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Should we be worried??

124

Comments

  • timberflake
    timberflake Posts: 1,623 Forumite
    kiki* wrote: »
    If you think you've done nothing wrong then explain to the ll that you opened the post and would like her to advice her son not to use the address and you will throw away anymore post for him.

    I will, as I previously stated that's why I've kept the post, I'm waiting for her to come to me. Seeing as it's been 3 months since the council application I very much doubt she's even aware he's using the address.

    Have I broken a law, no. Have I done anything wrong, qestionable, it's down to your individual opinion, and mine is that if he didn't want me opening his post he shouldn't have gone out of his way to put our address down!
  • birduk
    birduk Posts: 466 Forumite
    Oh !!!!!!. Did nobody read the original post?

    The landlady's SON is commiting fraud. He doesn't live at that address, yet is still putting it down for a NEW MORTGAGE APPLICATION. This isn't old post- like a forgotten bank statement. He is DELIBERATELY deceiving the people he applying for finance to.

    The post is delivered correctly, nobody is going to court for opening it once delivered. OP- phone up the people who he is trying to defraud and tell them he doesn't live at that address and hasn't for X number of years. They should be grateful to you.

    This is your HOME and you shouldn't have to deal with balliffs for other people- for goodness sakes, why would you want to put yourself in that situation? Just because you rent it doesn't make you a second-class citizen.

    OP Good luck and I hope you can get this resolved.
  • kiki*_2
    kiki*_2 Posts: 302 Forumite
    Surely other checks would show he doesn't live there anyway. We had to show utility bills and wage slips and the mortgage company said they would check electoral role. So doubt he'd get a mortgage using that address anyway.

    I think you should tell the ll not wait for her but that's up to you.
  • birduk
    birduk Posts: 466 Forumite
    kiki* wrote: »
    Surely other checks would show he doesn't live there anyway. We had to show utility bills and wage slips and the mortgage company said they would check electoral role. So doubt he'd get a mortgage using that address anyway.

    I think you should tell the ll not wait for her but that's up to you.

    Unless he left his drivers licence etc at that address? That's a pretty good check!

    If anyone thinks this is acceptable, I might just start using their address for my loan applications. You won't mind would you? :rotfl:

    Let the LL know again by all means though. Maybe that will give him the kick he needs?
  • maginot
    maginot Posts: 484 Forumite
    Part of the Furniture Combo Breaker
    kiki* wrote: »
    It's not their address though, you rent so really you have no ownership over that address. The landlord may be hsppy for her son to use her address. Isn't really your decision.

    If you have a lease, of course you have ownership. That's what a lease is, you transfer ownership to someone else for a period of time!
  • maginot
    maginot Posts: 484 Forumite
    Part of the Furniture Combo Breaker
    To be fair though, I always give post to agency (if they pick up mail) or just post in mailbox not known at this address. Would never open someone else's mail, unless I suspected identity theft.
  • Why would the LL come to you? In all my years of renting I've never had a LL come to me asking for mail, most assume that you will give them any misdirected mail.
    Save £200 a month : [STRIKE]Oct[/STRIKE] Nov Dec Jan Feb Mar Apr
  • timberflake
    timberflake Posts: 1,623 Forumite
    Why would the LL come to you? In all my years of renting I've never had a LL come to me asking for mail, most assume that you will give them any misdirected mail.

    Once again, people not reading the whole story! After 6 months of giving her HER SONS post I told her we wouldn't be doing it any more!

    I might be a bit more understanding if it were the LL post, but its not! It's her son using our address to obtain a mortgage quotation, that's the same as me applying for a loan and putting down your address!
  • kiki*_2
    kiki*_2 Posts: 302 Forumite
    Once again, people not reading the whole story! After 6 months of giving her HER SONS post I told her we wouldn't be doing it any more!

    I might be a bit more understanding if it were the LL post, but its not! It's her son using our address to obtain a mortgage quotation, that's the same as me applying for a loan and putting down your address!

    Tell the ll! She can't do anything about it until she knows it's still happening! It will just keep happening unless you tell her.
  • poppysarah
    poppysarah Posts: 11,522 Forumite
    kiki* wrote: »
    The landlord still owns the place! I've been directing mail for my landlord for the last 2years. I would never dare open his mail.


    What post is he having still?

    Anyone who is that slack with mail is almost asking to be ID thefted.
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