DreamerHelen's New Diary - "Ad Astra per Aspera"

crimson.addict

DreamerHelen wrote: »

Thank You Pesto Pasta....I was sat here trembling because I thought people would just post how awful I am and how I've messed up over and over again....

I DO need something that is realistic and I'm striving to get to that place....Is not easy!!

I will take up that Challenge and earn £60 by Wednesday and I'll come back and tell you when I've done it....

HELEN! When has anyone on here said you were awful! You have messed up far worse than this and we have still been here to help you and support you. I have never seen anyone be horrible to you on here ever and i have read every single post!

We care for you! By the sounds of things no one is just here to snoop on you life or criticise you, we care how you're doing and how you're feeling.

Mara_uk7

DreamerHelen wrote: »

Right....Here are my List of Debts:





Capquest (Natwest) - £4800 - Paying Nothing


Arrow Global (HSBC) - £5900 - Paying Nothing


CDCS (Woolwich O/D) - £6200 - Paying Nothing


Bryan Carter + Co (Co-Op Bank) - £7800 - Paying Nothing





CCS Collect (Student Loan) - £220 - Paying £50 per week


Moorcroft (Orange) - £2150 - Paying £40 per week


Lowell (Simply Be + Fashion World) - £650 - Paying £40 per week



Wonga Loan - £600 - Paying £35 per week, ends August
QuickQuid - £340 - 2 Payments of £170 ends July
Next Credit - £140 - To Pay 28th June
Peachy Loan - £135 - To Pay End July

Council Tax Arrears - £875

..

Helen .. read above .. £50 a week, £40 a week , £40 a week ... £35 a week, .. No Way can your weekly target be only £60 if youre hoping to pay everything due, Your weekly debts alone add up to £165 a week ! And thats not allowing any savings towards the monthly payments. Honey, Youre not taking this seriously, You need to cover your debts, especially since theyre on a debt management scheme, You need food & rent above these.
Please please put in the hours this week, I care about what happens to you, and the day you can say that youre debt free will make me proud of your efforts. Kill off these debts one by one ... How about an updated list to keep you motivated ..

Hope youre feeling better this week x:T

DreamerHelen

Mara hun...Thank you for posting....and I know you care about me and I really appreciate that.....

I got a Payment Holiday from my Debts for a couple of Weeks....that's why I can have only £60 to survive on this Week....But you are right, I can't do that every Week....

Crimson Addict...Thank You.....I know I keep on messing up over and over again....I really AM trying my best....I just seem to keep on messing up....But I appreciate you still being here to support me....

Starting Work at 11am for my first £20 of the Week....I'll let you all know when I've done it....

PestoPasta

Great Helen. Look forward to hearing when you achieve your £20 target. I know you can do this.

PestoPasta

Oophs, should have said FIRST £20 target. £60 by Wednesday still my challenge...

DreamerHelen

Thank You Pesto Pasta....I'm determined to beat your £60 Challenge by Miles!! But I'll let you know how I'm getting on as I go on during this Week....

Thanks again everyone....

PestoPasta

Great. And also remember, it is about two things. Earning money to pay your debts and your bills, and also not spending money. So no spends either missy!

DreamerHelen

PestoPasta wrote: »

Great. And also remember, it is about two things. Earning money to pay your debts and your bills, and also not spending money. So no spends either missy!

I can't spend what I don't have!! I have £2 in my Purse....

Shopping on Saturday once I get my Tax Credits but that's about all I'm spending this Week....

Thank You again hun...The Challenge is definitely a good one for me...xXx

DreamerHelen

Right....I'm all logged on completely.....Am aiming for £25 in the next 3-4 hours....Just hope it is busy busy busy!!

I'll come back when I've earned £25 and let you all know that I've done it....

Shovel_Lad

DreamerHelen wrote: »

Mara hun...Thank you for posting....and I know you care about me and I really appreciate that.....

I got a Payment Holiday from my Debts for a couple of Weeks....that's why I can have only £60 to survive on this Week....But you are right, I can't do that every Week....

Crimson Addict...Thank You.....I know I keep on messing up over and over again....I really AM trying my best....I just seem to keep on messing up....But I appreciate you still being here to support me....

Starting Work at 11am for my first £20 of the Week....I'll let you all know when I've done it....

Has your mum got a payment holiday too?
You said you'd be paying her £50 a week so she can pay off your council tax debt that she paid on her credit card.

DreamerHelen wrote: »

Oh I will do....!! I have agreed to an amount of £50 per Week to pay off the Credit Card....more than is needed but I want to clear it as soon as possible....

Some very good advice here from people as always.
I just hope that, for your sake this time you listen.