Have an adventure in August with the NSD challenge

donna_dynamo

Good morning can i please join in August can you please put me down for 10 . Less than my usual as i did not make the target for july but putting that behind me and starting again and we are also going on holiday for a week at the end of August:j:j:j so that will probably be spendy all the week.

DorsetGirl_2

I am new to the challenge. We are going away in the middle of August so can I put down for 10 NSDs and see how I get on with that. Hopefully September will be a less expensive month

Can I ask a newbie question. My 10 year old takes £2.50 lunch money to school every day and my 2 year old has £2.50 for lunch club at preschool, can I miss those out of the challenge because that would mean every day is a spend day but they are things I have to do iyswim.

cw18

DorsetGirl wrote: »

Can I ask a newbie question. My 10 year old takes £2.50 lunch money to school every day and my 2 year old has £2.50 for lunch club at preschool, can I miss those out of the challenge because that would mean every day is a spend day but they are things I have to do iyswim.

It's totally down to the individual as to what they count as a spend to lose them an NSD.

There are a few of us count absolutely everything as a spend, including d/debits for household expenses that can't be avoided (such as council tax, water, gas and electricity), then there are some that only include non-budgeted items (which means household costs and groceries aren't counted as spends). And I know there's at least one person doesn't count milk as they get through so much and can't pre-determine when it'll be needed. And I think I'm right in saying some people don't include spends that are necessary in order to get to work and back, as without those spends they wouldn't have any money coming in

No-one would count it as cheating for you to ignore those spends

But another way is to pre-allocate the money on a day that's a spend day for other reasons.

painted_lady

I'm going to give it a go, I will try for 10 days as also going away, school holidays etc.

Learning2Budget

Morning Spoony, thanks,(as always) for this fab thread. Gonna aim for 12 this month please, as have a few mini adventures planned for August.xxx

Lily_The_Legend

Hiya :hello:

I'm new to this thread, hope it's ok to join you!

I'll be brave and try for 20 NSDs this month! :eek:

I won't be counting direct debits, but will count petrol and food shopping.

I'm going to try to get DH to do some NSDs too as he really needs to rein in his spending! :eek:

Love all the superhero smileys! :T

I'll also try for 5 NSDs in a row for that challenge.

Look forward to starting tomorrow!

Lily x

Pips_Mum

Hello! :wave:
Ive not done a NSD challenge for ages so please could I join? Being made redundant November/December time so need to be a good girl!!

Pipsmum - 15 NSDs

Good luck everyone x x

cuddlymarm

Good morning everyone:j

I am going to aim for 17 NSDs for August please (I have managed 16 every month so its time to improve again)

While doing this I also aim to get my cupboards groaning ready for winter and emergencies and keeping a look out for winter boots as soon as they start to come in to the shops (I will need them nicely broken in cos I walk everywhere)

I hope everyone is also getting this lovely weather that we have in sunny Berkshire. It makes you feel so much better I think if you get a few rays of sunshine occasionally

Anyway I better get on
Have a good month everyone
Cuddles:)

iwanttogoonholiday

im gonna give this month a real try and do 10 nsd :eek:( not going to include my direct debits - ie, mortgage etc ...i didnt manage any last month after joining the challenge ...

Frodobaggins

Hi Spoon, thanks for all your hard work running this thread, and I hope your foot is getting better.
Can I go for 12 NSD and I'm gonna go for a 3 in a row.