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ppi claim

13

Comments

  • fd29
    fd29 Posts: 27 Forumite
    Forgot to add is Credit Care samew as PPI?
    BOS issued statements and this charged on every one.
  • amersall
    amersall Posts: 17,037 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    Put the visa card in for a mis sell,give all the reasons for mi sell you can think of and see what response you get.
    Credit care is ppi.
  • fd29
    fd29 Posts: 27 Forumite
    Hi thanks for that, will send this week.
  • amersall wrote: »
    give all the reasons for mi sell you can think of and see what response you get.

    Unless you believe they genuinely did this, you should not as making a complaint that you know is or might be untrue or misleading would be a criminal offence under section 2 of the Fraud Act 2006.
  • src007
    src007 Posts: 420 Forumite
    fd29 wrote: »
    Update on Black Horse, sent me out response letter to advise they could not find details of PPI.

    I have my doubts about whether Blackhorse are properly searching for information when someone sends a Subject Access Request.

    If they fail to provide the information you're after and they don't give a reasonable explaination as to why they can't, it may be worth lodging a complaint with the Information Commissioner's Office.

    http://www.ico.gov.uk/complaints/data_protection.aspx
  • amersall
    amersall Posts: 17,037 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    give all the reasons for mi sell you can think of
    Mis worded this, i usally say any reasons that may apply to you.
  • src007
    src007 Posts: 420 Forumite
    Just read the earlier posts. Was Blackhorse's response to the SAR or to your complaint?

    You said that you've already got some paperwork? Does PPI show on your Blackhorse agreement?
  • fd29
    fd29 Posts: 27 Forumite
    Unless you believe they genuinely did this, you should not as making a complaint that you know is or might be untrue or misleading would be a criminal offence under section 2 of the Fraud Act 2006.

    In response to the above quote:- the scanned copy of BOS Visa application provided by them, was written all over by staff members in different sections, therefore I am not sure I signed for credit care or the section has been ticked for me.

    As far as Black Horse are concerned, I had written documents showing PPI which they have said they could not find, I supplied these once I had received their letter and await a response.
  • fd29
    fd29 Posts: 27 Forumite
    help!
    I have just today received an offer from M&S for one loan, but there were two others, all taken as new loan to pay off old loan. They have advised they no longer have the paperwork for these two. MY question is this, can I now request a SAR?? I did not do this originally when made claim as I had paperwork for one loan, but not for other two.
  • fd29
    fd29 Posts: 27 Forumite
    Help please
    received offer from M&S can I now request SAR for other loans from them?
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