A Payment A Day - Part 11!

Hopeful1

MinniMe wrote: »

Morning all payday here wooo hooo

PAD £150 towards CC.

Thanks all fro the replys about PAD vs getting mortgage and how all the small payments would look. I'm still a little unsure, I love PADing as it makes such a difference but don't want to look bad on application. Was contemplating asking it on the mortgage board but they are a little scary!

I agree with f_f and beccie - as long as everything is paid on time and you're not overdrawn, i doubt the little individual payments will make any difference.

brettcta wrote: »

the answer, according to natwest, is no. you have to pay in at the machine and then either pay the cc online or at the counter.

ah well.

That's a shame. I wish my local Natwest would get one of those change machines though!

webitha wrote: »

and the good news keeps coming, just sorted out the debts situ
and it works out that i will be debt free in 12 months at the rate im going...faster if i snowball
OMG i thought i had a few more years yet...am getting scared lol all this money that im not used to having lol


12 more payments to go (sounds better than 12 months lmao)

lets see if i can make it 11 or even 10 with pading

Go you - now that's what I call motivation


£15 please (HFC / cap 1)

sashanut

Hi all:j

Just popping in to PAD a piddly £1.59 to change tin, monies found around the house. We've been told we'll get paid tomorrow - which in practice means about next Wednesday :mad: Ah well, in the meantime this PAD-ict will keep hanging on.....lol Tks GAP & well done Webitha on just those few payments to go:T

never_too_old

the_mollusk wrote: »

woohoo! :T i was trying to keep track of mine but lost count too many silly little £1 payments!

Morning all

Mollusk, i keep track of my pads in 3 ways.I log everything on my spreadsheet of wonder,if anyone does the grocery challenge they will know what this is.my snowball account and lastly my signature.
hth

Well done Webitha thats brilliant

My pad today includes a regular payment is for £242.55

mooomin

Quidco arrived :j

£42.83 to my credit card (Bless me, Ebay, for I have sinned )
£30 to my loan repayment fund
£10.05 to my VSP

That's a total of £82.88

Back to £1 payments tomorrow :rotfl:

JayJay14

£90 to OH's Capone today please Gap.

the_mollusk

morning all!

l.m.hart wrote: »

Morning all
Mollusk, i keep track of my pads in 3 ways.I log everything on my spreadsheet of wonder,if anyone does the grocery challenge they will know what this is.my snowball account and lastly my signature.
hth

haha i have a spreadsheet of wonder too although i haven't seen yours, might pop over to the grocery challenge and have a look, always looking for more tips! well i went back into my statements and added up anything that looked like a pad, and i've now added a pad page to my wonderous spreadsheet and i shall keep track from now on!

flying_fresian wrote:

Quidco arrived :j
That's a total of £82.88

wow. i need to get me some quidco...

£1 for me! (i'm also predictable!)

Winnie_in_Pooh

Morning all and happy Friday!!

PAD of £168.12 to Tesco and car tax fund from me please Gap! Sorry to hear you've been poorly! Hope you feel better soon

saorsie wrote: »

Oh my word Winnie ~ where has the time gone?! :eek: Getting a bit excited for you now!

I fear its mostly wishful thinking that he'll come early! Got another month by official dates :cool:!!

MinniMe_2

morning all,
no PAD here I'm afraid hoping by the time i get back from my week off work that they will have paid my expenses so I can send it to the CC - probably wishful thinking though!

While i'm off I am going to take a break from PAding as well - fell the need to regroup myself at the minute so see you all in just over a week!

redkelly

£1.00 for me today am planning on clearing out the bottom of my handbag today hopefully will find some money in there!!:)

Siouxsie32

OK, you've all inspired me - can I join in too please? I've started with a £1.86 PAD to Virgin Mastercard. I'm snowballing elsewhere but this card has the smallest balance so I'm going to PAD alongside the snowballing to try and clear it ASAP.