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A Payment A Day - Part 11!
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Morning everyone
£5.00 for me today please Hopeful.
Have a great NYE everyone and see you in 2012 :jPay off all my debts before Christmas 2015 #165.0 -
Morning everyone, happy new years eve :beer:
So my final pad of the year is £99.29 to my loan please£387.39/£196.46
Pay my debt by End of Feb 2022
49.28% paid!
£199.55/£500 savings by End of April 2022
39.91% saved!
Make £2022 in 2022 - £200 -
Got up this morning determined to find out what money belonged to which dates and to what bills. I think I have it figured out and have left enough in one bank to cover the bills and the rest has been transferred to my repayment account. Slightly more left over than I thought there would be, having no bank card has obviously worked in our favor.
So upping the PAD's for a few days and hopefully no nasty surprises will come up.
PAD of £10.31 to MBNA and £3.00 to the renovating the garden fund.
Total £13.31Grocery Challenge Sept 2021 £95.40/£500
Declutter and Clean - 660 -
£1 to my loan today please0
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Final PAD of the year = £1.57 for me please to Barclaycard
Happy New Year everyone :TIt's not how far you fall - it's how high you bounce back.... :jHappiness is not a destination - it's a journey0 -
I'm going to start a new PAD thread this evening so that we have somewhere fresh to PAD in 2012
Once Hopeful posts the December figure I'll add it to the front page of this thread and ask a board guide to lock this one. Link to the new thread will follow sometime tonight0 -
Happy new year to all
Can't believe it is my final pad of the year, and can't believe what a difference it makes to my saving/debt busting, although i am in a slightly worse situation than i was a few months ago, i think it would have been alot worser if it wasn't for the padding (if that makes sense). Am really looking forward to the challenge of 2012. And hopefully this will be the year that my debt is halved, would love it all paid off in two years (well i can dream).
So onwards and upwards (or downwards in my debt total sense)
Take Care all
Dreamer.
P.S forgot to add PAD on which is the reason for me being here which is £331.07. That is £329.07 to my first cc and £2 to the pot.Jan 2025 £26561.43/£0. I want to clear £9000 this year (2025)0 -
£24.13 today to round down my balance on one of the ccs.
Happy new year everyoneMFW 2016 No 68 £1300/£8500 No new toiletries Cook sth different0 -
Hi all:j
Happy NEW YEAR to everyone - thanks for all your help!! Wouldn't be motivated to do this without your support so :j:j:j
Final PAD of 2011 is £506 - plz Hopeful - tkyou!! That's £500 to M&S cc & £6 to VW campervan moneybox:DNew start JAN15 - NOT BUYING IT 2015 :eek:. Long haul DFW #145 : 2011 DEBTBUSTING : £5500 OD GONE, £2000 OD - GONE £93,610.30 cc & loan debt - GONE 27.6.14 FINALLY DEBT & MORTGAGE FREE :happyhear0 -
Morning all
First things first - a big thankyou to you all for supporting my journey over the last few months of Padding! I look at the figures in my sig and think - if it wasn't fro this forum and you guys - i wouldn't have done it!!!
Thinking about trying to clear a 21,000 debt in 2012, but not sure if I can manage the whole amount! Will pay about a third with just my regular payments but not sure if we could stretch to finding the rest - might give it a go, 'cos as they say, every little helps!!!
Anyways - todays PAD is £6.89 - £3.45 to the mortgage and £3.44 to the loan!
Hope you all have a good night and that 2012 brings what you wish for!
RSDiscosPlan to PAD Everyday 2024Credit Card - £3662.99 (int free to 11/11/25) -PAD TotalsJan 2024 -0
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