We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
"Simply not solvent!
Options
Comments
-
Don't worry it's only took me 6 years of being self employed to get into a routine and now I'll have to start it all again when I go back..lol...0
-
I am bumbling too - if I can get through August without using my NatWest overdraft I will consider it a success.
Good luck with the brainstorming. If you discover any top tips for self-discipline and maximising freelance income, please let me know!Total debt: 1 January 2007 £[strike]49,387.79[/strike] 1 January 2012 £[STRIKE]19,312.85[/STRIKE] 1 August 2012 £11,517.620 -
Don't worry it's only took me 6 years of being self employed to get into a routine and now I'll have to start it all again when I go back..lol...
I've been self-employed for 11 years and never got into a routine!
I must say doing the DDs' paper round helps - if I turn on the computer when I get in I have an hour and a half for computer stuff before the rest of the world starts work.
(So in that case, what am I doing here now... must dash).Total debt: 1 January 2007 £[strike]49,387.79[/strike] 1 January 2012 £[STRIKE]19,312.85[/STRIKE] 1 August 2012 £11,517.620 -
Likewise - I need a huge kick to get things in order, otherwise next year will be a financial disaster and there is no way that I want to be pushed into going "back to work".Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)Life begins at the end of your comfort zone (Neale Donald Walsch)0
-
Hello Seaxwyn
Just called in to see how you were getting along!
Julia xx0 -
Hello Julia, nice to see you!
Some good news today - OH went into his bank and demanded the latest set of charges back and they refunded them. He then closed his current account with the evil HSBC and I hope he will try to reclaim the rest of his last six years' charges.Total debt: 1 January 2007 £[strike]49,387.79[/strike] 1 January 2012 £[STRIKE]19,312.85[/STRIKE] 1 August 2012 £11,517.620 -
More good news: OH was having a rant today about HSBC (he hates them) and I once again introduced the subject of reclaiming bank charges. He's always dismissed it before, but this time he said "put the papers in front of me and I'll sign them". Yay! I will explore the reclaiming bank charges pages just as soon as I get a chance.
Also, there is a desk of sorts taking shape in the shed. Not quite habitable yet but definitely something is changing in there.Total debt: 1 January 2007 £[strike]49,387.79[/strike] 1 January 2012 £[STRIKE]19,312.85[/STRIKE] 1 August 2012 £11,517.620 -
Blimey Seaxwyn, not only are you having a desk appearing, but......could this be a flicker of a light bulb we see from OH? I hope so - it is certainly a step in the right direction, and you are right to sieze the moment.
I hope it continues xSuccessful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)Life begins at the end of your comfort zone (Neale Donald Walsch)0 -
Well done OH. I really hope that this is the turning of the corner Seax. My fingers will be crossed
chevI want a job that is less than an hour driving away from my house! Are you listening universe?
0 -
Morning Seaxwyn....so happy for you that your OH is starting to see the light...it must be a relief for you...you never know...it may make him want to do more to save money...great news!!!0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 351.1K Banking & Borrowing
- 253.2K Reduce Debt & Boost Income
- 453.7K Spending & Discounts
- 244.1K Work, Benefits & Business
- 599.2K Mortgages, Homes & Bills
- 177K Life & Family
- 257.5K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards