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Have an adventure in August with the NSD challenge

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  • fakeplastictwee
    fakeplastictwee Posts: 459 Forumite
    I've not posted on these forums for a while but have been lurking for the last couple of weeks in the hope it'll give me some motivation again.

    I've got a small overdraft and some debt on a store card that I'd like to shift. In the last year my wages have dropped dramatically as I've become a full time student again, so whilst the debts might not be huge, I never seem to have any spare cash to shift them!

    Therefore I'd like to pledge 10 NSDs for August please. :D I'm on holiday this week so wouldn't want to try any more as I doubt I'll be getting any over the next few days. I won't be counting direct debits as they're a given and already accounted for. I WILL be including food/petrol and anything else.
  • debtfree_future
    debtfree_future Posts: 143 Forumite
    Ninth Anniversary Combo Breaker
    Hi
    I'm new at this challenge please put me down for 6NSDs this month. I am not counting direct debits aim counting any spending using cash, debit or credit cards.

    DFF
    RBS £2,043.50 @0% until April 2014
    Virgin £2,522.78 @ 0% until November 2015
    Total Debt £4,566.28
    SPC 7 315. Emergency Fund 300/1000.
  • Loobeyloop
    Loobeyloop Posts: 164 Forumite
    Hi all!! I've been a lurker for sometime now, but would love to join in with you all!! Am going to try for 15 NSDplease :j (won't include dds but will include any cash spent (am not using my debit card anymore...way too easy to overspend isn't it! And also food shopping which I have a huge addiction too!! Will have to go cold turkey :eek:
    Thanks Guys!!:T
    August 13 NSD 4 /15.... /4 in a row!!!! Credit cards as of [STRIKE]13/4/12[/STRIKE] 31/07/12
    Virgin [STRIKE]73.08[/STRIKE] 0.00:T Nationwide[STRIKE] 1336.57[/STRIKE] [STRIKE]1446.20[/STRIKE]1405.23 Tesco [STRIKE] 2392.11[/STRIKE] [STRIKE]2376.91[/STRIKE] 2761.93 Halifax [STRIKE] 2746.05[/STRIKE] [STRIKE]2774.12[/STRIKE] 2186.06 B/C [STRIKE] 2559.72[/STRIKE] [STRIKE]2569.62[/STRIKE] 2341.02 Santander [STRIKE] 3221.43[/STRIKE] 3119.57
    :mad:
    Overdraft:800 :(
  • Natty68
    Natty68 Posts: 3,465 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Hi Spoony, can you put me down for 15 NSD's again please?

    Thanks hon.xxxx

    And good luck to everyone trying to reach their targets :D
    Mortgage Free as of 20.9.17
    Declutter challenge 2023, 2024 🏅 🏅⭐️⭐️
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  • beanielou
    beanielou Posts: 95,458 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Welcome to all the newies.
    You will get lots of support here if you keep posting.
    Feel free to join in with the chat.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • kerri_gt
    kerri_gt Posts: 11,202 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Xmas Saver!
    Evening all! can't stop for long as we have our guests here - for the week - which means I don't really know what to aim for as my Aug target.... Spoony can you put me down for 12 please, I have an idea that after this week I'll be skint anyhow .... good job I got some bargains during July!
    Feb 2015 NSD Challenge 8/12
    JAN NSD 11/16


  • kerri_gt
    kerri_gt Posts: 11,202 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Xmas Saver!
    Oh, did just notice that it's been a year since I started this challenge....clocked up 172 NSD over a year!
    Feb 2015 NSD Challenge 8/12
    JAN NSD 11/16


  • Nargleblast
    Nargleblast Posts: 10,763 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Debt-free and Proud!
    Wow! This thread just gets bigger and bigger with all the newbies that keep joining up - Spoony will have to get a double-decker Tardis to accommodate us all on our outings!
    Hello, good evening and welcome to all new NSD gang members from me (and of course from Igor.....you will soon find out about him....then when you have taken that on board we might just introduce you to Hubert, but not on an empty stomach...)

    Mistress Spoonster (or should that be Spoon-STAR?) - I am going to be really daring in August - I am going to use big blue numbers for my NSD totals and this month's target is going to be

    15 glorious NSDs!!!!

    Let the battle commence!
    One life - your life - live it!
  • bellkat
    bellkat Posts: 328 Forumite
    Part of the Furniture
    Can you put me down for my usual 12 , please Spoony
    New Year New You Challenge - 13.5lbs/10lbs

    Spring Into Spring Challenge-2.5lbs/10lbs

    Slimming World Total Loss - 2 stone 3lbs
  • positivelypurple
    positivelypurple Posts: 410 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    Hi Spoon,

    Can you put me down for 12 NSDs this time please. Made my target for July so will try for 12 again.

    Many thanks for all your hard work!
    CC1 £5999 Total Debt March 2021 £5999
    NSDs March 1/20
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