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"Simply not solvent!

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Comments

  • Seaxwyn
    Seaxwyn Posts: 4,896 Forumite
    Hi Chev
    Wow that is lots to do before March! Sounds very stressful with all the uncertainty. Some friends of mine are emigrating to New Zealand too and they have put together an eighteen-month run-up to get everything done.

    I'm sure it will be worth it when you get out there.

    We have four children, in a four-bed house. But the rooms are small (I'm not exaggerating). Currently DD3 and DS share a room and that is not a good mix. I do think of swapping them round, maybe put DD2 and DD3 together (don't want the twins sharing), but once I thought of moving that seemed less stressful!

    The twins go to secondary school in the next town, two miles away. The school is near a big post-war council estate, the houses are all in private hands now but I imagine would be cheaper than ours. The younger two are at primary school a short walk from our present house, but once DD3 is at secondary school that will be 3 children walking the two miles every day, which tips the balance in favour of moving.

    Anyway that's my logic. Perhaps I'm being silly wanting the children to have their own rooms. But I will just stress again that our house is SMALL and there is no potential to extend further in any direction, or to subdivide rooms.
    Total debt: 1 January 2007 £[strike]49,387.79[/strike] 1 January 2012 £[STRIKE]19,312.85[/STRIKE] 1 August 2012 £11,517.62



  • chevalier
    chevalier Posts: 7,937 Forumite
    Part of the Furniture Combo Breaker
    Would you be able to pay off some of your debt with any extra money freed up from selling, or would you still have to put all the money in the house into another house?
    I want a job that is less than an hour driving away from my house! Are you listening universe?
  • Seaxwyn
    Seaxwyn Posts: 4,896 Forumite
    We'd have to put all the money into buying another house. But once the fixed rate period on our mortgage ends in June, our mortgage will probably be our highest interest debt, so it will be the priority for overpayments from that point.
    Total debt: 1 January 2007 £[strike]49,387.79[/strike] 1 January 2012 £[STRIKE]19,312.85[/STRIKE] 1 August 2012 £11,517.62



  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    skiing :j :T

    what more can I say :rotfl:
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • Seaxwyn
    Seaxwyn Posts: 4,896 Forumite
    hypno06 wrote: »
    skiing :j :T

    what more can I say :rotfl:

    I hope we don't get as addicted as you lot :p
    Total debt: 1 January 2007 £[strike]49,387.79[/strike] 1 January 2012 £[STRIKE]19,312.85[/STRIKE] 1 August 2012 £11,517.62



  • Sea78
    Sea78 Posts: 6,185 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    Hey Seaxwyn - did you ring up about that job? Or have I just missed that! :)

    How are things with you this week?

    Sea xxx
    CCCS DMP:Feb 07
    Total:£37,016.47 now £0 DEBT FREE FEB 14

    2022 Decluttering Campaign 49/1011
  • taxi73
    taxi73 Posts: 20,815 Forumite
    just popping in to say hi and see if you're ok?
  • Seaxwyn
    Seaxwyn Posts: 4,896 Forumite
    Thanks you two. Sea, I did apply for that job and haven't heard back. I thought it was almost a cert as I'm an insider and was 'encouraged' to apply. Maybe I was too complacent.

    I've got lots of work this week but not so much after that.... time to put my thinking cap on.

    Big drama here as OH has lost the car key. This is unprecedented. He never ever loses his keys and can't disguise his scorn when I go through my daily flap looking for my keys/purse/phone. But this time it's definitely his fault, and it seem serious, he has hunted high and low and they are nowhere to be found.
    Total debt: 1 January 2007 £[strike]49,387.79[/strike] 1 January 2012 £[STRIKE]19,312.85[/STRIKE] 1 August 2012 £11,517.62



  • Sea78
    Sea78 Posts: 6,185 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    Oh no - are they attached to any other keys or is it jsut the car key on it's own?

    Not in yesterdays trousers/jeans?

    sea xxx
    CCCS DMP:Feb 07
    Total:£37,016.47 now £0 DEBT FREE FEB 14

    2022 Decluttering Campaign 49/1011
  • Seaxwyn
    Seaxwyn Posts: 4,896 Forumite
    Just the car key and one of those pound-coin-thingies that go in a shopping trolley, on a fairly substantial key ring. He's looked in yesterday's trousers, around the house, up and down the street, everywhere really. I really hope they turn up or we will have to break a window in the car to get the manual, which contains the details to get a copy made. But meanwhile I'm almost enjoying seeing him stew, I hope it teaches him some compassion for the disorganised!
    Total debt: 1 January 2007 £[strike]49,387.79[/strike] 1 January 2012 £[STRIKE]19,312.85[/STRIKE] 1 August 2012 £11,517.62



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