Time to get it sorted

Squidge123

I've just bid on two jobs on people per hour. I don't sleep a lot so if I get them would be able to do them both with no problems. Now I just have to keep my fingers crossed that I get them!

InsertWittyName

Good luck with PPH - make sure your profile is top notch and you'll stand a lot better chance.

The 'friend' at work sounds like a bit of an bugg3r, better keep your eye on her.

Keep your spirits up Squidge, and your debts down!

snozberry

ooohhh why are work getting involved with your personal affair?? That's bang out of order. I'd be wary of this so called friend of yours tbh. She sounds like a two faced cow.

Squidge123

I just felt a bit hurt by it to be honest. Apparently she asked for advice because she didn't want to hurt my feelings and wasn't expecting the manager to get involved. Don't think I'll be trusting her with anything again!

Squidge123

I've also done some math and it's going to be a tight month but I'm going to pay the PDL in full. I still have 3 lots of expenses to claim and the refund from my car to come which means I should have some money left over at the end of the month too!

I'll have a little bit of money leftover this month to add to my budget once I've done a little bit of shopping tonight. It looks like I'll be able to buy a few small xmas pressies too

Squidge123

As of last night before payday including the £1k My debts currently stood as:

Family members 1+2 = £1360 (they combined theirs so I can pay it off quicker
Family 3 = £30
Family 4 = £30

Friend 1 = £5 (to be paid today - something was going on with my car and it wasn't registering petrol so she lent me a fiver to make sure I got home)
Friend 2 = £100
Friend 3 = £300
Friend 4 = £130
Friend 5 = £50

Card = £3500 (Have to phone and pay £100 today)
Wonga = £430.82
Overdraft = £974.47

Totalling £6911 The messing up with my wages definately didn't help. See next post for how my debt currently stands

Squidge123

Today is payday so I'm going to add my new total up and then can adjust it later as well.

Family members 1+2 = £1360 (they combined theirs so I can pay it off quicker
Family 3 = £30
Family 4 = £30

Friend 1 = £5 (to be paid today - something was going on with my car and it wasn't registering petrol so she lent me a fiver to make sure I got home)
Friend 2 = £100
Friend 3 = £300
Friend 4 = £130
Friend 5 = £50

Card = £3500 (Have to phone and pay £100 today)
[STRIKE]Wonga = £430.82[/STRIKE] - paid early so only had to pay £427.52
Overdraft = £974.47

Total approx £6480

Squidge123

So I joined the £12,000 in 2012 challenge but I'm gonna have a bit of a head start now. There isn't too long left until the New Year. Any money I save on multibuys etc I'm going to put in cash in a jar to then watch the amount build up before I then put it into the bank and watch it build up.

My first amount was £3.30 saved by paying my PDL early. Then I went to get some food shopping yesterday.... used a £5 voucher, £4.67 in discount because its where I work and £3.61 in multibuys. I also have some change in a pot that I want to count up. But thats £16.58 to go into the pot ready to start off the New Year!

InsertWittyName

Keep up the good work Squidge

Squidge123

I'm feeling really positive about stuff right now :-)