estimating bank charges over the years

Kurt_Hamster

You can withdraw at any time.

As for court costs, well you've already paid them.

As the amount you are claiming puts you on the fast track rather than small claims you can indeed be liable for the banks costs too.

Stephen_Leak

Edinburghlass wrote: »

In fact they have probably read the BBC website where it suggests if you don't have a "few" statements you can estimate your claim and it gives you a letter to use.

I hate the BBC recommendation with a passion because sadly this isn't the first person to say they have done this.

Ah. I stand corrected.

Moneyhunter, I apologise.

bulletooth

hi,all
can anyone tell me if it did go to court and i lost what sort of sum of money i will be talking,i know it might be daft asking but maybe someone might know(u maybe be a solicter)

Edinburghlass_2

Your court fees only, thats the point in going through the Small Claims Court.

The_Mass

Hi all,

I've had a response to my 2nd letter from First Direct, practically saying you're not having your cash back. However, I'm just about to file an MCOL, but before I do, I'm asking for 6 years of guesstimated charges over the last 6 years, as my request for copy statements was not upheld, and they asked me for £2.50 for every sheet they sent to me.

Do I still send in the MCOL with the guesstimate of charges, or do I go down the route of asking them for copy statements through the data protection process.
My only trouble with going down the data protection route is that they are well over their 14 day response time, and I want to get the ball rolling. They owe me approx £4.5k

Any help greatly appreciated.

Cheers - Chris