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Have an adventure in August with the NSD challenge

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  • Hi everyone, loads of pages to catch up on (not had any NSD recently so fallen behind:o).

    Back at work today and just realised it's been :jNo 8:j (thank goodness, have spent an absolute fortune the past fortnight - holidays are bad):rotfl:
    Grocery Challenge £211/£455 (01/01-31/03)
    2016 Sell: £125/£250
    £1,000 Emergency Fund Challenge #78 £3.96 / £1,000
    Vet Fund: £410.93 / £1,000
    Debt free & determined to stay that way!
  • bottleofred
    bottleofred Posts: 2,902 Forumite
    NSD13 for me today please:beer:
    If you've nothing decent to say, perhaps you shouldn't say anything.

    £2 savings jar £300:D
    Total credit card debts £1250:mad::mad::mad::mad::mad: - Will I ever learn!!
  • shezam
    shezam Posts: 565 Forumite
    Part of the Furniture Combo Breaker
    Evening all,

    Haven't even opened my purse today so I'm reporting in with number 5. Woooo hoooo! Gonna be a spendy tomorrow need to leave my Dad £10 for petrol (we share a car) but hopefully get another on Wed or Thur.

    Everyones doing so well and I can't believe its payday 1 week on Wed, August has went so fast!

    Congrats all,
    S xxx
  • NSD 13 for me today. :o

    I did spend money, on a tennis lesson, but I'd put the money aside for it last week so I'm not classing it as a spend. I remembered to take my own drink with me as well which meant I wasn't wasting money.

    Fingers crossed I can make it to Friday without spending then it'll be a major spend day as it's payday! :D
    Aug NSDs: 18/[STRIKE]6 [/STRIKE] [STRIKE]15[/STRIKE] 18
    Sep NSDs: 16/15
    Oct NSDs: 16/15
    Nov NSDS: /18
    I'm a newbie so if I do something wrong or don't do something please let me know so I can learn. :o
  • fedupandskint
    fedupandskint Posts: 10,358 Forumite
    Part of the Furniture Combo Breaker
    Exciting - made it to 11 NSD today!
    final unsecured debt to repay currently £8333
    Proud to be Dealing With my Debt
    DFW Nerd 1154 Long Haul 155
  • beanielou
    beanielou Posts: 95,599 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    No 18 today.
    Been at a funeral.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • butdoineedit?
    butdoineedit? Posts: 1,181 Forumite
    Hope the date went well BDINI - I am permenantly single - would be nice to be treated nice for a night! Hopefully the 1st of many for you :beer:

    Sorry JCG, meant to comment on this before now, i just wanted to say don't give up hope, i thought i would be permanently single too, after 6 totally man free years, but it will come when the time is right, even if it does feel totally weird & i have no idea what to do being so out of practise (no i don't mean that!!) :rotfl:
    I'll keep my fingers crossed you're next!!
    BDINI - good news about the pub outing, it’s been ages since you treated yourself and, speaking of which, great news about the dress, that’s a bargain!
    jintyb wrote: »
    A bit later in logging on today. Was feeling a bit yuk this morning so I went back to bed. Still not feeling 100% but it will pass!

    Great news about the dress BDINI - it's an investment really!;)

    Aww thanks guys, i was still feeling a bit guilty about spending, but feel so much better now :D
    Hope you're feeling a bit better now Jinty?

    (((((((((((hugs)))))))))))) Beanie, hope the funeral wasn't too hard for you?

    Number 11 today :j Spent the whole evening filling in an application form for a job i don't even think i'm qualified enough to get, but hey ho i have to try!!
    February NSD challenge 5/15
  • solventsoon
    solventsoon Posts: 17,363 Forumite
    beanielou wrote: »
    Been at a funeral.

    Hope the funeral wasn't too hard, beanie ((hugs)) xx

    Any more news on DS - thinking about you both xx
    :) The time you enjoy wasting is not wasted time :)
  • solventsoon
    solventsoon Posts: 17,363 Forumite
    Hi lovely gang :A
    And another Monday bites the dust, thank goodness, hope it hasn’t been too bad a day for everyone:)


    Lots more NSDs rolling today, well done everyone, and beanie made her second target as well:T:

    :j:j:jLoobeyloop - for no 9, that’s brilliant. You’re over halfway to your target, that’s something to be proud of!
    Please don’t say you’re no good at getting NSDs, 9 is quite an achievement, it means you haven’t spent on nearly half of the days in August.... think about that x

    :j:j:jsf - for no 8, you’re doing great now, keep going
    Hope you’re feeling a bit better now?x

    :j:j:jelfen - for no 13, only 3 more to get now, you can do it!

    :j:j:jjinty - for nos 12 and 13, nearly there now, you can do it!
    Sorry you’re feeling a bit yuk today, hope the extra kip helped to make you feel better xx

    :j:j:jsqueeeek - for no 3, nearly halfway there now, you can do it!
    You’re sounding very organised, I’m impressed and no probs re the encouragement, I hope it helps x

    :j:j:jchris81418 - for no 15, that’s brilliant, the chocolate mini-roll is still rolling I see!!

    :j:j:jmarmite - for no 13, only 4 more to get now, you can do it!
    Sorry you’re suffering from the heat, Europe can be stifling in summer, I’ve been there in August and it’s not pleasant, take care and stay inside in the cool x

    :j:j:jrising from the ashes - for no 8, only one more to get now, you can do it!
    Holidays are great, it’s just the spends they entail which are bad, hope you enjoyed the time off though?

    :j:j:jRed - for no 13, only 4 more to get now, you can do it!

    :j:j:jshezam - oh dear sorry about your spendy weekend, they happen sometimes. Fingers firmly crossed for lots of NSDs this week and your target, you can do it!!
    And no 5 in the bag for you now, that’s fab! Over halfway now, keep going!

    :j:j:jSpendSpendSpend - for no 13, only 2 more left to make your second target, that’s impressive!

    :j:j:jfedupandskint - for no 11, nearly there now, keep going!

    :j:j:jbeanie - for no 18 and your second target tumbles, that’s fantastic!:j:j:j
    Awarding your second prize now, would you like to try for another target?

    :j:j:jBDINI - for no 11, your target is getting ever closer, keep going!
    Don’t feel guilty about the dress, you deserve a treat every now and then x:A
    You’re right about the job, you have to try or you’ll never know, fingers crossed for you x


    And hello to:

    Lily_The_Legend - fingers crossed for no 13 today, you can do it!
    Good news on the jumper, pleased you could change it and well done for thinking ahead to Friday, I’m impressed. If you’re not happy with the way things are going you can always change your criteria for an NSD next month, a lot of us have done so x:A

    iwanttogoonholiday - hope today’s spends weren’t too serious and fingers crossed for an NSD tomorrow:)

    dannie - well done for sticking to your planned spends today, that’s impressive:T


    No 17 in the bag for me today, woohooo.... but only because I forgot to buy what I was supposed to buy today.. doh!!!! :o:o That means I’ll have two spendy days in a row now:o:o

    Off to update the front page now, see all you lovely people tomorrow

    ‘night everyone

    spoon xx

    :) The time you enjoy wasting is not wasted time :)
  • Loobeyloop
    Loobeyloop Posts: 164 Forumite
    Hi all.... NSD no 10 for me today!!!!Thankyou solven for your words of support you have really spurned me on!!! I know now I CAN do it!!!;)
    August 13 NSD 4 /15.... /4 in a row!!!! Credit cards as of [STRIKE]13/4/12[/STRIKE] 31/07/12
    Virgin [STRIKE]73.08[/STRIKE] 0.00:T Nationwide[STRIKE] 1336.57[/STRIKE] [STRIKE]1446.20[/STRIKE]1405.23 Tesco [STRIKE] 2392.11[/STRIKE] [STRIKE]2376.91[/STRIKE] 2761.93 Halifax [STRIKE] 2746.05[/STRIKE] [STRIKE]2774.12[/STRIKE] 2186.06 B/C [STRIKE] 2559.72[/STRIKE] [STRIKE]2569.62[/STRIKE] 2341.02 Santander [STRIKE] 3221.43[/STRIKE] 3119.57
    :mad:
    Overdraft:800 :(
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