Have grasped the nettle..........now to deal with the ensuing rash

Igamogam

So I am too young for joint replacement......hmmmm. Got to manage the pain and restriction on what I can do another way then. I am not good with restrictions of any sort and am fed up of moving around like some one in their 90's - I know there are spritely ones but YKWIM! Not going to take permanent pain killers either as TBH they dont kill the pain enough to warrant poisoning myself slowly over time. Need to do some homework and will definitely be looking at a private second opinion - I am in an hospital payment scheme which will cover the cost of a consultation so I am going to use it

Igamogam

Coffee and cake catch up with a friend cost me nothing this afternoon as she paid

Igamogam

Gains from vouchers sales,cashback,surveys etc amounted to £134.44 for February.........all put as extra OPs on CCs

1st March and the sun is shining here today..........in like a lamb and all that

Igamogam

Spent a good hour just going through the CCs and double checking when all the 0%BTs end. Can sit back now for a few months and watch the debt go down, hopefully and no interest added Just tidied the spreadsheets for the end of the month and am happy to take on March....I really must keep the Eb*y momentum going though I have let it slide a bit already - 2 things on there ATM but I really wanted to get at least 10 a week!

Igamogam

Not a lot to report really........filling in the spread sheet and not spending money. Well not spending on anything that we dont need.......which is odd because I am sure the last few years we have pulled in the spending horns and tightened all purse strings and belts and still the debt went up with no EF building. Anyway whatever it is, it is working so far and if it is just as simple as a spreadsheet then I am sold

brizzlegirl

Really good to hear. Yes I have a simple debt and investment spreadsheet now so I can track it all going down. May even sort a graph to help me keep motivated!!

Sorry you’re in pain. I would get a second opinion even if it’s just to corroborate

Xx

Igamogam

Big frog chomped today........released a bit of energy to tackle other stuff.....kicking myself I haven't tackled it sooner.......never learn:rotfl: Couple of smaller frogs to deal with now both seem an easy task now the mighty one is out of the way.

Looking forward to a "lighter" week at work.....2.5 days out pursuing something that interests me - work related but no risk of getting bitten ,kicked, scratched or pinched - it will feel like a holiday!

Almost broke my no clothes buying in 2019 rule.......may get OH to buy as a present for birthday later this year:D

Igamogam

The big frog jumped back.....but I now have escalated it to a formal complaint so I have help!

Not a lot to say but feel I should pop in here on and off.

Going to have a bit of an Eb*y blast whilst OH is shouting at the TV ( rugby)

Igamogam

Didnt manage the Eb*y blast but fell asleep :eek: Body and mind telling me something.............today has been an early start...on the beach to get some long needed Vitamin Sea...physio and magic gel finally having an affect and I really needed to get out for some self care and away from the house related stuff. Just getting ready for the new week and marvelling at the bank balance with 2/3 salary intact and all but 1 bill paid........and we are half way through March:j:eek:..............this is a delicious dream........I am going to wake up soon.........

redofromstart

That is brilliant Igamogam, do you think it is just the spreadsheet focussing you? My mum swears by writing everything down, and she is the most in control of finances person I know.