A Payment A Day - Part 11!

mooomin

£9 for me please

Erme

sashanut wrote: »

Hi all:j

Another £10 PAD off the ltsb o/d plz Winnie - tkyou!!

Yes Erme - it was a nightmare loan - and do you know, I can't even remember what it was for either:eek: Good luck with yours, you are getting there & are on the home straight:T:T:T

Mine was for mania...donkey's years ago - only I consolidated way too many times before I took my head out of the sand....It was about 8 or 9K originally...about 6k when I first started debt busting about 2/3 years ago...tried CAP but like didn't like the bank hassling me every two secs so came up with my own payment plan and stuck to it....

Anyhow......stressful (mega stressful) weekend....so had a few smokes ....(about 3/4 oz) but now back on the e-cig..

Last week when I did the budget I budgeted for smokes...the only snag is they are always going up in price :eek:...cheapest tobacco costs about £6.40 which only lasts me a day ..... Need to act...e-cig costs about £10 a week ...and works.... When I last smoked properly (about 2 months ago) it was less than £6 an oz for what I liked ....

Anyhow having rejigged the budget (and double checked vodaphone which is ridiculously high for some strange reason)..... I now have a pad of

£50

bit early as pay day isn't officially till tomorrow but love doing it on a Monday

Also this is only in part as before I knew the status of the budget I blew £20 on the supermarket (cos I didn't have the cash) and about £10 somewhere else (I forget where - think it was e-cig stuff?) - so yeah...really it's a pad of £20...:eek:..better than nowt though...

E

Winnie_in_Pooh

Morning all!

Saturday's pads were £566.74 and Sunday's pads were £40.96

Happy new week everyone xxx

JayJay14

Back from London, had a great weekend visiting DD, walked for miles:D

Saved all my change so £7.51 to various jars, also as we didn't spend anywhere near what we had taken I also have £159 that has gone towards the Argo$ interest free due to end October plus £40 to HSBCcc.

Total £206.51

nickynoo08

Morning all,

£6.28 for me today please

mrsb83_2

Morning!

£13 from me towards the overdraft.

lindsayg_2

I'm going for another £5 on the M.card.

And then I'm going to work out how much money I saved by filling up with the cheapest diesel before a roadtrip and put that on for tomorrow's payment. Sneaky!

MinniMe_2

morning all

sorry for being awol - have had the few days from hell.

Its PAy day today so PAD £329.39!!

Hoping this month to get debt down below £10K - less than £100 to go! and within a month (may need next payday) get rid of MINT all together! only £900 to go!

Flower08

Morning all,

Had a phonecall this morning off Eon asking why I kept making small payments to them the woman told me it wasnt worth making the smaller payments and I may as well just save it and make one lump payment at the end of the month. She's obviously never heard of PAD-ing told her I will continue to be making small payments as it obviously is working as I have paid an extra £50 in the last month off our arrears on top of the payment plan we have in place.

So with that in mind todays PAD is £7.18 to Eon please

vasseur

£51.16 to Barclaycard for me today pls