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Bad Bad Booby
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Got to bed about 2ish...sleeping is a bit to pot again.
:o:o
Glad Mr Moo is back, was it a successful mission at his mum's?
Looking forward to Tuesday, I shall be rested I promise.
Tomorrow is Hospital and Parent's Evening. Need to take in some things for the chemo nurses to say thanks.
Curry for dinner, must remember to shove in slow cooker first thing.:A Let us be grateful to people who make us happy: they are the charming gardeners who make our souls blossom. Marcel Proust :A0 -
sleeping will come back right eventually..remember you've been through a lot xx
hope hospital and parents evening went ok and have a good time tues xx0 -
Hope today went okay... sounds like you have a lot on still - be kind to yourself should definitely stay on the menuAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
hi KJ
I hope you have a lovely catch up with FF a bit of gossip & banter does the soul a lot of good 
Take care hun
dfw xMortgage Overpayments 2024/25 - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. A-£200, S- £221.34. O-£200EF- £642.41/500
Total- £1783.67
Goal pay off 1% of current mortgage in 1 year. £1650
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Have a relaxing ti,me tomorrow FF & KJ
Have a cupcake for me I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Hello Chaps.
Hospital went well. Trial Nurse gave me a nice book full of next steps stuff from Breast Cancer Care. Everything seems to be ok and I've my pre-op meeting next week. Looks like I'll be doing all the hospital stuff on my own, so will take in lots of books to pass the time. I am more scared about the op and dealing with sodding surgeons whilst doped up...but I'm sure all will be ok.
Taxi, will love it when normal sleeping is resumed. I'm less stressed about it now and seem to cat nap more than sleep, however very conscious that I don't have a job to go to at the moment so will need proper rest when I'm out all day.
FF and I will have a lurvely time tomorrow. If cupcakes need to be consumed to ensure world peace, I'll take one (or two) for the team.
:D:D
Work is almost finished on burned out flat, so hopefully we'll get that one let in the New Year. Everything else is ticking along. Still haven't heard about stinky flat, council have had the paperwork they requested for 6 weeks (he needed it to make a fast decision :mad:). I really hope they don't land me with some bogus ill-conceived charge after the 13th. Pah, a pox be upon them - council and stinky tenant.:A Let us be grateful to people who make us happy: they are the charming gardeners who make our souls blossom. Marcel Proust :A0 -
If its any consolation I have been eating for Scotland :eek:
Got very yummy marzipan sweets from Aldi, oh and errr well there was the chocolate too :eek: :rotfl:I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Cross posted kissjenn I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0
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