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A Payment A Day - Part 11!
Comments
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Hello , just checking in , no pads for me lately we have had one of 'those' little setback OH was rushed into hospital 2weeks ago - all well now though , but now v skint - we had savings to dip into to pay the bills etc - OH is self employed , so hopefully will be back padding agin next weekLBM , 2005 at home with DS , listening to working lunch everyday talking about consumer credit runing out. :coffee:
CC 01/07/11 £4625.69 / 4114.86
savings target 2011 £8,000.00 /
Never underestimate the power of the PaD:cool:0 -
I have made a payment of £36.74 today to DH's Santander credit card. I am starting to get into the swing of things now
My main aim for now is to pay off an outstanding materials bill£500 to go.
garage bill arrived yesterday....£712 to add to amount owed :eek:
It will start to go down again, I know it is possible.
Eldest I hope DH is better soon.
saorsie Well done!!business mortgage £0))''(+ Barclay's business kitchen loan £0=Total paid off was £96105 PPI claimed and received £13527
'I had a black dog, his name was depression".0 -
random question for all you PADDERs that are smarter than me.
When applying for a mortgage, and the lender looks at bank statements - will it look bad if I am making loads of small PADs? should I start trying to save it all up into one lump sum?New surname New start!
Total Debt - [STRIKE]£9999.09 [/STRIKE]now 7633.16 23.66% paid off0 -
thevinternet wrote: »Welcome back! :wave:
To join in the discussion, I personally am tackling my smallest debts first, I agree that for me the psychological benefits of seeing the small accounts shut altogether will keep me on track in the long-run.
My PAD is £1.13 today to Barclaycard. I'm running out of cash...it's gonna be a tight month.
Have a good day all x
OCh but you are doing so well
Today's treat was a £1.65 sandwich from the bakers when starving...so hungry - barely at a thing yesterday...missed lunch again today....not doing so well on the eating front..
If I don't go to work tomorrow I must menu plan and food shop...
and now it's starting to rain again
I don't think I'm going to work tomorrow as I've only just found my legs again and I'm still getting quite tired during the day
But the bug is heaps better. So glad I went back on the e-cig last Wednesday otherwise it'd be a chest infection by now.....
So yeah tonight's wee task is to fill in my IS form then tea and knitting...am staying on 7.5mg (75% of what I was on) of night time meds till sleep is better. Going to bed about 10.30 and getting up at 6....must stop napping to try and get that better...
But having cut the tablets in half (doc said I could) and reduced without any major whoopsies it just proves I can do it so maybe before the end of the year I'll get off the 5mg tabs......:A...I've always tried going 5mg-0 and it's really strong stuff so it's not worked out...but I think when I'm ready if I go 5 -2.5-> 0 I should be okay
Many thanks FF for reposting that gloup recipe for me...Like I said there's no point in going back on there as I've burnt all my bridges and I have reasons other than paranoia why I don't want to go on there but I thought it might help them.
You can tell them I also have a recipe for handmade sanpro (no sewing needed) that works out about £4 a year plus washing stuff (I think I got my nappy bucket from a charity shop :A) and that's on Amazon kindle.....
E:dance:
I believe in the power of PAD
Come and join us on the Payment a Day thread
:dance:
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£30 for me today please0
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£1 little pad for me today to virgin cc. (feels a little pathetic after my recent bigger pads, maybe should have spread them out a bit!)YNAB trialler. Debt at 2nd LBM, Sep 2015: £24,162. <swear>0
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Quick update Pads today of
£1.00 to Crapital 1
£19.63 to Horrid HSBC
Will probably be smaller ones for the rest of the week:o
D.O.DHSBC [STRIKE]£3223.20[/STRIKE] £2060.00Cap1 [STRIKE]£1724.91[/STRIKE] £1782.00OD [STRIKE]£939.78[/STRIKE] £200.00No 49 of £2012 in 2012.. £645.10 so far & Crazy Clothes £14.09/£100.00 ReducingtheToiletryStash2012 UU12/IN 20 March Grocery 0.00/£65.00 & LbsNot£s Lost 14Lbs0 -
Evening fellow PADders!
After last friday's mega PADs I'm back to normal with a smaller but still worthwhile £62 today plse GAP. Some great pads of late, even if small but persistent in some cases. Keep going everyone:TEvery penny's a prisoner
PADding is addictive
MFW August 2023 - unless I get my butt into gear0 -
Today's grand total
£1.50Just keep swimming!0 -
A late PAD of £111.83 please GAP. I've now padded over £1000. :j:j:jNSD Challenge January 2/15
PAD Member since 18/7/11 - Total paid to date £8885.190
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