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Newbie wanting to be debt free!!

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Comments

  • deanchilds1
    deanchilds1 Posts: 161 Forumite
    At the start of this thread i owe £6890, now its down to £6312 wothout the £500 ill be paying of the Virgin next week. So i am getting there slowly but surly.

    Thanks for the support.
    3rd Light Bulb Moment 31/12/08
    Current debt

    £22532.23
  • deanchilds1
    deanchilds1 Posts: 161 Forumite
    Hi All! Me again!

    Just wanted to update you all as I havent been on here for ages! With the help of the other half getting a loan we no longer have any credit cards and are just paying a large amount off the loan each month. My business has been going very well and have been able to buy a new van to make it look that more professional. Just need to move it on to expand etc. Not going on a 5 grand holiday this year so that will help!! LOL!

    Stopped borrowing large amounts off the parents and finally working out that if I CANT PAY FOR IT THEN I WILL HAVE TO WAIT UNTIL I CAN!

    Hope you are all well! Catch up soon!

    Dean x
    3rd Light Bulb Moment 31/12/08
    Current debt

    £22532.23
  • I did a new debt thread on another forum 1st Jan 2009 and had a figure of £22500!!!! Went up loads and loads!

    Worked really hard to get it down to £13k now!

    Keen to get out of debt this year!
    3rd Light Bulb Moment 31/12/08
    Current debt

    £22532.23
  • mummum2
    mummum2 Posts: 617 Forumite
    Part of the Furniture Combo Breaker
    Well done you! keep up the excellent debt busting:j
    Long Hauler No: 51
    DMP Mutal Support Thread No: 207
    Proud to be dealing with my debts
    DFD - June '13, aiming for December '12
  • Thanks! :beer:
    3rd Light Bulb Moment 31/12/08
    Current debt

    £22532.23
  • deanchilds1
    deanchilds1 Posts: 161 Forumite
    Few ups and downs after as the bad weather at the start of the year put paid to me working much and buying an lpg van the figure rose to £15500 again but since managed to get it down again too £13352. Credit cards are still quite high but been clearing family debt as that pains me more, I know its not interest bearing but still it makes me feel better.

    Next target is to be down to £11000 by end of June. Then by end of september be down to £8000.
    3rd Light Bulb Moment 31/12/08
    Current debt

    £22532.23
  • deanchilds1
    deanchilds1 Posts: 161 Forumite
    Well guys ive some news for you...........

    Its all done! Been a mad 2 years since my last update, but cleared the debt, went to Florida for 2 weeks, got married and am still out of debt and dont owe anyone anything! Dont even have a credit card!

    Saved up almost £10k too!

    Without this site I wouldnt have done it!
    3rd Light Bulb Moment 31/12/08
    Current debt

    £22532.23
  • Lisa1978
    Lisa1978 Posts: 317 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    Well guys ive some news for you...........

    Its all done! Been a mad 2 years since my last update, but cleared the debt, went to Florida for 2 weeks, got married and am still out of debt and dont owe anyone anything! Dont even have a credit card!

    Saved up almost £10k too!

    Without this site I wouldnt have done it!

    Amazing work.. well done, im sure you feel elated :):) I'll be in the same boat hopefully by the end of the year - well debt free with £3500 savings, and 2 x 1 week holidays to Spain included :):) I can't wait to write i'm DF :):)
  • dorisday
    dorisday Posts: 299 Forumite
    Oh my god you must feel so so very happy with yourself. well done im hoping to get there at the grand old age of 65!! seems you learnt your lesson well. WELL DONE YOU xx
    Look after the pennys and the pounds will look after themselves:money:
  • deanchilds1
    deanchilds1 Posts: 161 Forumite
    I am very pleased, I still spent far too much money but business is doing well and it's mine to spend not anyone else's.

    I could do better but hey in time!
    3rd Light Bulb Moment 31/12/08
    Current debt

    £22532.23
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