My Interest rate gamble pays off again!

RenovationMan

DervProf wrote: »

Thanks, you've doing it again.......

Date Posts

6/7 11
5/7 5
4/7 5
3/7 2
2/7 4
1/7 2
30/6 4

Not "one or two posts every coupld of days".

Here, have the noose back.

Strange, you seemed to have missed out the post count for the most important day!

Yesterday when I post details of my interest rate challenge:

7/7 - 33 posts

How odd that you 'forgot' to insert that most important statistic?

:rotfl:

RenovationMan

JanCee wrote: »

Why don't you put each other on ignore & save yourself some time?

It doesn't work like that. DervProf is obsessed and simply follows me around the board, with his chums Graham_devon and geneer, the Vincent Crabbe and Gregory Goyle to DervProf's Malfoy.

Pete111

I have some sympathy RM - I confess I am partial to posting a (no doubt slightly smug) positive personal anecdote from time to time also..

I guess it can be percieved as 'unbritish' and I can sort of see why it gets some posters backs up. However, if we all sat around only posting 'woe is me' stories all day long then it would be far worse.

We are very bad in this country at a) blowing our own trumpets and b) celebrating the success of people but there you go. Perhaps we should be a little more like the yanks in that regard (but only a little...)

Anyway, I'm always interested to get peoples take on how a macro decision affects them - feel free to keep updating - but maybe try to bury the hatchet with DP et al also!

Credit-Crunched

Good to see someone really taking advantage of interest rate lows, if the people who were complaining about the rubbish savings rates used their heads and paid off a mortgage they would be in a much better position.

Keep up the good work and ignore the jealous fixed rate'ers (me included! lol)

Percy1983

I think daily post counts don't really work, I don't think any of us would have a stable daily count, in my case it depends what is happening and what people are saying about it for how posts I feel the need to post.

DervProf

JanCee wrote: »

Why don't you put each other on ignore & save yourself some time?

He did once, but for a reason unknown, took me off ignore.

Despite what he thinks, I don't follow him around, or go out of my way to attack him. However, there must me some reason why RM attracts my attention more than most other posters. Here's my explanation.

1) He's a trumpet blower. Look at his signature for a start. He plainly likes people who give him praise for what he is doing with his finances. Indeed, I think his plan is a good one (don't tell him I said so ). The problem I have is that he is partial to regularly reminding us how well his plan is going. To me, that is plainly showing off.

2) He gets things wrong. Yes, we all do, but RM has typed a fair few "facts" that are wrong. The first time this happened it took quite a few posts before we got to the truth.

3) Any poster who says "I`ve got more than you, you are just sad/poor/stupid", or words to that effect, clearly should expect some attention that they may not wish to get. This relates to point number 1.

RenovationMan wrote: »

Oh, I can almost feel the jealousy oozing out of the screen as I read this post. I reached your own good fortune many years ago when I bought my first starter home in 1995 (same year as yourself I believe) and paid off the mortgage. Unlike yourself, I didn't settle for just this. When we both retire I will be downsizing from a 5 bed farmhouse with attached 1 bed apartment and a few acres of land with various out buildings and you will erm, be staying put for another 25 years.

No wonder you are reticent about boasting. There isn't much to shout about is there?

STOP PRESS- Middle aged man owns 2 bed house that he bought cheap in 1995 and lived in ever since .--- :rotfl:

It's not very endearing, is it ?

sunshinetours

Really2 wrote: »

Thats not a gamble.:)

A gamble was when the base rate was 5% Cost of mortgage product £1000
Cost to exit fixed rate just over £1500 (I think, cant quiet remember)

To get a lifetime tracker of .49% over BOE base.

It was a gamble at the time if it work out cheaper than remortgaging 5 times over 25 years.

Pretty much snap but 0.79% over but less exit fee - got one of the last lifetime trackers I think! Rate tumbled pretty much straight after I did it.

Nothing much more than luck though I would ackowledge

Why anyone would post their mortgage amount and house value on a public forum is beyond me :eek:

DervProf

JanCee wrote: »

Why don't you put each other on ignore & save yourself some time?

Where's the fun in that ?

RenovationMan

sunshinetours wrote: »

Why anyone would post their mortgage amount and house value on a public forum is beyond me :eek:

You must not venture into the MFW board where most contributors post their mortgage repayment goals, or to the DFW board where they post their debt levels and repayment goals.

Some of us have come to MSE in order to set ourselves a financial goal and we support each other to achieve those goals, A signature is simply a way to show each other our progress.

Supporting someone is an alien concept with some members (but not all) on this particular board, so I understand why you may be confused.

RenovationMan

p.s. I dare say that if my signature showed my mortgage debts going up rather than down, then certain people might not be so offended by it.

As others have said, some people simply do not like to see others do well.