Have an adventure in August with the NSD challenge

*Mari*

Thank you for this thread and can I join please? I've been off the staight and narrow for too long and seriously need to get back on the DFW bandwagon! This seems like a good place to start!

I would like to try for 10 NSD's this month to start. I won't be counting DD's but will count everything that comes out of my purse or card.

Hoping for Day 1 today! Will let you know later!

timbstoke

I've got a few social commitments this month which will make a dent on NSD's (it's Stoke Pride one weekend, then a night out in Manchester the next) but I'll go for....*checks work shifts*...10 this month!

Learning2Budget

Good morning campers, happy 1st august to you all! Right food shop coming today so thats my NSD gone out the window. Away at weekend at a friend's, so need to try n get nsd for rest of week. Wish me luck! Lol.
L2B.xxx

Lily_The_Legend

Thanks for signing me up Spoon! :T I look forward to reading some of those threads you've posted links to!

Hoping for a NSD today, fingers crossed!

ETA: Have brought in my lunch today - just peanut butter sarnies etc, must try harder, but it's a start!

ms_night_ryder

I'm going to go for 10 please, i have just started, but since i am bringing my lunch to work, i shiuld meet the target

mrs.butler

Good Morning all....

I managed 14 last month, which I am quite proud of, so am going to aim for16this month. xx

IF

Morning all, got this sent to me by email and it made me smile so thought I'd share :dance: (hope the swear word doesn't offend xx)







Written by solventsoon aka Spoon our inspirational mentor:-

Hi lovely NSD gang:A
As you can see there is lots of activity on this challenge at the moment and it's difficult sometimes to see how many NSDs you're all declaring on posts.
Could I ask you to highlight your number of NSDs in a colour and in bold so that I can see them easily when I whizz through the posts - red would be best but I don't really mind as long as I can see the numbers easily.





Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :A

NO SPEND CHALLENGE.

1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
2. It is NOT a race!
We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way
3. Most important of all, WE..DO..NOT..FAIL!
Sometimes we can't quite reach our Target, but that is fine Everyone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.

OK, an idea of how some of us do things.
1. What you will or will not include as a 'Spend'.
Some people are doing other Challenges too, & don't include the money spent on those for this one.
Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch & have been l-o-n-g time Nsders so don't panic
Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet
Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
General thoughts on €bay sales is the buyer has paid P&P so no cost to you
2. It takes Time to reach mega-numbers!
The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at Solvent's (aka Spoon:rotfl:) first posts each month for a hefty list of other Threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline
It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one (**mine's jam jars for windows, milkman & a bit towards the bills!)
3. Any day the money stays in your pocket is a bonus!
If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile

We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & Spoon usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket club The only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained

And Remember;
there are no silly questions, so don't be afraid to ask us anything!

Lily_The_Legend

Love that pic wishes! :T:rotfl: Must remember that quote too.

laura2481

Hi! Can I join in again... aiming for 8 NSDs again and hoping to reach it this time!

cranbornekat

Can I join too please - I've not done this challenge before so I would like to aim for 10 NSD's for August.