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Newbie wanting to be debt free!!

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Comments

  • deanchilds1
    deanchilds1 Posts: 161 Forumite
    Got the Virgin card down to £1100 now and aim to pay another £200 this week. So am really getting on top of things now!
    3rd Light Bulb Moment 31/12/08
    Current debt

    £22532.23
  • deanchilds1
    deanchilds1 Posts: 161 Forumite
    Virgin card is now down to £900, slowly but surely i am getting there!!!!!! Without this thread i dont think i would be as commited to my debts!
    3rd Light Bulb Moment 31/12/08
    Current debt

    £22532.23
  • Seaxwyn
    Seaxwyn Posts: 4,896 Forumite
    Hey well done Dean, you are doing so well. Any progress on finding a job?
    Total debt: 1 January 2007 £[strike]49,387.79[/strike] 1 January 2012 £[STRIKE]19,312.85[/STRIKE] 1 August 2012 £11,517.62



  • deanchilds1
    deanchilds1 Posts: 161 Forumite
    Seaxwyn wrote: »
    Hey well done Dean, you are doing so well. Any progress on finding a job?


    Sort of, got money coming it but not got a proper job jet.
    3rd Light Bulb Moment 31/12/08
    Current debt

    £22532.23
  • emzig123
    emzig123 Posts: 193 Forumite
    Hiya dean,

    just wondering, which form did you use to reclaim tax? I'm doing my sisters at the moment and I've filled in P50 but just want to check that's right!

    Thanks xx
    Official DFW Nerd No 275
  • deanchilds1
    deanchilds1 Posts: 161 Forumite
    try here

    http://www.hmrc.gov.uk/taxback/forms.htm
    3rd Light Bulb Moment 31/12/08
    Current debt

    £22532.23
  • emzig123
    emzig123 Posts: 193 Forumite
    Thank you, I have now printed off the right form, lets hope we both get our tax back!
    Official DFW Nerd No 275
  • deanchilds1
    deanchilds1 Posts: 161 Forumite
    Still plugging away!! Getting there!
    3rd Light Bulb Moment 31/12/08
    Current debt

    £22532.23
  • deanchilds1
    deanchilds1 Posts: 161 Forumite
    Hi gays and girls! Not had much more money to pay of my bills at the moment but did get £80 tax refund and £440 refund from lloyds which i am going to pay off my Virgin Card.
    3rd Light Bulb Moment 31/12/08
    Current debt

    £22532.23
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Excellent news - that will make a significant difference to that balance.

    Keep going!
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
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