Chasing the debt free daydream...

Winnie_in_Pooh

IT PASSED!!! :j:j:j

With FLYING colours and didn't cost us a PENNY!!! :D:D:D:D

Seriously happy (not to mention mega relieved) about that!

never_too_old

Im so pleased, i always think that MOT 's are on the same level as the dentist:eek:

Dont know if you get the opportunity to read any other threads on here but im trying to find ways to cut back the outlay on christmas and there are quite a few ways to earn amazon vouchers,one of which is through this site http://www.mccainitsallgood.co.uk/spud-shillings.php
you have to play a few silly games once a week and do a couple of surveys but 500 points is a 5 amazon voucher,:D

Winnie_in_Pooh

l.m.hart wrote: »

Im so pleased, i always think that MOT 's are on the same level as the dentist:eek:

Dont know if you get the opportunity to read any other threads on here but im trying to find ways to cut back the outlay on christmas and there are quite a few ways to earn amazon vouchers,one of which is through this site http://www.mccainitsallgood.co.uk/spud-shillings.php
you have to play a few silly games once a week and do a couple of surveys but 500 points is a 5 amazon voucher,:D

I'd take the dentist over MOT's anyday! Hate dealing with mechanics, I'm always convinced they're going to rip me off!

Ooo thats a great link! Thank you! I do try to read a few of the other threads on here but quite often get as far as another interesting diary and take root lol!

Must start thinking about the dreaded C word soon...I usually refuse to even think about it until after my birthday in October but I'll have a clingon by then

Hovel_lady

Great news about the MOT :T

(Sorry Sean on my way...;))

Winnie_in_Pooh

Mooorning!

Oh I'm blinking knackered! Have a new "sleeping" pattern which I'm not loving - consists of dozing off for an hour about 9ish, waking up for the rest of the night until around the 6am mark then dozing off again only to be rudely woken by DH's alarm at 7! Am seriously hoping this isn't a sign of things to come :eek:

Anyway, money. Still need to pay for swimming lessons but will get DH to pop into the leisure centre and do that on his way home from work. Seeing as the car didn't cost us a penny (still grinning about that ) we can order the carpet for the living room - going to be an ebay special, must make sure I order it though because DH always forgets to Quidco! Then this evening once DS is at his dads, we're going down to the big Asda (how sad am I for being excited about that ?!) to buy some last baby bits - a bouncy chair for £16 and perhaps a couple of boxes of nappies at £10 each. Maybe even have a special treat dinner in the cafe...

Need to attempt to tackle the house a little bit today. DS's uniform needs ironing and the kitchen needs a thorough clean. We also have several boxes of carp in the living room that need decluttering so I'm hoping my motivation will last long enough to do that!

Going to miss having DS around when he goes back to school tomorrow, he's been absolutely brilliant helping me and not moaning about being stuck at home through these holidays. Going to make sure he has a brilliant birthday with us on Saturday, he deserves it, he's such a good boy *sniff*.... pass the tissues....

Skint_but_Optimistic

Good luck with the decluttering. Its a constant for me as I am so messy, am going to try and go through the cupboards again and some shelves.

Back to school eh?

Its scary as they are under someone elses control.

DebtFree2012

Hiya!

I am back and have caught up. You've been through the mill with hospital but I am so pleased you are out and seem very positive.

How fab that the car got through the MOT and even better that you can use the money elsewhere now!

I breifly looked into the MF thread and although I would love to be MF i have decided that I can live with that outgoing a month as by the time I am DF I want my life back and at this rate all I will be doing with my life is worrying about paying some form of debt off. Once I am DF (CC's, loans, store cards etc is DF to me) then I will be happy as a pig in.....smelly stuff.

I hope your motivation rubs off on me - I have loads of photos I want to get organised and the longer I leave it the more there are to add to the collection LOL.

Keep up the good work!

xxx

Winnie_in_Pooh

Decluttering is anathema (sp?) to me - as soon as I clear one pile another one magically appears in its place! I may have to accept that I'm just messy by nature...

Bless him DS has cleaned the kitchen! I didn't even have to ask, awww....tissues again please...lol

The little gannet has however eaten all the food. Literally everything. I swear he's hollow! Over the weekend he ate two large punnets of cherry tomatoes, twenty slices of ham, two bunches of bananas, six yogurts, a pack of chocolate biscuits as well as his usual large portions of breakfast, lunch and dinner! I've never known something so small consume so much!

I've been doing some reading into maternity allowance this morning because I want to get it sorted. I've got the form and it's all filled in, I just need to get my boss to pull his finger out and provide me with the supporting paperwork. When I asked him about it last time I saw him he said "oh we'll see what the computer says at the time" :mad: which is all well and good but it's not him that has to live with no money coming in!

From what I've read, because I'm currently receiving SSP for a pregnancy related condition, my SSP will automatically stop when I reach 36 weeks (next Monday) which is unhelpfully bang smack in the middle of a pay period, so his computer isn't going to tell him not to pay me SSP anymore until he runs the payroll the next Sunday, then I've got to wrestle the forms I need out of him, probably take another week and THEN send off my form to the DWP and who knows how long they'll take to process it!

I want to email him, but the only email I have for him is Facebook and that doesn't feel right somehow, doesn't feel formal enough IYSWIM? Having said that, it is only a casual job in the local chippy so maybe formal is relative? Oh I don't know.

Sorry for rambling! Just needed to get that out of my brain!

Skint_but_Optimistic

I found Direct Gov to be brilliant on the whole maternity benefits thing WIP. I have been full time employed for a long time but things were ambigious. My son is now 16 months.

As far as I recall... up to 36 weeks you can be on SSP for preg related illness.
37 weeks plus, they start SMP and then you get different levels depending on full part time length of service etc.

Its a minefield. Contact your boss through facebook if thats all you have, but pop it in writing too and just pop it through the door at work. Covers things, just incase he doesnt check facey much.

hope you are feeling comfortably preggy. :-)

Skint_but_Optimistic

and and dont worry your boss has to legally do these things so print off the direct gov responsibilities for employers thing, and that should put a fire under him. x