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A Payment A Day - Part 11!

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  • saorsie
    saorsie Posts: 1,905 Forumite
    Just £1 from me please Hopeful ~ getting paid early this month has played havoc with my PaD rhythm :o

    -s-
    Frugal living challenge 2012 live on £8500 ~ £7725.87 remaining
    Make £5/day in 2012 ~ £482.24/£1830 ~ 22.52%
    Proud Member of PAD since January 2010 ~ Total paid to date £11386.64
    Savings Pot for 2012 ~ £772.60/£3000 ~ 23.38%
    Lose 19lbs / Save £2k by 30/04/12 *5/19lbs* £158.72/£2000
  • njk1012
    njk1012 Posts: 263 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    Have been missing from the forums for a few weeks due to a bank mess up , cards refusing to work even though money was available and inevitable Christmas spends.

    I am quite pleased with myself as all minimums have been met in December and nothing has been bought on the tick, credit cards or overdrafts, which is a first!

    Banks are still messing us about but we at least have one card that works now, have been making 4 mile round trips walking with defective card and passport to the bank every time we needed cash until today.

    Thought it was about time I got back on the Padding wagon, taking it easy to start with however as being paid early means I'm not quite sure where all the money in the bank belongs. So £1.30 for us today to MBNA
    Grocery Challenge Sept 2021 £95.40/£500
    Declutter and Clean - 66
  • Hopeful1
    Hopeful1 Posts: 2,076 Forumite
    girlatplay wrote: »
    :) (although I bet you wish you hadn't now :rotfl:)

    I was fine until I googled your medication :eek: :rotfl:

    Sorry, shouldn't take the mickey :o You've obviously been through a lot. Try to stay positive (for example, ignore people like me who add laughing smileys when talking about your sufferings :D) and just take one day at a time. As you said before, it should make your quality of life better, so hang on in there.
    One step at a time ;)
  • Hopeful1
    Hopeful1 Posts: 2,076 Forumite
    DorsetGirl wrote: »
    HSBC as FF says, and also Natwest.

    Thank you for that!! I have a Natwest account :D

    Found this list made in the summer. It seems there's one not too far from me. My tin is nearly full too ;)
    One step at a time ;)
  • girlatplay
    girlatplay Posts: 3,884 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Hopeful1 wrote: »
    Sorry, shouldn't take the mickey

    Ha ha, after 9 years of suffering on and off I am used to people taking the mickey, cr&p jokes, !!!!!! jokes and pain in the butt etc etc... 25.gif Best thing is to laugh!! laughing-smiley-004.gif
    Mortgage at 12/07/2022 = £175,000
    Mortgage today = £161,690.76
    300 271 payments to go.
    House buyout fund £21,000/£40,000
  • girlatplay
    girlatplay Posts: 3,884 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Good morning everyone!! (can't sleep :()

    A nice early £10 to the holiday fund today please Hopeful, my final PAD of the year :)

    Happy Hogmanay :beer:
    Mortgage at 12/07/2022 = £175,000
    Mortgage today = £161,690.76
    300 271 payments to go.
    House buyout fund £21,000/£40,000
  • £1.00 today :j have a happy new year padders:)
    Pay off debt by Xmas 2012 #172
    SPC5 no 1541
    January NSD 9/12
    January GC: £56.48/£300
  • Last PAD of 2011 = £201.90 please Hopeful. Thankyou for being December's counter upper :D

    Happy 2012 Padders cancan.gif
    PAD-ing Since 7/1/11 2012 - £2329.10 2011 - £4760.88 :money:
    NSD's April 10/10 Mar 11/12 Feb 11/12 Jan 8/8 :D
  • Siouxsie32
    Siouxsie32 Posts: 1,987 Forumite
    Part of the Furniture 1,000 Posts Cashback Cashier
    njk1012 wrote: »

    ...taking it easy to start with however as being paid early means I'm not quite sure where all the money in the bank belongs.

    I know what you mean njk, on paper I look fairly flush but it's all destined for elsewhere.

    My final PAD of 2011 is a small but steady £1.78.

    Thanks everybody for all the inspiration I've found in this thread this year and I look forward to PADding with you all again in 2012 :beer:
  • Hopeful1 wrote: »
    £1.18 for moi!

    GAP - How is your recovery going?

    Can someone remind me, please - which bank is it that has a change machine that adds money straight to your account? I hate bagging up loads of change, but don't want to lose out using the supermarket ones!

    Well done, on your car purchase Purple. You'll have to let us know how your test goes when the time comes ;)

    Morning all

    sorry if this has been answered, But the bigger branches of Natwest have these machines.

    £5 for me today please.

    :D

    Happy New Year.
    i find this time of year quite sad, hate January.NYR stay upbeat:)
    MAKE £2022 in 2022 no 29 £2022/£434.10
    Mortgage@ 1/1/2022 £17540 / £1601.39
    pay all your debts by xmas 2022 £15000/ £1865.29

    https://www.facebook.com/groups/680889456637403
    you tube channel never too old
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