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Have an adventure in August with the NSD challenge
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Kerri~Plan B up in air as colleges all full too.
And breathe :rotfl:I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Beanielou has he tried again now the English A level results have been released? Has he tried further a field? I know it doesn't seem it now, but I'm sure it'll all work out for the best in the end. I'll keep my fingers crossed for you both.Aug NSDs: 18/[STRIKE]6 [/STRIKE] [STRIKE]15[/STRIKE] 18
Sep NSDs: 16/15
Oct NSDs: 16/15
Nov NSDS: /18
I'm a newbie so if I do something wrong or don't do something please let me know so I can learn.0 -
Thanks SpendSpendSpend.
What will be will be.
Spent all day Thur on phone and zilch.
Thank you for askingI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
:j:j:j I reached my target of 15 NSDs :j:j:j
Please can I increase it to 18 Spoon.NSD Challenge January 2/15
PAD Member since 18/7/11 - Total paid to date £8885.190 -
Whoops unplanned spendy day today. Forget the footy was on sky so got talked into watching it in the pub as i haven't had a drink with the old boys for ages, it was really lovely to catch up though, & i did spend less than a tenner!!
Only problem then was that as i had spent i caved in & ordered a dress online :eek: in my defence it was reduced by 50%, i bought one at full price a while back, but felt so guilty at the price that i took it back, so it wasn't an impulse spend & i did get free delivery.
What the heck, will be great if i get another date, & if i change my mind (again) i can take it back to the local branch of the shop, so not too bad.
Bed now i think, this weekend has been exhausting & i can't believe it's Monday tomorrow already!!February NSD challenge 5/150 -
Hi all!! Not a NSD for me today as I went to Tesco with my purse again! D'oh...must stop doing that
I treated myself to 2 x bunches sunflowers as I've been eyeing them up all summer but wanted to wait till they were on offer, which they now are at BOGOF....£3
Also bought the Mail on Sunday as it has a £5 Tesco voucher in it which will do me nicely for my food shop tomorrow, which will actually save me a further £4.50 as I wont be getting it delivered, DH will take me
Had a lovely afternoon with the in laws today, a lovely lunch out bought by them and an afternoon in their garden surrounded by their chickens and drinknig coffee.:)
Spoon - Could I increase my target to 13? I *might* get more than that but DH is off work for 2 weeks now which means we'll be going out and about more than usual. Thanks :A0 -
Well it's Monday (just) again!
Just to report that Sunday was NSD 14.
Can I increase my target to 18 please Spoon?
I think I have been too lax with my money bag spends this month to manage to reach (nearly) my target so soon! Although I have been spending so much less this month also, nothing much that is not essential.
JCG x0 -
Hi lovely gang :A
Well another weekend bites the dust, hope you’ve all enjoyed it and managed to relax for some of it.:)
Welcome back to:
:wave:fedupandskint - good to have you back again, all signed up for your 15 now. Well done for getting to 10 so far, that’s brilliant!!
Lots more NSDs rolling today, well done everyone, and I think I spotted the odd target or two tumbling as well:
:j:j:jjaffacakegal - for no 13, only two more to get now, you can do it!
Sorry about your friend but maybe it is time to move on after all (((hugs))). Hope you enjoyed the concert and yay to your lovely Granddad
And no 14 in the bag as well, that’s fab.
I’ll increase your target to 18, no probs, but will wait until you’ve hit your first target then you get two prizes.....
:j:j:jjinty - for no 11, you’re doing brilliantly, only 5 more to get now, keep going!
Great news about the hairdo being under budget - that doesn’t happen often - hope you’re pleased with it. Eeek to the ironing, you can do mine if you want!
And thanks, I’m pleased with my 15 NSDs which have now become 16
:j:j:jdonna dynamo - for no 13, only two more to get now, you can do it!
Fingers crossed for lots more NSDs over the next week
:j:j:jIgamogam - for no 12 and your target tumbles, that’s fantastic!:j:j:j
Awarding your prize now, hope you enjoy being Superman
Increasing your target to 15 now, good luck with getting there
:j:j:jpositivelypurple - for nos 8 and 9, nearly there now, you can do it. Keep going!
:j:j:jRed - for no 12, your target is getting ever closer, that’s brilliant!
Good news about the meal out, pleased you enjoyed it and yay to no hangover as well. I guess that’s to be expected from a professional red drinker!!
I had a lovely weekend, thanks
:j:j:jSpendSpendSpend - for nos 11 and 12, target no 2 is getting ever closer that’s brilliant!
I agree with you about a day with no computer, it really does help a lot.
Well done for resisting the app - we’re clearly having some effect then!!
Fingers crossed for lots more NSDs this week
:j:j:jrobedha - for no 8, over halfway now, that’s brilliant. Keep going!
Fingers crossed for a few more this week
:j:j:jelfen - for no 12, your target is getting ever closer, that’s brilliant! Keep going!
:j:j:jNargle - for nos 7 and 8, over halfway now, that’s brilliant. Keep going!
Pleased you enjoyed your time away, you probably did need that.
You’re very right about family not interfering in other’s relationships, it can all get very heated and over-emotional. Hopefully DD and her DH will work things out between them, thinking about you all x
:j:j:jbeanie - for nos 16 and 17, target no 2 is within reach now, that’s fab!
Hope you enjoyed the weekend. Nargle had some good ideas for a birthday pressie, hope you get that sorted soon
:j:j:jiwanttogoonholiday - for no 6, over halfway now, that’s brilliant. Keep going!
:j:j:jLily_The_Legend - fingers crossed for no 12 today. Thanks, all bills paid on time x
Hope you enjoyed your lunch today and hope your stepdad’s mum and your Dad are both OK x
And no 12 in the bag now, woohooooooo!!!! And yay to 6 in a row as well, that’s fab! Prizelet coming your way for that
:j:j:jkerri - pleased you’re feeling a bit better today
And no 10 in the bag for you now, yay to double figures!
:j:j:jms_night_ryder - for no 5, halfway there now, that’s brilliant. Keep going!
And fingers crossed for no 6 tomorrow
:j:j:jSillyBlondie - for no 15 and your target tumbles, that’s fantastic!:j:j:j
Awarding your prize now, hope you enjoy being Superman
Increasing your target to 18 now, good luck with getting there
And hello to:
beadgirl87 - oh dear, sorry about the lost NSD yesterday but bf definitely deserved something more than cheese on toast after a 12 hour shift, well worth losing an NSD for him. Hope the NT visiting went well today
squeeeek - fingers crossed for no 3 tomorrow, you’ll be nearly halfway then
marmite - brunch sounds good, pleased you enjoyed it. It’s not all that common over here to take away food either but you can do in most places if you ask - Switzerland is fairly unique in a lot of things though! Sorry about the heatwave, mind you, we could do with some of that over here at the moment, it’s not warm at all, typical British summer...
dannie - at least the spends today will last some time, so that’s good, and it seems as though you’ve made a lot of progress recently, well done!
BDINI - good news about the pub outing, it’s been ages since you treated yourself and, speaking of which, great news about the dress, that’s a bargain!
mrsdwhite - increasing your target to 13 now, good luck, you can do it!
Yep.. leave purse at home when visiting Tesco, that’s the way to avoid spending!
Pleased you had a good afternoon with the inlaws
No 16 in the bag for me today, woohooo!!! More spends on the horizon for tomorrow... boooooo!!!
I'll update the front page tomorrow and award all the prizes then, hope that's OK with you all
‘night everyone
spoon xxThe time you enjoy wasting is not wasted time
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Happy Monday all!
Well, this weekend was farrrrrr to spendy for my liking!
Went over my weekly budget by £22.50 and didn't rack up any NSD'sFeel a bit deflated but i'm hoping for 4 between now and Friday to get me my target. Fingers crossed anyways.
Hope everyones had a great weekend.
Sxxx0 -
Hi there, sorry not been around only 1 nsd on Saturday making NSD # 9
Don't think I'm going to make me target, I'm just no good at this no spending malarchy!! :mad:August 13 NSD 4 /15.... /4 in a row!!!! Credit cards as of [STRIKE]13/4/12[/STRIKE] 31/07/12
Virgin [STRIKE]73.08[/STRIKE] 0.00:T Nationwide[STRIKE] 1336.57[/STRIKE] [STRIKE]1446.20[/STRIKE]1405.23 Tesco [STRIKE] 2392.11[/STRIKE] [STRIKE]2376.91[/STRIKE] 2761.93 Halifax [STRIKE] 2746.05[/STRIKE] [STRIKE]2774.12[/STRIKE] 2186.06 B/C [STRIKE] 2559.72[/STRIKE] [STRIKE]2569.62[/STRIKE] 2341.02 Santander [STRIKE] 3221.43[/STRIKE] 3119.57
:mad:
Overdraft:8000
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