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"Simply not solvent!
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Hi Seax
glad to see that you are back was getting a bit worried. It never rains but it pours. Remind me again why your OH doesn't get a PAYE job so that one of you gets a regular income? It seems to me that your job has the potential to net you VERY GOOD MONEY if you have no distractions or other stresses. So if OH got a regular job doing ANYTHING, then it would take a bit of pressure off because you would know that some money was coming in each month.
And maybe it would give your OH self esteem a boost if he was regularly contributing?
anyway sorry for the rant
chevI want a job that is less than an hour driving away from my house! Are you listening universe?
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Hi Seax
Remind me again why your OH doesn't get a PAYE job so that one of you gets a regular income?
chev
The six million dollar question and I honestly can't answer it.
I have suggested it many, many times but he seems to have an inbuilt resistance to getting a job. Part of the justification is that some of the work he gets is well paid, which is true. Obviously we would be better off he earned a modest but reliable wage - but he doesn't see that. And he is 58 now so quite possibly wouldn't be taken on by an employer anyway.
I know I whinge a lot but I'm kind of resigned to the fact that it's down to me to keep things going, and in the months when he earns good money, that's when we can make overpayments on the debts.
I do have the potential to earn very good money, but I need to deal with my lack of self-discipline. So I can't complain too much about OH as that smacks of the pot calling the kettle black.Total debt: 1 January 2007 £[strike]49,387.79[/strike] 1 January 2012 £[STRIKE]19,312.85[/STRIKE] 1 August 2012 £11,517.620 -
I'm posting here to affirm my intention to do eight hours billable work today. I was rubbish yesterday - spent as much time on here, flickr, facebook etc as actually working. Yet I have a huge amount of work to do, and most of it paid hourly so it's stupid not to get through it as fast as I can.
I hope that having posted the above, I won't dare come back on here today!
Hope everyone is having a good DFW day, and look forward to catching up when I have eight hours work under my belt.Total debt: 1 January 2007 £[strike]49,387.79[/strike] 1 January 2012 £[STRIKE]19,312.85[/STRIKE] 1 August 2012 £11,517.620 -
And the shock of the tax bill has worn off now?
I understand about the pot and the kettle. OH and I are both supposed to be doing other things and neither of us are doing them ho hum!
chevI want a job that is less than an hour driving away from my house! Are you listening universe?
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Glad to see your light is off and I look forward to reading about your billable achievements much later on in the day/evening!Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)Life begins at the end of your comfort zone (Neale Donald Walsch)0
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Hypno's right, your light *is* off, well done - I'm the same, I had *so* much free time yesterday, really didn't use it properly. I'll shut mse down when I go off to do other things, and read diaries a few posts at a time, I think - flicking back for every single post is a *real* timewaster.
Have lots of billable work!2023: the year I get to buy a car0 -
Had to come back to report a major AAAAAARGH!
I went over my overdraft on my A&L account - stupidly forgot about a couple of cheques I'd written - and now find I'm being charged £25 A DAY for being over my limit. So have to break off from work and run into town to withdraw some cash from my other bank to pay in..... Have already netted at least £100 penalty though.
More worryingly, the cheques I paid in on Saturday haven't appeared in the system yet. The nice man on the phone at A&L could see no trace of them. I forgot to write my account no on the back of the cheques which could cause delays.... Damn damn damn.Total debt: 1 January 2007 £[strike]49,387.79[/strike] 1 January 2012 £[STRIKE]19,312.85[/STRIKE] 1 August 2012 £11,517.620 -
Oh Bu**er.
Typical....the first month for years that I have so far managed to escape bank charges, and it is the first time that you will have incurred them.
Sorry!!
hope those "missing" cheques turn up in their system soon.Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)Life begins at the end of your comfort zone (Neale Donald Walsch)0 -
As it's the first time you've incurred charges, perhaps they might be willing to refund them - as a goodwill gesture? Sorry to hear about that and hope that you get straight back down to the work when you get backCCCS DMP:Feb 07
Total:£37,016.47 now £0 DEBT FREE FEB 14
2022 Decluttering Campaign 49/10110 -
what a shame, doesn't hurt to ask for them back though you never know as you are such a good customer they may say yesI want a job that is less than an hour driving away from my house! Are you listening universe?
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