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A Payment A Day - Part 11!
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Hi all:j
Popping in to PAD £10 to M&S cc plz GAP - tkyou!!New start JAN15 - NOT BUYING IT 2015 :eek:. Long haul DFW #145 : 2011 DEBTBUSTING : £5500 OD GONE, £2000 OD - GONE £93,610.30 cc & loan debt - GONE 27.6.14 FINALLY DEBT & MORTGAGE FREE :happyhear0 -
£4.22 for me today please0
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Good morning all
This was posted on the prepairing for winter thread by Rainy days and has scared me, im a weak south easterner(is that a word) whos dh works on roofs and wants to be debt free:eek:
This is the latest report from James Madden at Exactaweather who had correctly predicted this summer (back in January this year) and accurately predicted the last four winters. Here is James's report for Autumn and Winter 2011 and it makes grim reading!
Autumn 2011
The UK can expect a similar theme to continue as we head into autumn, with a notable increase in usual wind strengths for this time of year across many parts of the UK, that will result in frequent and potentially damaging gale force winds and strong stormy features throughout autumn and winter. Although some places further South may see some spells of settled weather at times, the general theme for autumn as a whole looks largely wet and very windy with dominant grey skies. It will be generally unsettled and turn progressively colder with an early start to winter, especially more so in the regions of Scotland, Northern England, and Northern Ireland.
Winter 2011-12 Update
As we head towards winter, I expect to see the first signs of some moderate to heavy snowfalls as early as October or November in certain parts of the UK. In terms of the meteorological winter, I expect December, January, and February to experience below average temperatures, with the heaviest snowfalls occurring within the time frame of November to January across many parts of the UK.
The most important factor within our weather forecasting calculations is solar activity and other major natural factors that it influences. Radiant energy from the sun is the primary influence on both the earth's ocean and atmosphere.
Low solar activity and ocean behaviour alter atmospheric circulation and block jet stream patterns that create enhanced moisture in terms of snowfall. The UK and Ireland is hit by prolonged periods of extreme cold and snow from the Arctic regions, as cold easterlies or north-easterlies develop. Huge swirly low pressure systems also offer the potential for widespread disruption from heavy snowfall across many parts of the UK including the South, as they clash with the predominant cold air over the UK.
Coupled with other in depth factors such as recent volcanic activity and changes to the Gulf Stream/North Atlantic drift that we consider, this does not bode well for the severity of the UK and Northern European winter of 2011-12. Frequent and prolonged cold spells with heavy dumps of snow from blizzard like conditions is likely across many parts of the UK. The areas we expect to be worse hit throughout include the vast majority of Scotland and the Scottish Highlands, Northern England, and Northern Ireland. We have particular concerns as to the huge implications that this may pose to the infrastructure of the UK and Ireland transportation systems/economy.
My pad is £8 today pleaseMAKE £2022 in 2022 no 29 £2022/£434.10
Mortgage@ 1/1/2022 £17540 / £1601.39
pay all your debts by xmas 2022 £15000/ £1865.29
https://www.facebook.com/groups/680889456637403
you tube channel never too old0 -
£1.00 for me today please0
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5p to the cc please GAP....no much i know but the PADs help to keep me focused on slaying the debt demon rather than saying sod it and going out for lunch with OHs sister!Lloyds Loan (£0/£6000) Emergency Fund (£113/£1000) ISA £592.240
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£5 for me today please!HSBC CC £[STRIKE]4000[/STRIKE] 2986 Next £343.47 NRAM £[STRIKE]15471[/STRIKE] 14032:eek:1p Savers Club = 83p0
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£2.50 today. on a fitness drive, so the chicken balti pie that i'd have at half time at old trafford is going toward paying off the student cc. i'll just stick to bovril instead...helpful tips
it's spelt d-e-f-i-n-i-t-e-l-y
there - 'in or at that place'
their - 'owned by them'
they're - 'they are'
it's bought not brought (i just bought my chicken a suit from that new shop for £6.34)0 -
I had an enforced payment yesterday after a phone call from Lloydstsb credit card. £62.78 paid.business mortgage £0))''(+ Barclay's business kitchen loan £0=Total paid off was £96105 PPI claimed and received £13527
'I had a black dog, his name was depression".0 -
£2 to the mortgage fund please
Hope everyone is having a good day !Debt Free 25th August 2010 with PAD !!TARGETS ::D
Save 12k in 2013: #068 : £7,305/£12,0000 -
£25 to cc for me plse, GAP
Hope everyone is OK. We've had a sunnier day today at last but that weather forecast someone posted for this winter sounds awful.Every penny's a prisoner
PADding is addictive
MFW August 2023 - unless I get my butt into gear0
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