Have an adventure in August with the NSD challenge

Wee_Pilsbury

Hi Spoon - thanks for the new thread. Cool prizes this month I must say :T

Can you put me down for 10 NSD and 3 in a row please? I have quite a lot on this month so if I manage this it will be quite an achievement for me.

Good luck all

:hello:

beanielou

Spoony~Can you please put me down for 14?

toottifrootti

Hi spoon and a huge thanks xx for the new fred.

can you please put me down for 20 NSDs this month - I am away on retreat for 7 days so that should help:D

babysteps24

all my bills etc are paid for august so I am aiming for 15 NSD s this month!!! :j

SpendSpendSpend

Hi

I'm a newbie to the forum, although that's not strictly true as I've been reading the forums for 2 weeks now as I had my major LBM 2 weeks ago yesterday and scared the life out of myself! As soon as I realised how much debt I'm actually in I came on here and started reading the forums, looking for inspiration and I've found them to be brilliant especially the idea of NSDs. I've known for a couple of years that my debt was growing but I've always been able to make the minimum payments (still can) so never really paid much attention to it and whenever I wanted/needed something but didn't have the money I've just put it on a credit card. My most over used phrase has been , "it's ok I'll put it on my card." This has to stop!! Over the next few months I'm hoping to change my username from SpendSpendSpend to SaveSaveSave!

For the last 2 weeks I've been unofficially recording my NSDs and everytime I've wanted to buy something (especially a bar of choc at work) I've thought of this forum and how it would mean I wouldn't get an NSD. So, I'd like to officially join in please, if you'll have me?

Please can you put me down for 6 days? I'm hoping I can beat that, but I thought it was probably better to try & start slowly and build up to more as time goes on.

I've read the rules/guidelines and have decided that to start with I'm going to ignore direct debit/standing order payments but I'm going to count any cash/debit card payments that I make. (Note I didn't say credit card payments! I will count them but I'm going to try my best not to use my credit card.) I'm also going to ignore any spend that relates to MS as I will get that back.

Thanks everyone, I'm really looking forward to the month ahead.

robedha_2

I'd like to join this challenge please. I'm starting my diet this week so this challenge should help me with that because I won't be as tempted to go out and spend money just because I crave Greggs pasties or chocolate.

Can you put me down for 14 NSD please?

I'm counting NSDs as days when I have not physically handed cash or my debit card over to a cashier, put it a machine or entered details online. So any direct debits will not count.

beadgirl87

I really enjoyed my first time last month so I am going for 10 NSDs please,Ii'm also going to try for a 3 in a row as I did one before.
cw18 - I know what you mean about the bf, I always spend more when I'm with him!
Spendspendspend- hi there and welcome. You did what I did last month, I pledged 6 and did 9! Also I counted all cash or card payments I made, so anything I physically spent and didn't include directdebit bills. Good luck:)

rising_from_the_ashes

Hello everyone, didn't quite make July's target, but hey ho, who said it would be easy!:o


August going to be VERY tough - on hols for 16 days:j and there isn't a hope in "what not" of me getting any NSD on those!:eek:

Which leaves 15 days ........ think I'll try for 9 please.


Spoon, thanks as always for keeping us all in order (hope the toe's better soon) and to if wishes for the reminders.


Also giving the grocery challenge a bash for the 1st time this month - I know what I spend thanks to the FLC but haven't made huge headway in reducing it .... here's hoping that will spur me on!


Good luck everyone!:D

chris81418

Hello everyone! :wave:

Spoon - thanks as always for running the thread and for keeping us all in line! :T And glad to hear that your toe is on the mend! This month I'd like to pledge my usual lucky 19 NSDs and 6 NSDs in-a-row please - thank you!

Hello to all the regulars and welcome to the newbies - the more the merrier! I'm sure Spoon will be along soon to welcome you officially!

Good luck with reaching you targets everyone, and I hope you're all enjoying the sunshine!

kjp

Hi all

Hope it's ok to join in!

Trying for 10 NSDs this month... First try so hopefully I can do it! Will exclude direct debits/SOs but include everything else including petrol and food.

Good luck everyone!