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DMP Advice

13567…11

Comments

  • Gemmzie
    Gemmzie Posts: 14,876 Forumite
    Ok so the letters are going off recorded delivery in the morning, fingers crossed we hear back soon :)
    No longer using this account for new posts from 2013
  • Gemmzie
    Gemmzie Posts: 14,876 Forumite
    I've saved the Joint account :D

    With the £1500 overdraft being slowly paid off it means the account can finally start to go up instead of down :)
    The most we'd need is a £500 over draft if father has a bad week

    Thanks so much DFWs :)
    No longer using this account for new posts from 2013
  • milliejon
    milliejon Posts: 1,052 Forumite
    Best of luck Gem!
    DMP mutual support number 174
    Total debt now (April 10) £0! - total paid off £30,221 or 100%
    I'm now debt free after 6 years!!:j
    Non smoker since June 2006 :j
  • Gemmzie
    Gemmzie Posts: 14,876 Forumite
    Had an odd request from Mint today.

    They have asked my father to cut up his card and send them the pieces - is this normal? They also request a letter as to why the account has gone into arrears.
    No longer using this account for new posts from 2013
  • Gemmzie
    Gemmzie Posts: 14,876 Forumite
    *bump* Anyone know?
    No longer using this account for new posts from 2013
  • ZTD
    ZTD Posts: 24,327 Forumite
    Gemmzie wrote:
    *bump* Anyone know?

    It's not unheard of. If you read the T&Cs, the card actually belongs to them.

    The cutting it up bit is to stop people using it, if it's intercepted in the post.
    "Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
    "We were born and raised in a summer haze." Adele 'Someone like you.'
    "Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky."     OMD 'Julia's Song'
  • Gemmzie
    Gemmzie Posts: 14,876 Forumite
    Surely they've put a stop on the card, so I just cut it and send it to them?

    They aren't getting a letter as I've already sent one explaining the situation.
    No longer using this account for new posts from 2013
  • ZTD
    ZTD Posts: 24,327 Forumite
    Gemmzie wrote:
    Surely they've put a stop on the card, so I just cut it and send it to them?

    Yep. If you're feeling creative you can cut a Christmas Tree out the middle of it or something. You'll make someone's day...
    Gemmzie wrote:
    They aren't getting a letter as I've already sent one explaining the situation.

    Do resist the temptation to put a compliment slip in with "I've already sent this - morons!".
    "Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
    "We were born and raised in a summer haze." Adele 'Someone like you.'
    "Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky."     OMD 'Julia's Song'
  • milliejon
    milliejon Posts: 1,052 Forumite
    I had a few request their cards back in pieces, but I'd already cut them up and thrown them away. I just told them that and nobody had any problems with it.

    I had to send my annual update to my creditors today so I'm feeling a bit crap at the moment as I've had to reduce the payments. One of the creditors is getting 16p less! But I've got to be fair to those who are getting £11 less.

    I'll just wait for letters and calls until it's all sorted again.

    I hate January!
    DMP mutual support number 174
    Total debt now (April 10) £0! - total paid off £30,221 or 100%
    I'm now debt free after 6 years!!:j
    Non smoker since June 2006 :j
  • Gemmzie
    Gemmzie Posts: 14,876 Forumite
    It works out that way sometimes with the equal payments

    Just been reading through your past posts and saw what you said about a reference number. If they say no, I really must do this. I thought you had to use their plans to get a number! Thanks :)
    No longer using this account for new posts from 2013
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