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TCC what an amazing site. I wish I'd known about this years ago. On the other hand I'll now spend a fortune lol. Thank you so much for telling me.
I phoned Santander and they'll give me electronic access to my mortgage which is great. Takes 14 working days to arrange...so slow route to fast access.
I asked how much I could offset and the answer was every single penny. Until I ask for the product to be closed I can have the money sitting there at the lifetime tracker rate. So I think that's what I'll do.
If I do pay it off and shut the account then it's a £225 exit fee plus I have to employ a solicitor in Scotland to receive the deeds. Don't need to do this if you're in England.
Good, busy day at work. Timesheets done, signed and submitted.
Chorizo, peppers and mushroom pasta for dinner. Just finishing it off now then an early night I think. Need my sleep lol.:A Let us be grateful to people who make us happy: they are the charming gardeners who make our souls blossom. Marcel Proust :A0 -
rising_from_the_ashes wrote: »Hope the lurgi's slunk away .....
Hi Rising,
Lurgy feels less lurgish today. Need my dinner and bed now tho.
How are you feeling this week? It'll probably take a while to adjust to being back FT.:A Let us be grateful to people who make us happy: they are the charming gardeners who make our souls blossom. Marcel Proust :A0 -
IsabellaIII wrote: »beanileou, do you by any chance have a spare daily mail rewards club code for sunday?
No sorry.
Not sure how you 'found' me here.
That is ace news kissjenn.
Rising & I can only dream :rotfl:I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
I've just been lucky really Beanie and after being married to someone who bled me white I'm really nervous without savings
Choir this evening but I'm tired and lurgyish again. I think it's because I left before 8 this morning and literally just grabbed a cup of tea and a biccie 10 minutes ago. Lunch was but a dream!!
Back in the office tomorrow but hoping to work from home on Thursday and Friday (or at least one of them).
Need to check and see if SB delivered papers to Sheriff Officer...I do hope so.:A Let us be grateful to people who make us happy: they are the charming gardeners who make our souls blossom. Marcel Proust :A0 -
Blimey woman slow down.
Hope SB has done his job for the day.
Enjoy the choir.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
How are you feeling this week? It'll probably take a while to adjust to being back FT.
Hope lurgi is well & truly on it's way out now ....... I've cheated a bit this weekworked Mon & Tues AM but off Tues PM & today BUT
It's so that I could dog sit for my M&D as they went to a gig in Manchester last night!
(Honestly, the olds have a better social life than me!:eek::D:o)If I do pay it off and shut the account then it's a £225 exit fee plus I have to employ a solicitor in Scotland to receive the deeds. Don't need to do this if you're in England.
Sounds about right - seems silly really as you think they'd just want it closed off .....That is ace news kissjenn.
Rising & I can only dream :rotfl:
It is fabby news and must be such a relief KJ
Beanie ..... we'll keep dreaming
(along with the camper van I'm going to by when I win the lottery....)
Grocery Challenge £211/£455 (01/01-31/03)
2016 Sell: £125/£250
£1,000 Emergency Fund Challenge #78 £3.96 / £1,000Vet Fund: £410.93 / £1,000
Debt free & determined to stay that way!0 -
New conservatory for me & pay off pensy mortgage
Hope all well today kissjenn xxI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Well that's another week done. Managed 5 days in the office as my remote decided to go kaput but it's fixed now so can work from a home some days next week.
We've kept to the menu-plan which meant we could have a take away tonight and very nice it was too.
Grandad's 86 on Monday so we'll do a birthday tea on Sunday. No idea what to get him, he has absolutely everything so maybe some nice foodie treats.:A Let us be grateful to people who make us happy: they are the charming gardeners who make our souls blossom. Marcel Proust :A0 -
Have a fab weekendI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Yay to managing 5 days .... it's hard going isn't it!:o
Take it easy over the weekend ...... happy birthday to Grandad KissJen:DGrocery Challenge £211/£455 (01/01-31/03)
2016 Sell: £125/£250
£1,000 Emergency Fund Challenge #78 £3.96 / £1,000Vet Fund: £410.93 / £1,000
Debt free & determined to stay that way!0
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