Spill the beans... What's your partner's worst MoneySaving habit?

Any

Wits_end wrote: »

We have a joint account and due to both been long term ill, only have benefits. He always draws out his money and mine and leaves me with nothing!!!! Sometimes allows me to transfer some to pay DD and SO`s. Getting so fed up with it now :-(

You do know this is 21st century... you don't need a partner by your side or everyone will point at you?

*Louise*

Wits_end wrote: »

We have a joint account and due to both been long term ill, only have benefits. He always draws out his money and mine and leaves me with nothing!!!! Sometimes allows me to transfer some to pay DD and SO`s. Getting so fed up with it now :-(

Well that's good of him....if you cant collect it because you're ill, can't you nominate someone else to get it for you?

Or register for online banking - don't benefits usually go into a bank account these days? Then you can pay the DD's first.

If you're getting fed up of it then you need to do something about it or nothing will change

lynneinjapan

Any wrote: »

:rotfl::rotfl::rotfl::rotfl:
Once actually he complained when I bought too thick toilet paper (well, it was on offer) because it gets used up quicker somehow??:rotfl:

Actually I'd agree with him on that one - if it's 3-ply rather than 2-ply then you only get two-thirds as many sheets as you would on an equivalent 2-ply roll, so it's bound to get used up quicker.

No real complaints about my DH, we have a fairly similar approach to money. Sometimes he'll disappear off and spend £50 at Tesco without looking at what's on the shopping list first or asking me what we need, though. He's not very good at checking for long use-by dates before he buys, so we might end up with enough to feed 12 people but a lot of it's only good for 2 days so we end up eating a lot of things after their use-by dates.

zaksmum

My O/H goes mad if I use the tumble drier - even in winter! He can be asleep in front of the tv but the minute the drier goes on he's up like a shot and into the kitchen wanting to know why it's on. Everything should be on the line, and if it's raining, I should wait for it to stop...!

And if I fill the bowl with hot water for the dishes, he wants to know why the water's running. Says I should just boil a kettle.

And he's replaced all the light bulbs in the house with the lowest wattage he can find, so the place looks like a dimly lit cave. Drives me mad.

alixandrea

My partner doesn't care about money, whether he has it or not, how much he has, whether he earns any or not. Which wouldn't be too much of a problem if he had a regular easy job that got him a paypacket at the end of every month. Unfortunately he works as a casual contractor and generally goes to work when he feels like it. He's ill in one way or another on a regular basis so this is rarely!

Muggins is therefore paying the lions share of our rent, food and going out costs. When my partner does earn some money I get half of it, which helps, but doesn't go all the way towards paying for all his costs. Plus I have my own debts to service and a vehicle to run, so my outgoings are pretty large in comparison to his.

He tells me I'm money obsessed but really all I want to do is save up enough to buy my own home and not be throwing money away every month on rent. I just wish he cared a bit more about earning enough to help me achieve this, since he'll be living with me in the home I buy! And it'd be absolutely amazing if he could earn enough for it to be 'our' home (i.e. saved up for and bought by both of us) instead of mine!!

On the other hand, he does help out to a certain degree in our rented place, he's very good at fixing and making things. Plus the money he does earn and doesn't give to me generally gets spent on stuff for both of us. But that stuff is 'nice to have' instead of essential...

I can't win!

Alixandrea

anon123456

I've read through this topic and have to comment on a few but will list my fiancee's biggest problems

1. Not cancelling direct debits. We are engaged!!! and she is still paying for eHarmony (not our introduction btw) 27 a month, i tell her so many times to cancel and she forgets

2. Won't online bank

3. Not checking dates on food in tesco. Buying a chicken for friday on a sunday that goes out of date on monday. GRRR

Comments on previous posters.

"My OH throws food out if 1 day past use by" Good on him so do i it's not worth the risk

"OH Won't pay to park" Good on him too bloody rip off

"OH earns twice as much as me and we pay 2:1 ratio being unfair as he has more spending money"
Sorry but that made me so angry to read that. I earn 32k (assistant accountant) OH 16 (warehousewoman) I earned that extra disposable income by studying hard and improving myself to get a good job. Not happy with your lot then tough get qualifications and earn it yourself!! We pay 2:1 and she agrees that's fair. However as i have so much more spare than her i'm paying most of the wedding so she wins both ways

I seem to be the rare commenter who is the man and good with money. My OH is just awful but she admits to being a spoilt child who never learned value of money. Love her too pieces but money is our only arguments.

Percy1983

I do agree to a point that the bigger earner should have a little more 'spare' cash but as you say splitting the bills based on the proportion of income is fair enough.

I suppose there is no exact rules its just finding a balance both are happy with (which it seems in this thread many haven't found that balance).

Little_Leita

My hubby liked to control the finances so I used to give him £350 per month from my wage towards the mortgage/council/my mobile (actually his old contract which I got lumbered with halfway through when he decied he wanted a lovely shiny new phone). I also paid the phone bill and half the utilities. He liked to have a new car every 18 months or so (always second hand and always nothing but trouble). We were always broke and it was always my fault because I spent too much at the supermarket/because I insisted we went to the local pub on a saturday night for an hour/I spent £20 in primark. My mobile was cut off every month for 3 months because the bill hadnt been paid (he said it was an error on their part). I discovered after he left that the water rates and council tax hadn't been paid for 18 months. He is now my ex hubby and very much someone elses problem.

So I'm now a single mum of 2..... and managing to pay the bills, feed and clothe us all, I have a much better social life - I go to nice bars instead of the local and *gasp* spend more money doing it, I've paid for school trips and college kits yet there is still money in the bank at the end of each month. I havent clapped eyes on a red letter in over a year! I have a laptop and brand spanking new mobile - things I would never have had if he was still around. I am doing all this with no financial assistance from him. I'm doing alright ...and I'll never let someone control my finances again!

alixandrea

Little_Leita wrote: »

So I'm now a single mum of 2..... and managing to pay the bills, feed and clothe us all, I have a much better social life - I go to nice bars instead of the local and *gasp* spend more money doing it, I've paid for school trips and college kits yet there is still money in the bank at the end of each month. I havent clapped eyes on a red letter in over a year! I have a laptop and brand spanking new mobile - things I would never have had if he was still around. I am doing all this with no financial assistance from him. I'm doing alright ...and I'll never let someone control my finances again!

But are you receiving child and working tax credits? Because now you're receiving financial assistance from the government and it sounds like you're doing very well out of it. I work full time and I certainly couldn't keep up the same sort of lifestyle as you if I had kids...

Alixandrea

full-time-mum

Forgetting to use cashback sites.
If I've reminded him once, I've reminded him 100 times.
Lost nectar points on £500 of purchases this week.:mad::mad::mad::mad::mad: