job offering £12k- any back to work help? (tax credits etc?

Russe11

Blobby8 wrote: »

Go on I'll feed, explain how someone who does sfa all day make a net contribution.

Ok well its not a generalised across the board thing, it very much depends on what the JSA/universal credit claimants personal circs are, what the claiment spends their £67.50 a week on.

Many ways they can be contributing more than they claim, depends if they are income based or contribution based.

Say for example a contributions based claiment has a large amount of savings/investments, they are taxed more on their income than they recieve in taxable benefit.

A income based claiment that is means tested, could be a carer, they would be claiming less than the cost of the care required.

The most extreme case could be a income based JSA claiment that is a alcoholic, they spend or their income on alcohol from a supermarket, the supermarket sells this product at less than the tax+vat on said alcohol as a loss leader. Therefore the goverment is getting more in taxation revenue than they pay out in benefit.

These senarios are against working families on low incomes, who may pay somthing in taxation and be percieved to be earning a fair living by working, however they claim more in benefits and tax credits than they contribute.

Russe11

merlin68 wrote: »

My food for 4 is £50 a week. Also we're mobile cleaners and only spend £20 on petrol a week. Spending £75 a week on a pension is frankly ridiculous.

£75 a week is the reccomended min contribution the government advises

£50 for 4? what for 4 adults? or 2 adults and 2 kids?
I base that on all food/drink expenditure for myself.

Blobby8_2

Russe11 wrote: »

Ok well its not a generalised across the board thing, it very much depends on what the JSA/universal credit claimants personal circs are, what the claiment spends their £67.50 a week on.

Many ways they can be contributing more than they claim, depends if they are income based or contribution based.

Say for example a contributions based claiment has a large amount of savings/investments, they are taxed more on their income than they recieve in taxable benefit.

A income based claiment that is means tested, could be a carer, they would be claiming less than the cost of the care required.

The most extreme case could be a income based JSA claiment that is a alcoholic, they spend or their income on alcohol from a supermarket, the supermarket sells this product at less than the tax+vat on said alcohol as a loss leader. Therefore the goverment is getting more in taxation revenue than they pay out in benefit.

These senarios are against working families on low incomes, who may pay somthing in taxation and be percieved to be earning a fair living by working, however they claim more in benefits and tax credits than they contribute.

In that case I suggest we get all the workshy to go on the pi$$ and become alcoholics, it would greatly aid the country to have a quarter of a million dossers suddenly to be nett contributors to society. You should run the country.

Russe11

Blobby8 wrote: »

In that case I suggest we get all the workshy to go on the pi$$ and become alcoholics, it would greatly aid the country to have a quarter of a million dossers suddenly to be nett contributors to society. You should run the country.

It is the way the country is already run.

Russe11

Horseygirl wrote: »

I earn £18k. I'm 26. I clear £1200 a month. I pay £500pm+bills for my privately rented small 1 bedroom flat (About £700 a month) On top of that I have DD's that total around £200 which leaves me with £300 a month to buy food and petrol and anything else. I cope fine. If I earned any less than what I do it would be a real struggle.

I work in a dead end job and I work to live. I dont want the taxes that come out of my hard earned salary to go to someone who thinks that its easier to stay on benefits than it is to get off their !!! and get a job.

I have the greatest respect that you are independant and earn you own living, you agree with me that 18k is a livable wage, but by no mean luxurious.

The thing is you view on the taxes that come out of your salary paying for the welfare system is slighty ott, you pay the equivlent of appox £40 a week... drop in the ocean would not be the right thing to say, more like atom in the universe.

Blobby8_2

Russe11 wrote: »

I have the greatest respect that you are independant and earn you own living, you agree with me that 18k is a livable wage, but by no mean luxurious.

The thing is you view on the taxes that come out of your salary paying for the welfare system is slighty ott, you pay the equivlent of appox £40 a week... drop in the ocean would not be the right thing to say, more like atom in the universe.

You want to have another guess at horseygirls contrbution to the tax system ?
VAT
Duty
Income tax
National insurance
The taxes paid by people who profit from her
etc
etc

dianadoesnt

lazer wrote: »

OP - yes you would be entitled to receive some tax credits (as long as over 30 hours work)

I quicky ran the figures though the calculater, and you would get £51 a week for the first year assuming only JSA income in 10/11 and possibly some help with housing costs.

I did this too and got the same results. You should certainly get some housing benefit (you would be better of as you get HB rather than LHA being a council tenant)
WTC is based on your income for the previous year, namely 10/11. Did you have a particuarly high income that year? If not may be you should run your figures through Entitled To again.
Diana

Russe11

Blobby8 wrote: »

You want to have another guess at horseygirls contrbution to the tax system ?
VAT
Duty
Income tax
National insurance
The taxes paid by people who profit from her
etc
etc

The poster did just say out of their salary, most of the other taxation is by choice on goods and services that could be deemed not nessersary.

I understand that if you work out the taxation on a the money you or I spend then it is some what a different proportion of our income, however a benefit claimant is not exempt either from the above forms of taxation you list.

Russe11

dianadoesnt wrote: »

I did this too and got the same results. You should certainly get some housing benefit (you would be better of as you get HB rather than LHA being a council tenant)
WTC is based on your income for the previous year, namely 10/11. Did you have a particuarly high income that year? If not may be you should run your figures through Entitled To again.
Diana

Yes back to the OP question, its going to be bad if they did have a higher income the previous year meaning they can't get no WTC.

Maybe this should be raised with the employer and explain they are not going to get subsidised on the low wage they are offering(you have to question who gets the greatest benefit, the employer being able to pay people less or the employee that can top their wages up) and could they offer some sort of promise that you will be able to increase your earnings in the future. Reveiws, training, promotion... any other suggestions?

merlin68

My food shopping is for two adults, two teenagers a dog and a cat. It also includes packed lunches for all of us.
Just because the gov recommend pension costs of £75 a week doesn't mean you have to do it.
No one I know saves that much.
To be fair you can't be spending that much on things at the moment if your on JSA. We are about £50 a week better of from being in work.