Sat/Sun 25th/26th June - What small things will you do this weekend??!

determined_new_ms

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free :money:

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.:D

Hi everyone & happy weekend :dance: am up early as usual & want to make the most of the weekend :grin:

so plans for me include:

• check banking x2 & transfer funds into halifax acc so I get the £5 reward
• check to see if I've got my £100 reward to funding my first direct acc
  
• do transfers to VSP, savings & ISA
  
• check cupboards, freezer & fridge & do a meal plan
• clean spare bedroom for students arriving tomorrow - money towards our trip to Brazil :T (my manager has agreed a 3 week holiday over xmas :j)
• go for a run - depending on the weather that may be at the gym, but hopefully its gonna brighten up
• list a couple of items on preloved/gumtree
• list a few things of freecycle - need to get a move on with our decluttering if we're ever gonna move!
• oh is taking me out for lunch at pizza express - free to me & he got an extra £48 on some freelance work he did :T
  

ok that seems alot to do! happy weekend x

serendipity1985

Morning!!

Hope that everyone has a nice day and that the sun does finally come out to shine!!

Today looks like this...
*4 hours overtime... Ugh....
*Go shopping and stick to the list
*Check online banking
*Go and buy a half price desk from Argos
*No unplanned spending
*Have a nice meal in rather than an expensive night out
*Get to a squash court before 5 so it's free!!
*Not order a breakfast roll like everyone else is currently doing at work!!!

I will come back and update for tomorrow!!

Emzilla

Hi everyone

Forgot to post the past couple of days . Need to get into the habit of doing it.

I hope everyone has a nice day. Sun not shining down south yet, but I'm hopeful it will .

Today I will:

Do 150 questions on 63336
Play on BP
Put £10 petrol in the car
Buy some 2nd class stamps and post letters to creditors
Tidy up flat
Do any surveys that come through
Take pictures for eBay tomorrow

Emz xx

determined_new_ms

what part of the south are you from Emzilla? I'm in Kent

Emzilla

determined_new_ms wrote: »

what part of the south are you from Emzilla? I'm in Kent

I'm in a very cloudy Portsmouth. I hope it's sunny in Kent

Emz xx

ixia

Good morning everyone

DNMS- thanks for starting us:

today I will:

• washing- think it's to dry up later so i will line dry it.
• quick tidy round house
• check banking/e-mails
• go to my friends for dinner tonight
• holiday tickets came this morning :j
• £20 vouchers for topshop arrived from valued opinions- that will go to DD1 to get something for hols.
• Did a bit of online shopping last night new look had free del and 10% code and quidco has tracked happy with that :T

Hope everyone has a lovely weekend.

pixiechick99

Morning all:j
I had a good sleep - was in bed at 10.30 last night, asleep definitely by 11...then woke up at 10 today:eek: I only woke because dd2 texted me from her friend's. Her friend had a letter about teacher strike on Thurs so my dd wanted to know if we had one. Letter duly arrived and both of my 2 have the day off on Thurs...bet I don't tho;)

So, dd1 is still asleep of course:o We enjoyed our chinese last night - so lovely not to cook, I just relaxed with a cider and watched the tennis:T

Ok, here's the plan for today:

• check banking
• do P-cone survey that's waiting in my inbox
• drop dd1 into town...friend picking them up
• meal from plan tonight - cajun chicken and wraps with hm wedges
• hoover through house
• check fridge/cupboards etc and make meal plan and list for next week
• ironing
• uni work while girls both out
• put washing on if it dries up
• sort returns and possibly return to shops tomorrow

Ok - that's my lot for today:D
Have a lovely weekend all of you:T

elsiepac

Morning all

Thanks dnms for starting us off and enjoy your Pizza Express lunch! Brazil sounds amazing too, lucky thing! Enjoy your squash serendipity, rather you than me there! Sun isn't shining here either Emz - in fact it's grey, windy, chilly and quite frankly looks like it's about to p*ss down!!! Feel bad for the care home next door (we live in a house built in the grounds as it's an old manor house - our garden used to be it's swimming pool!) - as they are run by a lovely couple and this afternoon is their summer fete. Last year I have a sodden memory of drinking Pimms under a summer-weight tent thing as it bucketed down...wasn't fun. May avoid popping over but I like the raffle!!! Where are you going on holiday ixia? Yum, Cajun wraps Pixie? Think I'll have to see if I can get some chicken today, that sounds lovely!!!

I'm tired today, think I'll have a quiet one pottering...plenty to do though! My assignment is due on Tuesday and I still have 1.5 out of 4 questions to complete for it so must get some OU work in! The list:

[strike]1. Check OnePoll morning[/strike]
[strike]2. Check surveys morning[/strike]
[strike]3. Dark wash on 30[/strike]
[strike]4. Hang dark wash to dry[/strike]
[strike]5. White wash on 40 ECO[/strike]
6. Hang white wash to dry
[strike]7. Breakfast from stores - toast butter and Marmite....yuuuuuuuuuuuuum[/strike]
[strike]8. Plan meals for next few days[/strike]
[strike]9. Write list based on above[/strike]
[strike]10. Do small shop accordingly[/strike]
[strike]11. Check One Poll afternoon[/strike]
[strike]12. Check surveys afternoon[/strike]
13. OU work - Do section 4 of Unit 8
14. OU work - Do section 5 of Unit 8
15. OU work - Do section 6 of Unit 8
16. OU work - finish Q4 on assignment
17. OU work - post more in discussion on forums
18. Bedding in wash - 60 but ECO
19. Hang bedding to dry if doesn't hammer it down!
[strike]20. Check OnePoll evening[/strike]
[strike]21. Check surveys evening[/strike]
[strike]22. Stay in today as probably going out tomorrow, so only local trips out[/strike]
[strike]23. Check bank a/c[/strike]
[strike]24. Check budgets again after yesterday's complete revisions![/strike]
25. Think of ways to make money I'm blankity blank! Already do all the little things and don't have time for part time job due to OU work on weekends and demanding job in week! Hey ho, budgets just about work out though, so it's not completely bleak!

Have a great day all...!

LC xxx

Arctic_Sky

Ey up all - totally forgot to post for a few days, oops!

Got the cheque from my landlady - was more than I expected, which is a bonus - and got my payslip from work: will be getting an extra £60 in this month's pay :j

Plans for the weekend include:

Check online banking
Check onepoll
Chase OU re: financial stuff
Knit at least 20 rows of Xmas scarf 1

and, on the non-money-relevant side:

Bake brownies for the boyfriend, and gooseberry muffins & banana bread

Clean the kitchen & bathroom (living with three men in their 20s, it bloody well needs doing!)

Going to watch my boyfriend's american football team play tomorrow PM I think, which'll be nice

determined_new_ms

Emzilla wrote: »

I'm in a very cloudy Portsmouth. I hope it's sunny in Kent

Emz xx

nah its not!

La_escocesa

Well hello there my lovelies :wave:

Big shout out to DNMS for starting us off :beer: Wow! To three weeks in Brazil over Christmas!!! That will be awesome!

'Teaching' my first yoga class today - MIL and SIL don't know what they're letting themselves in for as my guinea pigs

After that we'll be staying round the in laws for a BBQ. So pretty cheap - just take a bottle of wine and £6 to share a taxi home with SIL. £11 should do it for today and saves us cooking

Got mum's belated bday pressie [STRIKE]- gave in and used Groupon reluctantly... but only £9.50 + p&p for a photo book, which she'll love. [/STRIKE] Arghhh, just realised I had £6 credit in Groupon so it would've only been £3.50! Have emailed to cancel that deal and will try buying another with the voucher IYSWIM...

Started a spending diary again for this month - trying to include all payments this time (debts/DDs etc) rather than just keeping an eye on my 'pocket money' like I did before.

Reading a free book on Kindle - The Book of Tea - lovely essay on the art of the Japanese tea ceremony and living simply/minimalism.

Usual weekend stuff too - cleaning/clearing out/washing/sorting stuff for the week coming up...

Entered a couple of competitions.

Did a couple of surveys - Pinecone is great - thank you Picasso for the referral. Money goes straight to PayPal too so just going to leave it to build up for a while without thinking about how much I've got.

Hoping to do a bit of yoga too - not done my homework for the course next weekend

Oh, going to do a VSP transfer too.

xxx