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A Payment A Day - Part 11!

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  • Morning everyone

    £5.00 for me today please Hopeful.

    Have a great NYE everyone and see you in 2012 :j
    Pay off all my debts before Christmas 2015 #165.
  • nickynoo08
    nickynoo08 Posts: 1,860 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Morning everyone, happy new years eve :beer:

    So my final pad of the year is £99.29 to my loan please
    £387.39/£196.46
    Pay my debt by End of Feb 2022
    49.28% paid!

    £199.55/£500 savings by End of April 2022
    39.91% saved!

    Make £2022 in 2022 - £20
  • njk1012
    njk1012 Posts: 263 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    Got up this morning determined to find out what money belonged to which dates and to what bills. I think I have it figured out and have left enough in one bank to cover the bills and the rest has been transferred to my repayment account. Slightly more left over than I thought there would be, having no bank card has obviously worked in our favor.

    So upping the PAD's for a few days and hopefully no nasty surprises will come up.

    PAD of £10.31 to MBNA and £3.00 to the renovating the garden fund.

    Total £13.31
    Grocery Challenge Sept 2021 £95.40/£500
    Declutter and Clean - 66
  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    £1 to my loan today please :D
  • vasseur
    vasseur Posts: 3,090 Forumite
    Part of the Furniture Combo Breaker PPI Party Pooper Debt-free and Proud!
    Final PAD of the year = £1.57 for me please to Barclaycard :)

    Happy New Year everyone :T
    It's not how far you fall - it's how high you bounce back.... :j
    Happiness is not a destination - it's a journey :)
  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    I'm going to start a new PAD thread this evening so that we have somewhere fresh to PAD in 2012 :D

    Once Hopeful posts the December figure I'll add it to the front page of this thread and ask a board guide to lock this one. Link to the new thread will follow sometime tonight ;)
  • Happy new year to all

    Can't believe it is my final pad of the year, and can't believe what a difference it makes to my saving/debt busting, although i am in a slightly worse situation than i was a few months ago, i think it would have been alot worser if it wasn't for the padding (if that makes sense). Am really looking forward to the challenge of 2012. And hopefully this will be the year that my debt is halved, would love it all paid off in two years (well i can dream).

    So onwards and upwards (or downwards in my debt total sense)

    Take Care all

    Dreamer.

    P.S forgot to add PAD on which is the reason for me being here which is £331.07. That is £329.07 to my first cc and £2 to the pot.
    Jan 2025 £26561.43/£0. I want to clear £9000 this year (2025)
  • skaps
    skaps Posts: 2,255 Forumite
    £24.13 today to round down my balance on one of the ccs.

    Happy new year everyone
    MFW 2016 No 68 £1300/£8500 No new toiletries Cook sth different
  • sashanut
    sashanut Posts: 3,252 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Mortgage-free Glee!
    Hi all:j

    Happy NEW YEAR to everyone - thanks for all your help!! Wouldn't be motivated to do this without your support so :j:j:j

    Final PAD of 2011 is £506 - plz Hopeful - tkyou!! That's £500 to M&S cc & £6 to VW campervan moneybox:D
    New start JAN15 - NOT BUYING IT 2015 :eek:. Long haul DFW #145 : 2011 DEBTBUSTING : £5500 OD GONE, £2000 OD - GONE £93,610.30 cc & loan debt - GONE 27.6.14 FINALLY DEBT & MORTGAGE FREE :happyhear
  • rsdiscos
    rsdiscos Posts: 816 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    Morning all

    First things first - a big thankyou to you all for supporting my journey over the last few months of Padding! I look at the figures in my sig and think - if it wasn't fro this forum and you guys - i wouldn't have done it!!!

    Thinking about trying to clear a 21,000 debt in 2012, but not sure if I can manage the whole amount! Will pay about a third with just my regular payments but not sure if we could stretch to finding the rest - might give it a go, 'cos as they say, every little helps!!!

    Anyways - todays PAD is £6.89 - £3.45 to the mortgage and £3.44 to the loan!

    Hope you all have a good night and that 2012 brings what you wish for!

    RSDiscos
    Plan to PAD Everyday 2024
    Credit Card - £3662.99 (int free to 11/11/25) -
    PAD Totals
    Jan 2024 -
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