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Need to sort my debts out - (Formally - Jacobs Certified Bailiffs)

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Comments

  • bradigor
    bradigor Posts: 35 Forumite
    edited 21 July 2011 at 12:27PM
    Ok, so I will write back to them both and say I have started making affordable payments (along with a £40 payment).
    Should I also state I will not allow a levy?

    Edit: Posted before seeing latest reply

    Edit 2: A bailiff has not been to my property yet with regards to this. It has all been based on letters thus far. Does that change anything?
  • bradigor
    bradigor Posts: 35 Forumite
    Ok, so send it online. I was always under the impression everything should be done by post. Not sure where I heard that.

    Thanks for your guidance RAS, it is very helpful.
  • RAS
    RAS Posts: 36,066 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    bradigor wrote: »
    Edit 2: A bailiff has not been to my property yet with regards to this. It has all been based on letters thus far. Does that change anything?

    This changes nothing.

    Were the letters delivered by hand to your address (no stamp or post-mark) or sent in the post?

    For two hand delivered letters they can charge the princely sum of £42.50 in total.

    If they posted the letter, they can charge - nothing.

    They can only charge that letters fee once even if there are multiple accounts (although we have seen them playing silly bs, posting letter 1 on account A, then next week, letter 2 on account A and letter 1 for account B and so on to try and claim extra letter fees).

    Without a levy, they cannot make any further charges.

    What we see routinely is bailiffs adding the levy charge, attendence fees and sometime van fees when they have never been in the house. And sometimes adding these charges to mkore than one account.

    Quite a lot of people have successfully challenged these fees and received hundreds back or had them cancelled ("it's a fair cop" one told a poster who refused to pay half an attendence fee which was not even a legal fee).
    If you've have not made a mistake, you've made nothing
  • bradigor
    bradigor Posts: 35 Forumite
    They are sent second class.

    Will make contact with them today. Thank you.
  • RAS
    RAS Posts: 36,066 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Have you sorted out that car?
    If you've have not made a mistake, you've made nothing
  • RAS
    RAS Posts: 36,066 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    bradigor wrote: »
    They are sent second class.

    No fee allowed at all then!!!!
    If you've have not made a mistake, you've made nothing
  • bradigor
    bradigor Posts: 35 Forumite
    A friend has 'bought' it.
  • RAS
    RAS Posts: 36,066 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    bradigor wrote: »
    A friend has 'bought' it.


    Good.

    Any luck paying the Council on-line?
    If you've have not made a mistake, you've made nothing
  • hallowitch
    hallowitch Posts: 1,286 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    send Jacobs another letter telling them that you are not legally obliged to allow them to levy distress to secure a payment plan therefore you will not be allowing entry to your property the offer of £40 is non negotiable as your financial circumstances don't allow for an increase in this offer and you will not agree to a higher amount as there is no point in agreeing to an amount you cant pay as this will result in a default and you simply don't have £xxx to pay in full so they can either accept your offer or return the debt to the local authority

    they may send a reply along the lines of they will apply for committal proceedings (they cant only the council can do this and only if you wilfully refuse to pay council tax which is not the case in your situation)
    I am not an expert I am self taught i have no legal training any information I post is based on my own personal experience and information gained from other web sites


    If you are in any doubt please seek legal/expert advice help
  • bradigor
    bradigor Posts: 35 Forumite
    @RAS - Not yet, I don't get paid until tomorrow, so can't do that until then anyway

    @hallowitch - Is there any chance you can point me in the direction of a template? I can't help but write as though I am guilty of murder or something :S
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