A Payment A Day - Part 11!

Mudbath

Morning! I'm £78.00 today please xx

mrsb83_2

£38.29 to the loan please!

Hopeful1

Just a quickie 'cause at work; will be back tonight with yesterday's total. Am a little behind 'cause left adaptor at work yesterday so laptop has be dead as a dodo! Hope everyone has a good day.

Catch ya later!

girlatplay

Super duper PAD Paul :T

£3.60 for me today please Hopeful

LondonAndy

Hi all

£7 yesterday and £2.91 today = £9.91 for the mortgage pot please

never_too_old

Paulgonnabedebtfree wrote: »

£5,908.43

That's the amount I've paid out on debts since 4th July.
So stick that on the total please .
Over £1k a month just on debt. No wonder life is a struggle at time.
Mortgage is extra of course.
On Jan 1st I will do another SOA as my old one is horribly outdated now. First though, I want a reasonable Xmas with loads of football matches .

Wow brilliant pad,so what do you do, is it a builder that is now doing his own scaffolding on jobs or a scaffolder? Work is rubbish for my oh :eek:,quitest its been ever on the run up to Christmas,Hoping that this rain and wind my generate a bit of work

My pad today is £59 please Hopeful:D

saorsie

Welcome back Paul

Pad of £2 from me today please hopeful to savings

-s-

Paulgonnabedebtfree

never_too_old wrote: »

Wow brilliant pad,so what do you do, is it a builder that is now doing his own scaffolding on jobs or a scaffolder? Work is rubbish for my oh :eek:,quitest its been ever on the run up to Christmas,Hoping that this rain and wind my generate a bit of work

My pad today is £59 please Hopeful:D

Not a builder, no.
I'm a window cleaner.
I am now tooled up to clean exterior windows up to about 65 ft high - without breaking my balls. That's why I've gone for a lightweight, strengthened, carbon pole. With the various attachments and fittings plus interior cleaning kit and other stuff, then buying in some new work I borrowed about an extra £5k. Also, I have kit to clean interior windows up to about 25 ft and even at much lower levels, it's still faster than traditional methods.
I won't manage it this year 1/10 - 30/9 but starting October next year, I have already set myself a target of £50k turnover (not profit as there are plenty of expenses that come out of it). It will mean freeing myself from some of the more frugal customers. I do feel a bit sorry for that as I can empathise but I must look after me.
It's a race to bust my debt before I bust my crown jewels.
If what I have done sounds extravagant, borrowing that extra £5k stands to earn me an extra £12k - £15k over the next two years. Also, bear in mind that I get a heavy whack of tax relief on that £5k which makes it about £3.4k in reality (income tax relief + class 4 NI relief).

never_too_old

Paulgonnabedebtfree wrote: »

Not a builder, no.
I'm a window cleaner.
I am now tooled up to clean exterior windows up to about 65 ft high - without breaking my balls. That's why I've gone for a lightweight, strengthened, carbon pole. With the various attachments and fittings plus interior cleaning kit and other stuff, then buying in some new work I borrowed about an extra £5k. Also, I have kit to clean interior windows up to about 25 ft and even at much lower levels, it's still faster than traditional methods.
I won't manage it this year 1/10 - 30/9 but starting October next year, I have already set myself a target of £50k turnover (not profit as there are plenty of expenses that come out of it). It will mean freeing myself from some of the more frugal customers. I do feel a bit sorry for that as I can empathise but I must look after me.
It's a race to bust my debt before I bust my crown jewels.
If what I have done sounds extravagant, borrowing that extra £5k stands to earn me an extra £12k - £15k over the next two years. Also, bear in mind that I get a heavy whack of tax relief on that £5k which makes it about £3.4k in reality (income tax relief + class 4 NI relief).

Good luck, hope you succeed in all you do.Its bl**dy tough out there:):):):)

Frodobaggins

£7.40 PAD today for me. I have collected £30 in total this week so paid it off my credit card today. Start collecting into my little money tin again tomorrow towards next weeks payment. Thank you for this thread you guys, its really motivating me to find these extra payments and hopefully pay this cc off a bit earlier.