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Just heard a terrific tale
Comments
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scheming_gypsy wrote: »traders insurance probably.
A trader cannot use their own insurance to tax someone else's car.The greater danger, for most of us, lies not in setting our aim too high and falling short; but in setting our aim too low and achieving our mark0 -
Gordon_Hose wrote: »Why the HELL would you go to pick up your brand new 5 series from the dealership without arranging insurance beforehand? It's not like the BMW owner didn't know he was going to pick it up.
You can't.The greater danger, for most of us, lies not in setting our aim too high and falling short; but in setting our aim too low and achieving our mark0 -
Gordon_Hose wrote: »How can a "mate" be covered if the car is uninsured?
The two are different offences.The greater danger, for most of us, lies not in setting our aim too high and falling short; but in setting our aim too low and achieving our mark0 -
paddedjohn wrote: ».......you cant drive a car on the road unless its got its own policy anymore, if there is no insurance on the vehicle then it has to be sorn and to sorn you must return the tax.
All thing aside this post sound like a windup, scraping a car along its side will not fold the wheels in, it would need a good wallop
Yep, but me driving a car that's sorned and/or without tax doesn't negate the DOC cover my policy provides (which doesn't require the other car to be insured in its own right).
Agree about the windup, being charitable it's an urban myth that's been corrupted by a dose of Chinese whispers0 -
Gordon_Hose wrote: »lolwut?
So what you're saying means I can go get insured on my 1.0l Corsa, then go out and drive a mates uninsured Bugati Veyron provided I don't get out of it at any point?
Do you honestly think my insurance are gonna pay out if I crash it?
No, of course they won't, because you will only have third party cover, that is pretty standard on most policies. The insurance will cover the damage caused to third parties only.The greater danger, for most of us, lies not in setting our aim too high and falling short; but in setting our aim too low and achieving our mark0 -
shaun_from_Africa wrote: »Not 100% correct.
My motor policy still covers me to drive vehicles not owned by or leased/hired to me, and there is no stipulation that the other car must be insured in its own right.
It is also legal to drive a car without VED (tax) if you are taking it to or from a prearranged MOT test.[/QUOTE
UNLESS THE VEHICLE IS SORNED THEN IT MUST BE INSURED, TO DRIVE THE CAR WITH YOUR 'ANY OTHER CAR POLICY' THE CAR IN QUESTION NEEDS TO BE TAXED, TO TAX THE CAR IT MUST BE INSURED.(ALTHOUGH NOT BEING TAXED WILL NOT AFFECT YOUR COVER). TOTALLY AGREE ABOUT THE MOT PART.Be Alert..........Britain needs lerts.0 -
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Savvybunny2009 wrote: »Traders can tax a car as they are the 'owners' until the car is sold, I have been offered this before when looking at second hand cars.
The owner of the brand new BMW is going to be out of pocket by not being insured. Forgetting the legalities of cars having to be insured on public roads, the bus firms insurance wouldn't cover him from what I can gather. The insurance would need to be paid to the BMW owners insurer, which he does not have.
The bus firm will report the accident and the insurer will find that they are uninsured and best case scenario for BMW owner he hears no more about it, worst case scenario the BMW owner will be hearing from the police regarding the incident.
Although he was not at fault it makes no difference as far as the law is concerned and I feel the insurance company will take the same view.
Not new cars they can't. Traders insure the cars for their own use, demonstrations etc., not for registration purposes. If their insurance was used to tax and register the car, it must be registered in the trader's name.
It doesn't make any difference what the BMW's insurance status was.The greater danger, for most of us, lies not in setting our aim too high and falling short; but in setting our aim too low and achieving our mark0 -
the wheels on a bmw would easily buckle under the car (suspension is alloy) if a bus pushed it sideways against a kerb
dealer is under duty of making sure car is insured before it leaves premises ,ive been reading up on this the last couple of weeks(im still trying to work out how this can be done without possibly causing hassles or offence)
bus company can just refuse to pay and say to driver sue us
The BMW owner would not have to sue the bus compnay, he would just need to put a claim into their insurers.The greater danger, for most of us, lies not in setting our aim too high and falling short; but in setting our aim too low and achieving our mark0 -
No mention was made of the bus being damaged, but we can assume damage was done.
It doesn't make any difference what damage was done to the bus.The greater danger, for most of us, lies not in setting our aim too high and falling short; but in setting our aim too low and achieving our mark0
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