DreamerHelen's New Diary - "Ad Astra per Aspera"

DreamerHelen

PestoPasta wrote: »

That sounds like a good target. Make your £10 this morning, then your target is to earn another £60 by Saturday morning. Good luck as always.

I will gladly take up that Challenge....and this time I'm gonna smash it completely!!

Thank You for giving me something to aim for....I really appreciate it....

Well I'm sooooo nearly there!!!! Another £3 to go....

Mara_uk7

Shhhhh Helen,Dont tell them but youll walk that one, This is only Thursday ! Friday is a great night ! lol ... Go on girl, Smash it

crimson.addict

Mara_uk7 wrote: »

Shhhhh Helen,Dont tell them but youll walk that one, This is only Thursday ! Friday is a great night ! lol ... Go on girl, Smash it

Better to aim low and smash it than aim high and feel rubbish if you don't achieve. I'm sure Helen will smash it anyway and hopefully carry on working even after the targets

Helen, Will £185 pay off your brother and the debts you need to pay next week and pay your food and living fees?

We can set you targets but they are useless if we don't know how much you need to earn. Does that make sense? Who knows lol

Upsidedown_Bear

crimson.addict wrote: »

Better to aim low and smash it than aim high and feel rubbish if you don't achieve. I'm sure Helen will smash it anyway and hopefully carry on working even after the targets

Helen, Will £185 pay off your brother and the debts you need to pay next week and pay your food and living fees?

We can set you targets but they are useless if we don't know how much you need to earn. Does that make sense? Who knows lol

It needs to much higher than that.
Even if she is paying her mum £25 a week as agreed not £50 as mentioned here that is still £292.50 plus all current living expenses.

Shovel_Lad wrote: »

So your mum has taken on your debt again and you are going to pay her back? Erm, how? And what happens to her if you fail to pay her credit card bills like you have all of yours?

You say you are paying £165 a week towards debts plus you owe money to QuickQuid, Next Credit and Peachy Loan (a total of £615 by end of June & July.)
There are 6 weeks until the end of July. If you were spreading the repayment of the debt equally that is £102.50 a week.

This is of course totally ignoring the 4 big debts that you pay nothing to.

So £165 plus £102.50 plus £50 (to your Mum to pay her credit card) is £317.50 a week.

Yes - £317.50 a week before you even pay any bills, buy any food.

So £317.50 plus rent (As you've said previously your mum pays your rent as the tenancy is in her name as you couldn't get one - have you started paying her this in full every week not just "paying her £25 here and there" as you were?) plus bills plus food plus travel plus therapy costs equals £? (You will know this, I obviously don't.)

Really? What happened to being realistic? Your plans to pay your mum £50 a week plus pay everything else you need to are simply not realistic.

Your mum has endlessly bailed you out and you think it's OK to take more money off her and leave her IN DEBT?

DreamerHelen

You're right Upsidedown Bear....I DO need to earn a lot more than that....

I am going to Work really hard over the next few days as I don't have to do ANYTHING else until Sunday at 10am when I'm going out with Family for my Grandma's Birthday....

Ideally I need to earn £615 this Week...and I'm nowhere near....I've been so caught up in achieving Targets that I hadn't thought about the fact that I need to achieve my OVERALL Target....

So....I've earned (nearly) £125 so far....that leaves £490 to earn in 3 days (Friday, Saturday, Sunday)....Sooooo that's roughly £165 per day....Whoooooaaaaaaa that's an AWFUL lot to achieve....Maybe I need to look at this a bit closer....Not sure what to do now....I thought I was doing really well....

All I can do is try I guess....

crimson.addict

What is the £615 for, can you give us a break-down?

Don't panic just yet.

DreamerHelen

Right.....I've looked at the hours that I can do over the next few days....I can manage a minimum of 53 hours until Sunday Evening (which is when Cut Off is)....

So that's an hourly total of £9.25 which IS achievable at night...not so much during the day....

I CAN shave off £90 off my Target if I HAVE to but would rather not have to....

I can only do what I can do....

I've nearly earned my £10 for today....Just have to remember that I've done LOADS better than last Week....Even if it feels daunting for the next few days....

DreamerHelen

crimson.addict wrote: »

What is the £615 for, can you give us a break-down?

Don't panic just yet.

Yep, here you go:

Rent Payment - £155 - Because i got slightly behind I'm catching up
Mum Repay CC - £25 - Couldn't pay one week so that's why it's twice
Mum Repay CC - £25
Food - £35 - I might be able to shave £10-£15 off this
Oyster Card - £25 - Can't do anything about this
Wonga Repay - £34 - This HAS to be paid
Prescriptions/TV License July - £25
Next Credit Repay - £136 - Payday Loan Grrrrrr!!!
Peachy Loan Extension - £35 - Asking for a Loan Extension as can't afford to Pay
Virgin Mobile July - £30 - Has to be Paid
Therapy Finish Repay - £90 - This can be pushed to next Week if I absolutely have to....

It's not good viewing is it?

crimson.addict

Helen, what do you need to earn for next week? we could give you realistic targets all week if we knew.

x

crimson.addict

DreamerHelen wrote: »

Yep, here you go:

Rent Payment - £155 - Because i got slightly behind I'm catching up
Mum Repay CC - £25 - Couldn't pay one week so that's why it's twice
Mum Repay CC - £25
Food - £35 - I might be able to shave £10-£15 off this
Oyster Card - £25 - Can't do anything about this
Wonga Repay - £34 - This HAS to be paid
Prescriptions/TV License July - £25
Next Credit Repay - £136 - Payday Loan Grrrrrr!!!
Peachy Loan Extension - £35 - Asking for a Loan Extension as can't afford to Pay
Virgin Mobile July - £30 - Has to be Paid
Therapy Finish Repay - £90 - This can be pushed to next Week if I absolutely have to....

It's not good viewing is it?

Helen, it may not be good viewing but it has to be looked at.

Can you post one for next week?