Chasing the debt free daydream...

Skint_but_Optimistic

Aww behave, Thats just too sweet.

never_too_old

ahh that is cute,

good luck with the ppi, i sent dh off in aug have had 2 letters back saying will hear back in 28 days and then by 29th sept. Phoned today to see how its going and they couldnt speak to me because it was in dh name but he did say that All claims put in are going in favour of the customer, not sure how much the claim is for but whatever it is will be going to the tax man.Told dh that we should be getting some money back and he said great holiday, he doesnt seem to see it the same as me,i just dont want this worry all the time.
Hope you are feeling a bit better today.
Take care:D
lmh
x

DebtFree2012

Awwwwwsome!!!!

Is that the toys r us one? Love it. Is that the boots parenting club bag i spy there too?

Lol - same as mine

x x

Skint_but_Optimistic

Ooh I see that bag, I got it too, bargain or what, are we sharp or are we sharp...

Winnie_in_Pooh

DebtFree2012 wrote: »

Awwwwwsome!!!!

Is that the toys r us one? Love it. Is that the boots parenting club bag i spy there too?

Lol - same as mine

x x

Not sure where it's from - was a freebee and yup, boots changing bag, another freebee anything free is fiiiiine with me!

Two PPI reclaim letters sent recorded delivery and two old mobiles sent, one special delivery (iphone, worth a few quid) and one freepost (old carp thing worth about 50p) so fingers crossed for lots of money back and quickly

LMH - I haven't told DH about the reclaims for exactly that reason. Fortunately they're both in my name so he doesn't need to know either! He is getting better though but I have to explain things slowly he just forgets sometimes and gets swept up in what "other people" have. I just remind him that most "other people" will have a huge credit card bill waiting for them when they come back from their holiday/turn off their 3D telly/whatever! Just got to train him to always check Quidco before buying something....he's a nightmare for that!

DebtFree2012

Freebie's are faaaantastic!

Have you joined tesco parentling club too etc?

Well done on sending the PPI's - I'm excited for you!!

x x x

Winnie_in_Pooh

Yup, joined every club going I think! Espeically like the Tesco one though - for the parking permit :rotfl:

I'm really excited too! If they both repay the whole amount of PPI then I'm looking at close to £2k! I would literally laugh my way to the bank with that cheque!

never_too_old

Do you know roughly how much of your monthly payment is ppi, i requested and paid for the paperwork but never recieved it.

Winnie_in_Pooh

l.m.hart wrote: »

Do you know roughly how much of your monthly payment is ppi, i requested and paid for the paperwork but never recieved it.

On my Capital One card it was something like 2% of the balance each month but on the Black Horse loan it was a fixed amount that was added to the amount I borrowed. I'm not sure how much it added to the monthly payment but the whole amount is shown in a seperate section of the credit agreement which is what I've used for the reclaim.

Definitely chase it up though, especially seeing as you've paid for it!

DebtFree2012

How exciting if you get that!

xxx