Help - Halifax Turned Up Last Night

Mike_St_Helens

Rachman wrote:

To endorse other comments - be honest first of all with yourself and others - you've not been so far and it's made it worse. How did you think your payment plan would work when you had ignored what is presumably one of your larger creditors.....

[Please don't suggest you forgot £12K of debt - it's too much of a reality stretch]

WOW.. Ive just read this thread... Sorry I ve been working lates so been out and surprised iI havent picke up this one.

Its comon practice for some banks to send agents to collect that card, they do it when the card is being used and arrears are still amounting I'm afraid.

However I feel that the tone and words said in the above post are completly out of order... I feels its somewhat our mate Tootsie roll in disguise... Some will know some wont.... In other words a troll trying to spread the good word of b0locks.

Hey thinking on... Where is he !! Maybe he has bogged off to somewhere not quite so festicve heh ! Bah humbug

I hope you feel better now. At least this debt is in the open now and can be dealt with. Its awful when its gouing bad like you have had it.

Hope you have a nice christmas...

Mike x

*Louise*

Hi Weller

Just wanted to add my best wishes to the bunch, I'm sorry you are having such a tough time, especially at this time of year.

I know to some extent what you are going through - my OH was off work ill for 18 months a few years back and it crippled us financially, it took a long time to get back on our feet. What annoyed me was that if we were council tenants or renting, we could have had loads of stuff paid for us, but because we had a mortgage, we couldn't get any help paying for it. Life sucks sometimes, eh?

I hope you can manage to some extent to try and put the prolems out of your mind (I know...tough call)at least on Christmas day and enjoy the time with your family.

(((hugs))))

melaniec_2

sgx.saint has made a very good comment there. If possible try and buy yourself some time by saying you can't commit to any figures until you've had time to calculate a budget.