Have an adventure in August with the NSD challenge

Actress

Hi Spoon

Thanks for the August thread, and loving the superhero theme.

Please can you put me down for 7 NSDS, and a
3 in a row target for the hall of fame.

Thanks

Actress
x

IF

Welcome all Newcomers and our 'regulars' to the NSD thread :hello:

Written by solventsoon aka Spoon our inspirational mentor:-

Hi lovely NSD gang:A
As you can see there is lots of activity on this challenge at the moment and it's difficult sometimes to see how many NSDs you're all declaring on posts.
Could I ask you to highlight your number of NSDs in a colour and in bold so that I can see them easily when I whizz through the posts - red would be best but I don't really mind as long as I can see the numbers easily.





Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :A

NO SPEND CHALLENGE.

1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
2. It is NOT a race!
We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way
3. Most important of all, WE..DO..NOT..FAIL!
Sometimes we can't quite reach our Target, but that is fine Everyone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.

OK, an idea of how some of us do things.
1. What you will or will not include as a 'Spend'.
Some people are doing other Challenges too, & don't include the money spent on those for this one.
Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch & have been l-o-n-g time Nsders so don't panic
Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet
Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
General thoughts on €bay sales is the buyer has paid P&P so no cost to you
2. It takes Time to reach mega-numbers!
The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at Solvent's (aka Spoon:rotfl:) first posts each month for a hefty list of other Threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline
It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one (**mine's jam jars for windows, milkman & a bit towards the bills!)
3. Any day the money stays in your pocket is a bonus!
If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile

We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & Spoon usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket club The only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained

And Remember;
there are no silly questions, so don't be afraid to ask us anything!

karen_is_trying

Hiyas all can i be put down for 12 nsd this month please i was 1 short last month so quite pleased with that xx

SillyBlondie

Thanks for setting up the new thread Spoon.

Please can you put me down for 15 NSDs.

solventsoon

beanielou wrote: »

Thank you Spoony as always for this fantastically motivating thread & for all your hard work:j:j

Awww... thanks beanie, that's lovely:o:o xx

solventsoon

Hi lovely gang:A
I can see you’re going to keep me busy during August, the NSD thread is growing in popularity month by month, which is good to see:T. Nargle’s right, we’re going to need a double-decker Tardis soon:rotfl:


Lots of newbies joining up this month so a very warm welcome to you all, it’s great to have you on board. If you’re not sure about anything please ask, we’re very friendly and there’s usually someone around to help. Feel free to join in with the chat and general nonsense on here, we’re fairly tame (well, most of the time, if you humour us). Good luck with your first NSD challenge - keep posting, that’s the secret to success here.

:hello:So a big welcome to:

:hello:always poor - all signed up now for your 15 now, good luck with getting there, you can do it! :T
Keep posting, that’s the secret to success and ask away if you want to know anything, we’re a friendly bunch (if prone to flights of fancy occasionally:D...)

:hello:DorsetGirl - all signed up now for your 10 now, good luck with getting there, you can do it, even with your holidays, we’ll give you loads of support:T
Hope Cheryl’s answer to your question helped, for regular, essential spends most of us either allocate the money once a week or leave them out as they’re essential.

:hello:painted lady - all signed up now for your 10 now, good luck with getting there, you can do it:T, even with the school holidays getting in the way
Keep posting, that’s the secret to success here, we’ll give you lots of encouragement:D

:hello:Lily_The_Legend - hi and welcome, yes of course it’s OK to join us. All signed up for 20 now, good luck you can do it!:T I’ll sign you up for 5 in a row as well, good luck with that, and good luck with getting DH to rein in his spending:eek:.. Glad you like the prizes:D

:hello:madhatter90 - all signed up now for your 4 now, good luck with getting there, you can do it! :T
Keep posting, that’s the secret to success and ask away if you want to know anything, we’re a friendly bunch (if prone to flights of fancy occasionally:D...)

:hello:Dee5565 - hi and welcome. All signed up now for your 14 now, good luck with getting there, you can do it! :T
Keep posting, that’s the secret to success and ask away if you want to know anything, we’re a very friendly bunch

:hello:babysteps24 - all signed up now for your 15 now, good luck with getting there, you can do it! :T
You’re sounding very organised, that’s impressive, and I love your July wins:j

:hello:SpendSpendSpend - hi and welcome, of course we’ll have you, it’s good to have you on board. Well done for your LBM, it’s quite a revelation when it finally goes on full beam, good luck with getting your debts sorted out.:T
You’re all signed up for 6 now, good luck with getting there, you can do it! We’re all here if you need any help or encouragement:T

:hello:robedha - all signed up now for your 14 now, good luck with getting there, you can do it! :T
Learning2Budget will be able to inspire you with your diet, she’s dropped 2 dress sizes since starting the challenge due to not buying chocolate and other goodies:D

:hello:kjp - hi and welcome, yes of course it’s OK to join us. All signed up for 10 now, good luck you can do it, we’ll give you loads of encouragment:T

:hello:fakeplastictwee - hi and welcome, all signed up for 10 now, we’ll give you loads of encouragement and motivation, don’t worry. Good luck with the debt-busting:T
Love your user name - are you a Radiohead fan by any chance?;)

:hello:debtfreefuture - all signed up now for your 6 now, good luck with getting there, you can do it!:T

:hello:Loobeyloop - hi and welcome, all signed up for 15 now, good luck, you can do it!:T
You are so right about debit cards, it doesn’t feel like money when you’re using them. Food shopping - I used to be the no 1 addict:eek: - chasing after NSDs cured me of that, hopefully it will do the same for you

solventsoon

Welcome back to the oldies and regulars, great to see you all again:

:wave:If - all signed up for 17 now, you can do it, just keep away from the chocolate!!;)
Aww.. today’s picture is sooooo cute x

:wave:jinty - all signed up for 15 now, you can do it. Don’t beat yourself up over last month, that was a tough one for you:( xx Glad you like the prizes:T

:wave:Cheryl - all signed up for 12 now, you can do it. I think you’re probably concentrating more on the “distractions” at the moment, and who can blame you??:D
Wow..... 1000 days, that’s an achivement, well done you !!:T

:wave:meersy22 - all signed up for 10 now, you can do it. Good luck with making your target:T

:wave:donna dynamo - all signed up for 10 now, you can do it, even with your hols:T. I think you may be looking forward to them?:D

:wave:Learning2Budget - all signed up for 12 now, you can do it, you know you can.:T And no doubt you’ll drop another dress size this month as well!! Oooh.. mini adventures, can we all come along? And thanks, it’s a pleasure x

:wave:Pips Mum - hi and welcome back, all signed up for 15 now, you can do it. :T Sorry to hear you’re being made redundant, fingers crossed something good comes along for you soon x

:wave:cuddlymarm - all signed up for 17 now, you can do it and well done for increasing your target. You’re sounding very organised, that’s impressive! :T Glad you’re getting some good weather, it’s about time our summer came back again!

:wave:iwanttogoonholiday - hi and welcome back, all signed up for 10 now, you can do it. Last month was just a taster, you’re here at the start now, we’ll give you lots of encouragement:T

:wave:Frodo - all signed up for 12 now, you can do it! I’ll sign you up for 3 in a row as well, good luck with that. :T
Thanks, it’s a pleasure really, I don’t mind at all, and my toe is complaining much less today, thanks, hopefully it’ll be on the mend soon:D...

:wave:marmiterulesok - all signed up for 17 now, you can do it.
And thanks to you too, it’s you lovely people that make it a pleasure to run this thread:T

:wave:cleggie - all signed up for 10 now, you can do it. Good luck with making your target:T

:wave:The Dragon - all signed up for 10 now, you can do it. I’ll sign you up for 5 in a row as well, good luck with that.:T

:wave:Red - all signed up for 17 now, you can do it. :T
Thank you, my toe is definitely feeling better today, it’s not complaining half as much as it was xx

:wave:elfen - all signed up for 16 now, you can do it. Good luck with making your target:T

:wave:Wee Pilsbury - all signed up for 10 now, you can do it. I’ll sign you up for 3 in a row as well, good luck with that. :T
It’s a pleasure and I’m glad you like the prizes, it’s a challenge finding different ones sometimes!!

:wave:beanie - all signed up for 14 now, you can do it. :T
Hope your bruises are healing up a bit? xx

:wave:toots - all signed up for 20 now, you can do it. :T
It’s a pleasure, good to have you back again x

:wave:beadgirl87 - all signed up for 10 now, you can do it. I’ll sign you up for 3 in a row as well, good luck with that. :T
I’m glad you enjoyed your first challenge last month, you did really well, I’m sure you’ll improve on that this month;)

:wave:rising from the ashes - signed up for 9 now, you can do it, even with your hols. I think you might be looking forward to them?:T
Thanks, it’s a pleasure, and the toe is definitely feeling better today, thanks x

:wave:chris81418 - all signed up for your lucky 19 now, you can do it (I’m expecting 25 again this month, you know!!) I’ll sign you up for 6 in a row as well, good luck with that.:T
And thanks, it’s good fun running this thread, you’re all so lovely, and my toe is feeling much better today, thanks x

:wave:Natty68 - all signed up for 15 now, you can do it. Good luck with making your target x:T

:wave:kerri - all signed up for 12 now, you can do it. Enjoy your week with your guests and hope you’re not too skint after it:D

:wave:Nargle - all signed up for 15 now, you can do it, well done for being brave!:T
I shall look forward to seeing lots of blue numbers on your posts this month as your target is trampled underfoot!! :T
Hmm... I think maybe we should keep Igor and Hubert away from the newbies for the first week anyway, what do you think?;)

:wave:bellkat - all signed up for 12 now, you can do it. Good luck with making your target:T

:wave:positivelypurple - all signed up for 12 now, you can do it. You had a great month in July, especially with being on holiday, fingers crossed for some extra ones this month
It’s a pleasure, I like running this thread because of all the lovely people on it

:wave:Actress - all signed up for 7 now, you can do it. I’ll sign you up for 3 in a row as well, good luck with that.:T
Glad you like the theme and the prizes;)

:wave:karen is trying - all signed up for 12 now, you can do it. Good luck with making your target.:T
You did well last month, fingers crossed for a couple extra this month:D

:wave:SillyBlondie - all signed up for 15 now, you can do it. Good luck with making your target.:T
It’s a pleasure, hope you have a good month x


And I'm going for 20 this month a normal, hopefully I'll get a few more.

Off to update the front page now, see you all tomorrow

'night everyone

spoon xx

marmiterulesok

Morning folks,up bright and early and #1 is in the bag....

It's a public holiday day here (Swiss National Day) and I'm not working,so lots of feasting and lazing about.It's going to be a lovely day weather-wise.I might go for a walk at the lake before it gets too hot.

Have a great NSD day!

Lula-Hula

Morning Spoony & all,

been away on holiday & flunked July's target but am back with a vengeance so please sign me up for another ...

16

Thank you
xx

fakeplastictwee

solventsoon wrote: »

Hi lovely gang:A
:hello:fakeplastictwee - hi and welcome, all signed up for 10 now, we’ll give you loads of encouragement and motivation, don’t worry. Good luck with the debt-busting:T
Love your user name - are you a Radiohead fan by any chance?;)

That would be correct! And thanks for the encouragement

Morning all! Not expecting a NSD today due to being on annual leave from work. I think we're either doing seaside or Alton Towers today, but you never know, the BF may pay for stuff if I'm lucky will report in later