DMP Advice

doodah

bet you can't wait til it's all sorted. i know i can't! it's really dragging on now. i'm still happy that i'm dealing with it myself and not through a company.

Gemmzie

Yes definitely

Got Capital One on board this afternoon after they'd done dealing with their fire drill :rolleyes: One more to go!

Halifax had a bit of a niggle about why aren't you doing it with a company, and we said because we want to do it ourselves. They thought we were mad :rotfl:

Gemmzie

All done but Mint

AND Dad's got a new current account :eek: A normal one :eek: :eek: With an Overdraft :eek: :eek: :eek:

Me = shocked

doodah

woo yey well done

Gemmzie

First payment goes out tomorrow

Joint account is officially changed over to the new account

Still waiting on Mint but will just pay them as planned

All go

Gemmzie

:mad: B...hell

As soon as we start making progress things go mad again

Well, £50 of the Tax Credits is tied into going into a regular saver each month until July.

The mortgage is going up in March due to the January interest rate rise (:mad: variable rates :mad: )

Council Tax will be going up in April too

So we are now approx £100 short per month, oh crap

Gemmzie

Mint have finally got their butts in gear and grudgingly accepted the £31 payment for six months. They want 2.25% which is about £120 :rolleyes:


But I'm having such a nightmare with this bank charges reclaiming, it's really not as easy once it gets to the court stage :mad: I'm so confused, I could cry

greytdog_2

your water seems very high to me - are you on a meter? - we have gone over to a meter and saved pounds, we were paying £37 a month for a band D property and now pay £14 a month on a meter - there are five of us and we all have casual clothes and uniform to wash every day and dont stint (or should that be stink) on baths/showers!

Gemmzie

greytdog wrote:

your water seems very high to me - are you on a meter? - we have gone over to a meter and saved pounds, we were paying £37 a month for a band D property and now pay £14 a month on a meter - there are five of us and we all have casual clothes and uniform to wash every day and dont stint (or should that be stink) on baths/showers!

We are on pre-pay, on a meter we'd be paying around £120 a month :eek:

One of the downsides of living in Cornwall :mad:

Gemmzie

Another day another dollar :rolleyes:

Dad's MOT - needs £100 worth of work and his car tax £96 something is due Wednesday, argh
Thank gawd for matched betting and the money we put away for his tax last month!