many people, and it sounds like you could really use the money.
  • Svenena wrote: »
    No reason your partner can't work part-time while she's at uni anyway. If she has free time during the day, the child will be at school, or she could get an evening job and you can look after your daughter. I had part-time jobs throughout uni, as do many people, and it sounds like you could really use the money.

    thanks, i do already have a part time job though, and i actually have put off my education for 5 years so that my partner could buy this house and so that he could get qualifications through work and get higher in his job, i think you are treating me quite unfairly.
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