"Simply not solvent!

Seaxwyn

Thanks and happy new year to all my MSE friends.

A new year and time to take stock. Here are my debt totals from the last three New Years:

1 January 07 £49,387.79
1 January 08 £36591.34 (and £1667.66 savings)
1 January 09 £31728.97 (savings all gone)

So pretty poor performance last year, despite all the penny-pinching and obsessive focus on money. Time to do something different.

I have various resolutions to do with work too tedious to record. But one that I will record here is to change my attitude to OH. We’re in this together, for better or worse. He has a lot of talent and creativity and we are more likely to turn things round working together than at loggerheads. So my challenge for 2009 is to be nice :A

hypno06

It has been a challenging year, Seax, and you are in less debt at the end than you were at the beginning, so that is positive.

Good luck for 2009, make it YOUR year!

buddiebabe

Happy New Year

Just looked at your last 3 new years totals your debt has went down each year so thats all good.

I just looked at what my original debt was when i first found the MSE website and my debt has increased by over £12000 :eek:

Never mind 2009 is going to be the year when we all get so much closer to that debt free date!

Buddiebabe x

lucielle

Happy New Year Seaxwyn.
L

taxi73

Please don't be too hard on yourself..it's very positive as the totals are down!!!!

I wish you luck with all your plans.

Karmacat

I love the New Year's resolution, Seaxwyn!

bountiful

Yeah - I love you determination for 2009 too - it is so sad that we tend to realise how much people mean to us when they are gone! So glad you got the tax problem sorted, and, like others have said - your debt is going down, which is amazing really - so keep up the good work! Love xxx:smileyhea

mizmir

Great resolution seaxwyn! And good luck with more debt reductions in 2009!

Verbatim

Excellent stuff seaxwyn,

Tax sorted and plan in place for next year's tax

debt down and plans afoot for debt busting in 2009

Looks like you're on a roll to me.

Sea78

Hey!! Where did you go? Time for a challenge? xxxx